Note 24 - Parent Company Only Financial Information (Tables)

12 Months Ended

Dec. 31, 2013

Condensed Financial Information of Parent Company Only Disclosure [Abstract]

Condensed Balance Sheet [Table Text Block]

ASSETS	2013		2012
Cash and cash equivalents (deposits in Bank)	$	593	$	1,494
Investment in Bank		70,386		68,197
Other assets		242		--
TOTAL	$	71,221	$	69,691
LIABILITIES AND STOCKHOLDERS’ EQUITY
Accrued expenses and other liabilities	$	34	$	31
Stockholders’ equity		71,187		69,660
TOTAL	$	71,221	$	69,691

Condensed Income Statement [Table Text Block]

	2013			2012
INCOME:
Dividends from the Bank	$	--		$	--
Interest income—loan to the Bank		--			--
Total income		--			--
EXPENSES:
Management fees		156			120
Other operating expenses		506			409
Total expenses		662			529
LOSS BEFORE INCOME TAXES AND EQUITY IN UNDISTRIBUTED INCOME OF BANK SUBSIDIARY		(662	)		(529	)
INCOME TAXES		--			--
LOSS BEFORE EQUITY IN UNDISTRIBUTED INCOME OF BANK SUBSIDIARY		(662	)		(529	)
EQUITY IN UNDISTRIBUTED INCOME OF BANK SUBSIDIARY		1,391			1,284
NET INCOME	$	729		$	755
OTHER COMPREHENSIVE INCOME (LOSS) OF SUBSIDIARY		(1,230	)		(135	)
COMPREHENSIVE INCOME (LOSS)	$	(501	)	$	620

Condensed Cash Flow Statement [Table Text Block]

	2013			2012
OPERATING ACTIVITIES:
Net income	$	729		$	755
Adjustments to reconcile net income to net cash used in operating activities:
Equity in undistributed net income of Bank		(1,391	)		(1,284	)
Stock compensation expense		243			147
Changes in operating assets and liabilities:
Other assets		(242	)		221
Accrued expenses and other liabilities		3			29
Net cash used in operating activities		(658	)		(132	)
INVESTING ACTIVITIES:
Investment in Bank		(2,028	)		(1,147	)
Net cash used in investing activities		(2,028	)		(1,147	)
FINANCING ACTIVITIES:
Proceeds from exercise of warrants		1,785			--
Net cash provided by financing activities		1,785			--
NET DECREASE IN CASH AND CASH EQUIVALENTS		(901	)		(1,279	)
CASH AND CASH EQUIVALENTS:
Beginning of period		1,494			2,773
End of period	$	593		$	1,494

Schedule of Quarterly Financial Information [Table Text Block]

YEAR ENDED DECEMBER 31, 2013	Fourth Quarter			Third Quarter			Second Quarter			First Quarter
Interest income	$	4,748		$	4,579		$	4,457		$	4,581
Interest expense		878			825			830			859
Net interest income		3,870			3,754			3,627			3,722
Provision for loan losses		--			--			--			--
Net interest income after provision for loan losses		3,870			3,754			3,627			3,722
Net gain on sales and calls of investment securities		--			25			--			--
Noninterest income		1,413			1,394			1,340			1,254
Noninterest expense		5,084			5,019			4,883			4,673
Income before income taxes		199			154			84			303
Income tax provision		--			11			--			--
Net income	$	199		$	143		$	84		$	303
Earnings per share(1):
Basic	$	0.01		$	0.01		$	0.00		$	0.02
Diluted	$	0.01		$	0.01		$	0.00		$	0.01
Selected Ratios (Annualized):
Net interest margin		3.12	%		3.15	%		2.98	%		3.13	%
Return on average assets		0.15			0.11			0.06			0.23
Return on average equity		1.11			0.81			0.47			1.73

YEAR ENDED DECEMBER 31, 2012	Fourth Quarter			Third Quarter			Second Quarter			First Quarter
Interest income	$	4,771		$	4,840		$	4,977		$	5,211
Interest expense		972			1,069			1,127			1,254
Net interest income		3,799			3,771			3,850			3,957
Provision for loan losses		--			--			6			16
Net interest income after provision for loan losses		3,799			3,771			3,844			3,941
Net gain on sales and calls of investment securities		--			--			542			--
Noninterest income		1,446			1,449			1,464			1,686
Noninterest expense		5,744			4,867			5,141			5,435
Income (loss) before income taxes		(499	)		353			709			192
Income tax provision		--			--			--			--
Net income (loss)	$	(499	)	$	353		$	709		$	192
Earnings (loss) per share(1):
Basic	$	(0.03	)	$	0.02		$	0.04		$	0.01
Diluted	$	(0.03	)	$	0.02		$	0.03		$	0.01
Selected Ratios (Annualized):
Net interest margin		3.13	%		3.04	%		3.09	%		3.11	%
Return on average assets		(0.37	)		0.26			0.51			0.13
Return on average equity		(2.84	)		2.02			4.07			1.11

	Fourth Quarter		Third Quarter		Second Quarter		First Quarter
YEAR ENDED DECEMBER 31, 2013
Basic weighted - average shares		20,041,497		20,013,343		19,897,603		19,421,603
Effect of dilutive securities		853,466		897,619		982,326		1,322,978
Diluted weighted - average shares		20,894,963		20,910,962		20,879,929		20,744,581

YEAR ENDED DECEMBER 31, 2012
Basic weighted - average shares	19,302,603	19,302,603	19,302,603	19,302,603
Effect of dilutive securities	--	1,375,467	1,250,118	997,401
Diluted weighted - average shares	19,302,603	20,678,070	20,552,721	20,300,004