Condensed Consolidated Statements of Income and Comprehensive Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
INTEREST INCOME:
Loans receivable	$ 4,422	$ 5,108	$ 9,063	$ 10,506
Investment securities:
Taxable	94	504	273	1,218
Nontaxable	309	204	577	410
Other	152	70	275	84
Total interest income	4,977	5,886	10,188	12,218
INTEREST EXPENSE:
Deposits	1,097	1,639	2,318	3,346
Other borrowings	30	95	63	207
Total interest expense	1,127	1,734	2,381	3,553
NET INTEREST INCOME	3,850	4,152	7,807	8,665
PROVISION FOR LOAN LOSSES	6	631	22	791
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	3,844	3,521	7,785	7,874
NONINTEREST INCOME:
Net gain (loss) on sale of investment securities	542	(439)	542	(439)
Deposit fee income	977	1,232	2,071	2,345
Earnings on life insurance policies	194	188	387	384
Gain on sale of loans	220	134	418	284
Other	73	142	274	264
Total noninterest income	2,006	1,257	3,692	2,838
NONINTEREST EXPENSES:
Salaries and employee benefits	2,709	2,939	5,584	5,586
Net occupancy expense	619	613	1,309	1,248
Real estate owned, net	(258)	1,634	(292)	3,606
FDIC insurance	291	324	589	757
Supervisory assessments	75	95	150	189
Data processing	787	381	1,263	741
Professional fees	192	222	590	726
Advertising and public relations	69	63	139	121
Postage and supplies	160	122	292	266
Other	497	606	952	1,202
Total noninterest expenses	5,141	6,999	10,576	14,442
INCOME (LOSS) BEFORE INCOME TAXES	709	(2,221)	901	(3,730)
INCOME TAX	0	0	0	0
NET INCOME (LOSS)	709	(2,221)	901	(3,730)
PREFERRED STOCK DIVIDENDS, ACCRETION OF DISCOUNT AND GAIN ON REDEMPTION OF PREFERRED STOCK		(10,724)		(10,500)
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS	709	8,503	901	6,770
Basic earnings per common share (in Dollars per share)	$ 0.04	$ 0.77	$ 0.05	$ 1.12
Diluted earnings per common share (in Dollars per share)	$ 0.03	$ 0.73	$ 0.04	$ 1.07
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX:
Unrealized holding gains arising during the period	197	1,254	258	1,643
Reclassification adjustments for (gain) loss included in net income	(542)	439	(542)	439
COMPREHENSIVE INCOME (LOSS)	$ 364	$ (528)	$ 617	$ (1,648)