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Condensed Consolidated Statements of Income and Comprehensive Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Dec. 31, 2012
Dec. 31, 2011
INTEREST INCOME:            
Loans receivable $ 4,033 $ 4,318 $ 12,084 $ 13,381 $ 17,644 $ 20,043
Taxable 146 64 256 336 386 1,858
Nontaxable 290 323 896 901 1,232 823
Other 110 135 381 409 537 348
Total interest income 4,579 4,840 13,617 15,027 19,799 23,072
INTEREST EXPENSE:            
Deposits 814 1,046 2,477 3,363 4,322 6,351
Other borrowings 11 23 37 86 100 331
Total interest expense 825 1,069 2,514 3,449 4,422 6,682
NET INTEREST INCOME 3,754 3,771 11,103 11,578 15,377 16,390
PROVISION FOR LOAN LOSSES       22 22 859
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 3,754 3,771 11,103 11,556 15,355 15,531
NONINTEREST INCOME:            
Net gain (loss) on sales and calls of investment securities 25   25 542 542 (439)
Deposit fee income 780 904 2,352 2,975 3,951 4,857
Earnings on life insurance policies 205 198 603 586 790 769
Gain on sale of loans 267 250 726 668 923 661
Other 142 97 307 369 381 446
Total noninterest income 1,419 1,449 4,013 5,140 6,587 6,294
NONINTEREST EXPENSES:            
Salaries and employee benefits 2,884 2,681 8,365 8,265 11,024 11,365
Net occupancy expense 583 625 1,809 1,934 2,554 2,601
Real estate owned, net 133 118 82 (174) 717 19,194
FDIC insurance 139 286 480 875 1,048 1,378
Supervisory assessments 35 72 142 222 295 341
Data processing 376 395 1,108 1,658 2,058 1,579
Professional fees 108 158 518 748 963 1,087
Advertising and public relations 71 54 215 192 258 342
Postage and supplies 91 86 308 377 487 512
Other 599 392 1,548 1,346 1,783 2,460
Total noninterest expenses 5,019 4,867 14,575 15,443 21,187 40,859
INCOME (LOSS) BEFORE INCOME TAXES 154 353 541 1,253 755 (19,034)
INCOME TAX 11   11      
NET INCOME (LOSS) 143 353 530 1,253 755 (19,034)
PREFERRED STOCK DIVIDENDS, ACCRETION OF DISCOUNT AND GAIN ON REDEMPTION OF PREFERRED STOCK           (10,500)
NET INCOME (LOSS) AVAILABLE TO COMMON STOCKHOLDERS         755 (8,534)
INCOME (LOSS) PER COMMON SHARE:            
Basic earnings per common share (in Dollars per share) $ 0.01 $ 0.02 $ 0.03 $ 0.06    
Diluted earnings per common share (in Dollars per share) $ 0.01 $ 0.02 $ 0.03 $ 0.06    
Basic and diluted (in Dollars per share)         $ 0.04 $ (0.67)
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX:            
Net unrealized gains arising during the period 299 236 (633) 494 407 2,779
Reclassification adjustments for (gains) losses included in income (25)   (25) (542) (542) 439
COMPREHENSIVE INCOME (LOSS) $ 417 $ 589 $ (128) $ 1,205 $ 620 $ (15,816)