Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
OPERATING ACTIVITIES:
Net income	$ 303,000	$ 192,000
Adjustments to reconcile net income to net cash used in operating activities:
Provision for loan losses		16,000
Provision for real estate losses	186,000	28,000
Deferred tax provision	654,000	(103,000)
Deferred tax valuation allowance	(654,000)	103,000
Net (accretion) amortization of investment securities	(3,000)	3,000
Federal Home Loan Bank stock dividends		(1,000)
Gain on sale of fixed assets, net	(36,000)	(126,000)
Gain on sale of real estate owned, net	(344,000)	(65,000)
Originations of loans held for sale	(10,719,000)	(9,873,000)
Proceeds from sales of loans held for sale	10,536,000	9,731,000
Gain on sale of loans originated to sell	(197,000)	(198,000)
Depreciation	359,000	390,000
Amortization of deferred loan costs, net	16,000	8,000
Stock compensation	43,000	41,000
Earnings on life insurance policies	(198,000)	(193,000)
Changes in operating assets and liabilities:
Accrued interest receivable	(43,000)	(257,000)
Prepaid expenses and other assets	339,000	316,000
Other liabilities	(327,000)	(467,000)
Net cash used in operating activities	(85,000)	(455,000)
INVESTING ACTIVITIES:
Purchases of interest-bearing time deposits in banks		(496,000)
Redemptions of interest-bearing time deposits in banks	498,000
Purchases of investment securities available for sale		(6,475,000)
Proceeds from maturities and calls of investment securities available for sale	1,925,000	7,926,000
Loan repayments, net of originations	3,146,000	444,000
Proceeds from sales of real estate owned	2,803,000	1,684,000
Improvements to real estate owned	(12,000)	(64,000)
Proceeds from sales of office properties and equipment	140,000	239,000
Purchases of office properties and equipment	(724,000)	(26,000)
Net cash provided by investing activities	7,776,000	3,232,000
FINANCING ACTIVITIES:
Net increase (decrease) in deposits	15,308,000	(8,205,000)
Repayment of advances from Federal Home Loan Bank	(56,000)	(177,000)
Net increase in advance payments by borrowers for taxes and insurance	86,000	112,000
Proceeds from exercise of warrants	1,785,000
Net cash provided by (used in) financing activities	17,123,000	(8,270,000)
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	24,814,000	(5,493,000)
CASH AND CASH EQUIVALENTS:
Beginning of period	42,607,000
End of period	67,421,000
Cash paid for:
Interest	854,000	1,273,000
SUPPLEMENTAL SCHEDULE OF NONCASH INVESTING AND FINANCING ACTIVITIES:
Real estate and other assets acquired in settlement of loans	954,000	2,816,000
Sales of real estate owned financed by the Bank	534,000	715,000
Investment securities purchased—not settled		2,804,000
Transfers from deposits to deposits held for sale in probable branch sale	$ 21,758,000