Note 5 - Loans Receivable - 10Q (Tables)

9 Months Ended

12 Months Ended

Sep. 30, 2013

Dec. 31, 2012

Note 5 - Loans Receivable - 10Q (Tables) [Line Items]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	September 30, 2013			December 31, 2012
Real estate:
One- to four-family residential	$	134,341		$	157,936
Multifamily residential		25,641			20,790
Nonfarm nonresidential		161,434			138,014
Construction and land development		18,372			14,551
Commercial		17,414			16,083
Consumer		4,827			5,818
Total loans receivable		362,029			353,192
Unearned discounts and net deferred loan costs		(132	)		(188	)
Allowance for loan and lease losses		(13,078	)		(15,676	)
Loans receivable—net	$	348,819		$	337,328

	2012			2011
Mortgage loans:
One- to four-family residential	$	149,484		$	183,158
Home equity and second mortgage		8,452			12,502
Multifamily		20,790			20,476
Commercial real estate		138,014			95,920
One- to four-family construction		803			1,724
Other construction and land		13,748			23,288
Total mortgage loans		331,291			337,068
Commercial loans		16,083			7,603
Consumer loans:
Automobile		1,757			2,536
Other		4,061			5,479
Total consumer loans		5,818			8,015
Total loans receivable		353,192			352,686
Unearned discounts and net deferred loan costs		(188	)		(415	)
Allowance for loan and lease losses		(15,676	)		(20,818	)
Loans receivable—net	$	337,328		$	331,453

Past Due Financing Receivables [Table Text Block]

September 30, 2013	30-89 Days Past Due		90 Days or More Past Due		Current		Total
One- to four-family residential	$	694	$	2,577	$	131,070	$	134,341
Multifamily residential		--		--		25,641		25,641
Nonfarm nonresidential		257		2,498		158,679		161,434
Construction and land development		300		2,524		15,548		18,372
Commercial		--		22		17,392		17,414
Consumer		18		4		4,805		4,827
Total	$	1,269	$	7,625	$	353,135	$	362,029

December 31, 2012	30-89 Days Past Due		90 Days or More Past Due		Current		Total
One- to four-family residential	$	7,411	$	3,982	$	146,543	$	157,936
Multifamily residential		3,459		--		17,331		20,790
Nonfarm nonresidential		--		4,523		133,491		138,014
Construction and land development		241		3,145		11,165		14,551
Commercial		341		402		15,340		16,083
Consumer		15		25		5,778		5,818
Total	$	11,467	$	12,077	$	329,648	$	353,192

September 30, 2013	30-89 Days Past Due		90 Days or More Past Due		Current		Total
One- to four-family residential	$	339	$	2,577	$	2,244	$	5,160
Multifamily residential		--		--		--		--
Nonfarm nonresidential		257		2,498		1,740		4,495
Construction and land development		299		2,524		555		3,378
Commercial		--		22		4		26
Consumer		--		4		5		9
Total	$	895	$	7,625	$	4,548	$	13,068

December 31, 2012	30-89 Days Past Due		90 Days or More Past Due		Current		Total
One- to four-family residential	$	1,070	$	3,982	$	1,975	$	7,027
Multifamily residential		--		--		--		--
Nonfarm nonresidential		--		4,523		2,713		7,236
Construction and land development		241		3,145		747		4,133
Commercial		--		402		--		402
Consumer		1		25		--		26
Total	$	1,312	$	12,077	$	5,435	$	18,824

December 31, 2012	30-89 Days Past Due		90 Days or More Past Due		Current		Total (1)
One- to four-family residential	$	7,337	$	3,805	$	138,342	$	149,484
Home equity and second mortgage		74		177		8,201		8,452
Multifamily residential		3,459		--		17,331		20,790
Commercial real estate		--		4,523		133,491		138,014
One- to four-family construction		--		130		673		803
Other construction and land		241		3,015		10,492		13,748
Commercial		341		402		15,340		16,083
Consumer		15		25		5,778		5,818
Total (1)	$	11,467	$	12,077	$	329,648	$	353,192

December 31, 2011	30-89 Days Past Due		90 Days or More Past Due		Current		Total (1)
One- to four-family residential	$	8,319	$	5,604	$	169,235	$	183,158
Home equity and second mortgage		126		437		11,939		12,502
Multifamily residential		31		--		20,445		20,476
Commercial real estate		1,371		4,752		89,797		95,920
One- to four-family construction		--		--		1,724		1,724
Other construction and land		191		1,344		21,753		23,288
Commercial		--		388		7,215		7,603
Consumer		23		5		7,987		8,015
Total (1)	$	10,061	$	12,530	$	330,095	$	352,686

December 31, 2012	30-89 Days Past Due		90 Days or More Past Due		Current		Total
One- to four-family residential	$	1,046	$	3,805	$	1,795	$	6,646
Home equity and second mortgage		24		177		180		381
Multifamily residential		--		--		--		--
Commercial real estate		--		4,523		2,713		7,236
One- to four-family construction		--		130		--		130
Other construction and land		241		3,015		747		4,003
Commercial		--		402		--		402
Consumer		1		25		--		26
Total	$	1,312	$	12,077	$	5,435	$	18,824

December 31, 2011	30-89 Days Past Due		90 Days or More Past Due		Current		Total
One- to four-family residential	$	1,870	$	5,604	$	4,262	$	11,736
Home equity and second mortgage		57		437		270		764
Multifamily residential		--		--		4,645		4,645
Commercial real estate		203		4,752		8,283		13,238
Other construction and land		164		1,344		1,893		3,401
Commercial		--		--		72		72
Consumer		--		5		93		98
Total	$	2,294	$	12,142	$	19,518	$	33,954

Impaired Financing Receivables [Table Text Block]

	September 30, 2013						December 31, 2012
	Unpaid Principal Balance		Recorded Investment		Valuation Allowance		Unpaid Principal Balance		Recorded Investment		Valuation Allowance
Impaired loans with a valuation allowance:
One- to four-family residential	$	1,688	$	1,499	$	265	$	1,517	$	1,424	$	275
Multifamily residential		--		--		--		--		--		--
Nonfarm nonresidential		2,998		2,833		1,051		3,718		3,596		779
Construction and land development		2,034		1,679		674		921		737		130
Commercial		1		1		1		380		380		380
Consumer		5		5		5		5		5		1
		6,726		6,017		1,996		6,541		6,142		1,565
Impaired loans without a valuation allowance:
One- to four-family residential		4,607		3,928		--		7,283		6,718		--
Multifamily residential		--		--		--		3,459		3,459		--
Nonfarm nonresidential		1,791		1,662		--		4,992		4,876		--
Construction and land development		2,440		1,699		--		4,377		3,396		--
Commercial		53		25		--		22		22		--
Consumer		7		4		--		29		27		--
		8,898		7,318		--		20,162		18,498		--
Total impaired loans	$	15,624	$	13,335	$	1,996	$	26,703	$	24,640	$	1,565

	December 31, 2012
	Unpaid Principal Balance		Recorded Investment		Valuation Allowance		Average Recorded Investment		Interest Income Recognized
Impaired loans with a valuation allowance:
One- to four-family residential	$	1,343	$	1,136	$	207	$	2,142	$	37
Home equity and second mortgage		81		13		68		20		2
Multifamily residential		--		--		--		451		--
Commercial real estate		3,596		2,817		778		2,440		119
Other construction and land		737		607		130		1,127		--
Commercial		380		--		380		46		--
Consumer		5		4		2		6		--
		6,142		4,577		1,565		6,232		158
Impaired loans without a valuation allowance:
One- to four-family residential		6,399		6,399		--		7,175		69
Home equity and second mortgage		319		319		--		488		4
Multifamily residential		3,459		3,459		--		3,230		166
Commercial real estate		4,876		4,876		--		6,443		98
One- to four-family construction		130		130		--		76		--
Other construction and land		3,266		3,266		--		3,630		22
Commercial		22		22		--		200		--
Consumer		27		27		--		50		1
		18,498		18,498		--		21,292		360
Total impaired loans	$	24,640	$	23,075	$	1,565	$	27,524	$	518
Interest based on original terms									$	1,547
Interest income recognized on a cash basis on impaired loans									$	203

	December 31, 2011
	Unpaid Principal Balance		Recorded Investment		Valuation Allowance		Average Recorded Investment		Interest Income Recognized
Impaired loans with a valuation allowance:
One- to four-family residential	$	3,019	$	2,714	$	305	$	3,734	$	52
Home equity and second mortgage		108		27		81		158		3
Multifamily residential		2,958		2,255		703		4,425		--
Commercial real estate		4,301		2,422		1,879		2,290		3
One- to four-family construction		--		--		--		2		--
Other construction and land		925		645		280		3,192		12
Commercial		--		--		--		129		--
Consumer		70		25		45		16		--
		11,381		8,088		3,293		13,946		70
Impaired loans without a valuation allowance:
One- to four-family residential		10,066		10,066		--		16,911		255
Home equity and second mortgage		723		723		--		801		33
Multifamily residential		5,175		5,175		--		4,171		18
Commercial real estate		8,937		8,937		--		10,710		282
One- to four-family construction		--		--		--		--		--
Other construction and land		2,758		2,758		--		3,156		50
Commercial		72		72		--		336		5
Consumer		49		49		--		83		2
		27,780		27,780		--		36,168		645
Total impaired loans	$	39,161	$	35,868	$	3,293	$	50,114	$	715
Interest based on original terms									$	2,272
Interest income recognized on a cash basis on impaired loans									$	320

Financing Receivable Credit Quality Indicators [Table Text Block]

	September 30, 2013
	Pass		Special Mention		Substandard		Not Rated		Total
One- to four-family residential	$	31,913	$	2,571	$	7,848	$	92,009	$	134,341
Multifamily residential		25,634		--		--		7		25,641
Nonfarm nonresidential		151,123		5,032		4,510		769		161,434
Construction and land development		11,191		386		4,087		2,708		18,372
Commercial		16,907		--		362		145		17,414
Consumer		161		--		14		4,652		4,827
Total	$	236,929	$	7,989	$	16,821	$	100,290	$	362,029

	December 31, 2012
	Pass		Special Mention		Substandard		Not Rated		Total
One- to four-family residential	$	30,216	$	3,698	$	12,993	$	111,029	$	157,936
Multifamily residential		16,695		--		4,078		17		20,790
Nonfarm nonresidential		117,604		7,445		12,045		920		138,014
Construction and land development		5,298		867		4,934		3,452		14,551
Commercial		15,127		340		425		191		16,083
Consumer		159		--		45		5,614		5,818
Total	$	185,099	$	12,350	$	34,520	$	121,223	$	353,192

	December 31, 2012
	Pass		Special Mention		Substandard		Not Rated		Total (1)
One- to four-family residential	$	29,480	$	3,667	$	12,222	$	104,115	$	149,484
Home equity and second mortgage		736		31		771		6,914		8,452
Multifamily residential		16,695		--		4,078		17		20,790
Commercial real estate		117,604		7,445		12,045		920		138,014
One- to four-family construction		108		465		130		100		803
Other construction and land		5,190		402		4,804		3,352		13,748
Commercial		15,127		340		425		191		16,083
Consumer		159		--		45		5,614		5,818
Total (1)	$	185,099	$	12,350	$	34,520	$	121,223	$	353,192

	December 31, 2011
	Pass		Special Mention		Substandard		Not Rated		Total (1)
One- to four-family residential	$	24,300	$	13,888	$	27,877	$	117,093	$	183,158
Home equity and second mortgage		558		487		1,569		9,888		12,502
Multifamily residential		4,736		6,655		6,203		2,882		20,476
Commercial real estate		55,997		9,174		29,020		1,729		95,920
One- to four-family construction		--		--		905		819		1,724
Other construction and land		9,365		2,908		8,684		2,331		23,288
Commercial		5,579		1,105		521		398		7,603
Consumer		626		13		191		7,185		8,015
Total (1)	$	101,161	$	34,230	$	74,970	$	142,325	$	352,686

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

September 30, 2013	Number of Accruing TDR Loans		Balance		Number of Nonaccrual TDR Loans		Balance		Total Number of TDR Loans		Total Balance
One- to four-family residential		2	$	267		8	$	671		10	$	938
Multifamily residential		--		--		--		--		--		--
Nonfarm nonresidential		--		--		3		568		3		568
Construction and land development		--		--		5		934		5		934
Consumer		--		--		1		5		1		5
Total		2	$	267		17	$	2,178		19	$	2,445

December 31, 2012	Number of Accruing TDR Loans		Balance		Number of Nonaccrual TDR Loans		Balance		Total Number of TDR Loans		Total Balance
One- to four-family residential		12	$	1,115		9	$	1,461		21	$	2,576
Multifamily residential		1		3,459		--		--		1		3,459
Nonfarm nonresidential		1		1,235		3		606		4		1,841
Construction and land development		--		--		6		1,315		6		1,315
Consumer		3		7		--		--		3		7
Total		17	$	5,816		18	$	3,382		35	$	9,198

December 31, 2012	Number of Accruing TDR Loans		Balance		Number of Nonaccrual TDR Loans		Balance		Total Number of TDR Loans		Total Balance
One- to four-family residential		11	$	1,096		6	$	1,391		17	$	2,487
Home equity and second mortgage		1		19		3		70		4		89
Multifamily residential		1		3,459		--		--		1		3,459
Commercial real estate		1		1,235		3		606		4		1,841
Other construction and land		--		--		6		1,315		6		1,315
Consumer		3		7		--		--		3		7
Total		17	$	5,816		18	$	3,382		35	$	9,198

December 31, 2011	Number of Accruing TDR Loans		Balance		Number of Nonaccrual TDR Loans		Balance		Total Number of TDR Loans		Total Balance
One- to four-family residential		15	$	1,349		11	$	1,134		26	$	2,483
Home equity and second mortgage		3		68		4		133		7		201
Multifamily residential		1		3,488		1		1,399		2		4,887
Commercial real estate		--		--		6		4,759		6		4,759
Other construction and land		5		282		4		1,242		9		1,524
Consumer		7		20		--		--		7		20
Total		31	$	5,207		26	$	8,667		57	$	13,874

Schedule of Accrued Interest Receivables [Table Text Block]

	2012		2011
Loans	$	1,083	$	1,085
Investment securities		362		395
Deposits in banks		56		36
Total	$	1,501	$	1,516

Schedule of Loans Restructured As TDRs in Current Period [Table Text Block]

			Balance				Nature of Modification
	Number of Loans		Prior to TDR		Balance at Year End		Payment Term (1)		Other
Year Ended December 31, 2012
One- to four-family residential		1	$	880	$	875	$	880	$	--
Commercial real estate		1		164		166		164		--
Total		2	$	1,044	$	1,041	$	1,044	$	--
Year Ended December 31, 2011
One- to four-family residential		4	$	567	$	253	$	100	$	467	(3)
Home equity and second mortgage		2		78		76		19		59	(3)
Commercial real estate		2		1,471		1,495		200		1,271	(2)
Other construction and land		2		96		95		--		96	(3)
Commercial		1		54		--		--		54	(4)
Consumer		1		3		2		3		--
Total		12	$	2,269	$	1,921	$	322	$	1,947

Additional Information Regarding Troubled Debt Restructurings [Table Text Block]

	Year Ended December 31, 2012
	Number of Loans		Unpaid Principal Balance at December 31, 2012		Charge-offs		Transfers to REO
Home equity and second mortgage		1	$	53	$	--	$	--
Total		1	$	53	$	--	$	--

	Year Ended December 31, 2011
	Number of Loans		Unpaid Principal Balance at December 31, 2011		Charge-offs		Transfers to REO
One- to four-family residential		7	$	142	$	163	$	840
Home equity and second mortgage		3		51		137		--
Multifamily residential		1		--		962		718
Commercial real estate		1		409		--		--
Other construction and land		2		318		--		45
Commercial		1		--		98		--
Consumer		2		--		67		--
Total		17	$	920	$	1,427	$	1,603

Three and Nine Months Ended [Member]

Note 5 - Loans Receivable - 10Q (Tables) [Line Items]

Impaired Financing Receivables [Table Text Block]

	Three and Nine Months Ended September 30, 2013
	Average Recorded Investment		Average Recorded Investment		Interest Income Recognized		Interest Income Recognized
	(Three Months)		(Nine Months)		(Three Months)		(Nine Months)
Impaired loans with a valuation allowance:
One- to four-family residential	$	2,115	$	2,093	$	2	$	7
Multifamily residential		--		857		--		--
Nonfarm nonresidential		3,045		3,055		--		--
Construction and land development		1,977		1,592		--		--
Commercial		1		96		--		--
Consumer		5		5		--		--
		7,143		7,698		2		7
Impaired loans without a valuation allowance:
One- to four-family residential		3,659		4,693		--		--
Multifamily residential		--		865		--		--
Nonfarm nonresidential		1,382		2,714		--		--
Construction and land development		1,453		2,076		--		--
Commercial		26		24		--		--
Consumer		5		16		--		--
		6,525		10,388		--		--
Total impaired loans	$	13,668	$	18,086	$	2	$	7
Interest based on original terms					$	478	$	703
Interest income recognized on a cash basis on impaired loans					$	--	$	--

	Three and Nine Months Ended September 30, 2012
	Average Recorded Investment		Average Recorded Investment		Interest Income Recognized		Interest Income Recognized
	(Three Months)		(Nine Months)		(Three Months)		(Nine Months)
Impaired loans with a valuation allowance:
One- to four-family residential	$	1,759	$	2,774	$	--	$	--
Multifamily residential		--		564		--		--
Nonfarm nonresidential		3,117		2,987		--		40
Construction and land development		1,366		1,514		--		9
Commercial		190		95		--		--
Consumer		--		7		--		--
		6,432		7,941		--		49
Impaired loans without a valuation allowance:
One- to four-family residential		7,137		7,900		18		75
Multifamily residential		1,873		3,173		42		49
Nonfarm nonresidential		5,570		6,834		18		102
Construction and land development		5,327		3,784		--		89
Commercial		212		245		--		--
Consumer		58		55		--		1
		20,177		21,991		78		316
Total impaired loans	$	26,609	$	29,932	$	78	$	365
Interest based on original terms					$	405	$	1,212
Interest income recognized on a cash basis on impaired loans					$	--	$	203