Note 4 - Loans Receivable (Tables)

3 Months Ended

Mar. 31, 2013

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	March 31, 2013			December 31, 2012
Real estate:
One- to four-family residential	$	151,553		$	157,936
Multifamily residential		21,138			20,790
Nonfarm nonresidential		142,624			138,014
Construction and land development		13,158			14,551
Commercial and industrial		15,833			16,083
Consumer		5,214			5,818
Total loans receivable		349,520			353,192
Unearned discounts and net deferred loan costs		(177	)		(188	)
Allowance for loan and lease losses		(15,597	)		(15,676	)
Loans receivable—net	$	333,746		$	337,328

Past Due Financing Receivables [Table Text Block]

March 31, 2013	30-89 Days Past Due		90 Days or More Past Due		Current		Total (1)
One- to four-family residential	$	5,293	$	4,123	$	142,137	$	151,553
Multifamily residential		--		--		21,138		21,138
Nonfarm nonresidential		18		3,666		138,940		142,624
Construction and land development		375		3,212		9,571		13,158
Commercial		--		402		15,431		15,833
Consumer		9		25		5,180		5,214
Total (1)	$	5,695	$	11,428	$	332,397	$	349,520

December 31, 2012	30-89 Days Past Due		90 Days or More Past Due		Current		Total (1)
One- to four-family residential	$	7,411	$	3,982	$	146,543	$	157,936
Multifamily residential		3,459		--		17,331		20,790
Nonfarm nonresidential		--		4,523		133,491		138,014
Construction and land development		241		3,145		11,165		14,551
Commercial		341		402		15,340		16,083
Consumer		15		25		5,778		5,818
Total	$	11,467	$	12,077	$	329,648	$	353,192

March 31, 2013	30-89 Days Past Due		90 Days or More Past Due		Current		Total
One- to four-family residential	$	1,036	$	4,123	$	2,063	$	7,222
Multifamily residential		--		--		--		--
Nonfarm nonresidential		--		3,666		2,863		6,529
Construction and land development		325		3,212		271		3,808
Commercial		--		402		--		402
Consumer		--		25		5		30
Total	$	1,361	$	11,428	$	5,202	$	17,991

December 31, 2012	30-89 Days Past Due		90 Days or  More Past Due		Current		Total
One- to four-family residential	$	1,070	$	3,982	$	1,975	$	7,027
Multifamily residential		--		--		--		--
Nonfarm nonresidential		--		4,523		2,713		7,236
Construction and land development		241		3,145		747		4,133
Commercial		--		402		--		402
Consumer		1		25		--		26
Total	$	1,312	$	12,077	$	5,435	$	18,824

Impaired Financing Receivables [Table Text Block]

	March 31, 2013						Three Months Ended March 31, 2013
	Unpaid Principal Balance		Recorded Investment		Valuation Allowance		Average Recorded Investment		Interest Income Recognized
Impaired loans with a valuation allowance:
One- to four-family residential	$	2,992	$	2,479	$	513	$	1,814	$	6
Multifamily residential		3,428		2,958		470		1,479		40
Nonfarm nonresidential		3,312		2,114		1,198		2,466		--
Construction and land development		1,808		1,306		502		957		--
Commercial		381		--		381		--		--
Consumer		6		--		6		2		--
		11,927		8,857		3,070		6,718		46
Impaired loans without a valuation allowance:
One- to four-family residential		4,737		4,737		--		6,538		--
Multifamily residential		--		--		--		2,785		--
Nonfarm nonresidential		3,217		3,217		--		5,423		--
Construction and land development		2,001		2,001		--		2,918		--
Commercial		21		21		--		150		--
Consumer		25		25		--		26		--
		10,001		10,001		--		17,840		--
Total impaired loans	$	21,928	$	18,858	$	3,070	$	24,558	$	46
Interest based on original terms									$	344
Interest income recognized on a cash basis on impaired loans									$	--

	December 31, 2012						Three Months Ended March 31, 2012
	Unpaid Principal Balance		Recorded Investment		Valuation Allowance		Average Recorded Investment		Interest Income Recognized
Impaired loans with a valuation allowance:
One- to four-family residential	$	1,424	$	1,149	$	275	$	3,437	$	9
Multifamily residential		--		--		--		1,128		--
Nonfarm nonresidential		3,596		2,817		778		2,287		4
Construction and land development		737		607		130		1,393		9
Commercial		380		--		380		--		--
Consumer		5		4		2		13		--
		6,142		4,577		1,565		8,258		22
Impaired loans without a valuation allowance:
One- to four-family residential		6,718		6,718		--		8,663		29
Multifamily residential		3,459		3,459		--		4,474		46
Nonfarm nonresidential		4,876		4,876		--		8,099		50
Construction and land development		3,396		3,396		--		2,240		5
Commercial		22		22		--		278		--
Consumer		27		27		--		52		1
		18,498		18,498		--		23,806		131
Total impaired loans	$	24,640	$	23,075	$	1,565	$	32,064	$	153
Interest based on original terms									$	477
Interest income recognized on a cash basis on impaired loans									$	69

Financing Receivable Credit Quality Indicators [Table Text Block]

	March 31, 2013
	Pass		Special Mention		Substandard		Not Rated		Total (1)
One- to four-family residential	$	31,888	$	3,121	$	12,898	$	103,646	$	151,553
Multifamily residential		17,349		--		3,775		14		21,138
Nonfarm nonresidential		123,545		7,104		11,090		885		142,624
Construction and land development		4,789		397		4,600		3,372		13,158
Commercial		14,933		--		747		153		15,833
Consumer		157		--		47		5,010		5,214
Total (1)	$	192,661	$	10,622	$	33,157	$	113,080	$	349,520

	December 31, 2012
	Pass		Special Mention		Substandard		Not Rated		Total (1)
One- to four-family residential	$	30,216	$	3,698	$	12,993	$	111,029	$	157,936
Multifamily residential		16,695		--		4,078		17		20,790
Nonfarm nonresidential		117,604		7,445		12,045		920		138,014
Construction and land development		5,298		867		4,934		3,452		14,551
Commercial		15,127		340		425		191		16,083
Consumer		159		--		45		5,614		5,818
Total (1)	$	185,099	$	12,350	$	34,520	$	121,223	$	353,192

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

March 31, 2013	Number of  Accruing TDR Loans		Balance		Number of Nonaccrual TDR Loans		Balance		Total Number of TDR Loans		Total Balance
One- to four-family residential		5	$	508		12	$	1,555		17	$	2,063
Multifamily residential		1		3,428		--		--		1		3,428
Nonfarm nonresidential		--		--		3		595		3		595
Construction and land development		--		--		6		1,283		6		1,283
Consumer		--		--		1		5		1		5
Total		6	$	3,936		22	$	3,438		28	$	7,374

December 31, 2012	Number of Accruing TDR Loans		Balance		Number of Nonaccrual TDR Loans		Balance		Total Number of TDR Loans		Total Balance
One- to four-family residential		12	$	1,115		9	$	1,461		21	$	2,576
Multifamily residential		1		3,459		--		--		1		3,459
Nonfarm nonresidential		1		1,235		3		606		4		1,841
Construction and land development		--		--		6		1,315		6		1,315
Consumer		3		7		--		--		3		7
Total		17	$	5,816		18	$	3,382		35	$	9,198