Condensed Consolidated Statements of Cash Flows (unaudited) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
OPERATING ACTIVITIES:
Net income (loss)	$ 901	$ (3,730)
Adjustments to reconcile net income (loss) to net cash (used in) provided by operating activities:
Provision for loan losses	22	791
Provision for real estate losses	308	2,999
Deferred tax benefit	(105)	1,107
Deferred tax valuation allowance	105	(1,107)
Accretion of discounts on investment securities, net	9	(14)
Federal Home Loan Bank stock dividends	(2)	(3)
Gain on sale of fixed assets, net	(126)	(16)
(Gain) loss on sale of repossessed assets, net	(792)	188
(Gain) loss on sales of investment securities, net	(542)	439
Originations of loans held for sale	(21,492)	(12,068)
Proceeds from sales of loans held for sale	20,832	14,882
Gain on sale of loans originated to sell	(418)	(284)
Depreciation	736	682
Amortization of deferred loan costs, net	26	121
Stock compensation	79
Earnings on life insurance policies	(387)	(384)
Changes in operating assets and liabilities:
Accrued interest receivable	(43)	450
Prepaid expenses and other assets	317	1,722
Other liabilities	10	(73)
Net cash (used in) provided by operating activities	(562)	5,702
INVESTING ACTIVITIES:
Purchases of interest-bearing time deposits in banks	(496)	(14,921)
Redemptions of interest-bearing time deposits in banks	498
Purchases of investment securities, available for sale	(14,977)	(9,999)
Proceeds from sales, maturities, and calls of investment securities available for sale	20,178	30,911
Purchases of Federal Home Loan Bank stock		(633)
Loan (originations) repayments, net	(3,975)	29,919
Loan participations purchased		(417)
Proceeds from sales of real estate owned	7,583	4,828
Improvements to real estate owned	(128)	(26)
Proceeds from sales of office properties and equipment	249	20
Purchases of office properties and equipment	(84)	(161)
Net cash provided by investing activities	8,848	39,521
FINANCING ACTIVITIES:
Net decrease in deposits	(20,358)	(26,601)
Repayment of advances from Federal Home Loan Bank	(2,356)	(6,405)
Net decrease in advance payments by borrowers for taxes and insurance	(431)	(233)
Proceeds from issuance of common stock		47,664
Net cash (used in) provided by financing activities	(23,145)	14,425
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	(14,859)	59,648
CASH AND CASH EQUIVALENTS:
Beginning of year	79,799	36,407
End of year	64,940	96,055
Cash paid for:
Interest	2,402	3,618
Income taxes	0	0
SUPPLEMENTAL SCHEDULE OF NONCASH INVESTING AND FINANCING ACTIVITIES:
Real estate and other assets acquired in settlement of loans	4,979	5,613
Sales of real estate owned financed by the Bank	953	2,366
Investment securities purchased—not settled	348	3,575
Preferred dividends cancelled		$ 929