Consolidated Statements of Income and Comprehensive Income (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
INTEREST INCOME:
Loans receivable	$ 16,202,000	$ 17,644,000
Investment securities:
Taxable	482,000	386,000
Nontaxable	1,189,000	1,232,000
Other	492,000	537,000
Total interest income	18,365,000	19,799,000
INTEREST EXPENSE:
Deposits	3,339,000	4,322,000
Other borrowings	53,000	100,000
Total interest expense	3,392,000	4,422,000
NET INTEREST INCOME	14,973,000	15,377,000
PROVISION FOR LOAN LOSSES		22,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	14,973,000	15,355,000
NONINTEREST INCOME:
Net gain on sales and calls of investment securities	25,000	542,000
Deposit fee income	3,059,000	3,951,000
Earnings on life insurance policies	808,000	790,000
Gain on sales of loans	1,103,000	923,000
Other	431,000	381,000
Total noninterest income	5,426,000	6,587,000
NONINTEREST EXPENSES:
Salaries and employee benefits	11,349,000	11,024,000
Net occupancy expense	2,373,000	2,554,000
Real estate owned, net	229,000	717,000
FDIC insurance	589,000	1,048,000
Supervisory assessments	176,000	295,000
Data processing	1,495,000	2,058,000
Professional fees	613,000	963,000
Advertising and public relations	288,000	258,000
Postage and supplies	408,000	487,000
Other	2,139,000	1,783,000
Total noninterest expenses	19,659,000	21,187,000
INCOME BEFORE INCOME TAXES	740,000	755,000
INCOME TAX PROVISION	11,000
NET INCOME	729,000	755,000
INCOME PER COMMON SHARE:
Basic (in Dollars per share)	$ 0.04	$ 0.04
Diluted (in Dollars per share)	$ 0.03	$ 0.04
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX:
Net unrealized gains (losses) arising during the period	(1,205,000)	407,000
Reclassification adjustments for (gains) losses included in income	(25,000)	(542,000)
COMPREHENSIVE INCOME (LOSS)	$ (501,000)	$ 620,000