Note 5. Allowances For Loan And Real Estate Losses (Tables)

6 Months Ended

Jun. 30, 2012

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	One- to four-family residential			Home equity and second mortgage			Multifamily residential			Commercial real estate			One- to four-family construction		Other construction and land			Commercial			Consumer			Total
Three Months Ended June 30, 2012
ALLL:
Balance, beginning of period:	$	5,873		$	574			1,398			6,230		$	69		3,547		$	491		$	158			18,340
Provision charged to expense		771			(15	)		(512	)		1,939			28		(2,034	)		(201	)		30			6
Losses charged off		(606	)		(11	)		--			(505	)		--		(37	)		--			(50	)		(1,209	)
Recoveries		8			39			--			24			--		11			23			22			127
Balance, end of period	$	6,046		$	587		$	886			7,688		$	97	$	1,487		$	313		$	160			17,264
Six Months Ended June 30, 2012
ALLL:
Balance, beginning of year:	$	6,306		$	693			2,654			7,316		$	84		2,567		$	972		$	226			20,818
Provision charged to expense		661			(39	)		(788	)		2,589			13		(1,760	)		(688	)		34			22
Losses charged off		(941	)		(112	)		(997	)		(2,241	)		--		(37	)		--			(145	)		(4,473	)
Recoveries		20			45			17			24			--		717			29			45			897
Balance, end of period	$	6,046		$	587		$	886			7,688		$	97	$	1,487		$	313		$	160			17,264
Ending balance: individually evaluated for impairment	$	204		$	137		$	--		$	884		$	--	$	323		$	--		$	--			1,548
Ending balance: collectively evaluated for impairment	$	5,842		$	450		$	886		$	6,804		$	97	$	1,164		$	313		$	160			15,716
Loan balances:
Ending balance	$	161,081		$	9,922		$	13,254		$	116,706		$	2,631	$	22,253		$	17,531			6,638			350,016
Ending balance: individually evaluated for impairment	$	4,142		$	269		$	279		$	9,143		$	--	$	7,698		$	402		$	2			21,935
Ending balance: collectively evaluated for impairment	$	156,939		$	9,653		$	12,975		$	107,563		$	2,631	$	14,555			17,129			6,636			328,081

Year Ended December 31, 2011	One- to four-family residential			Home equity and second mortgage			Multifamily residential			Commercial real estate			One- to four-family construction			Other construction and land			Commercial			Consumer			Total
ALLL:
Balance, beginning of year:	$	5,440		$	1,275		$	6,581		$	9,491		$	81		$	4,035		$	3,543		$	638		$	31,084
Provision charged to expense		3,993			(160	)		(1,132	)		189			31			204			(2,139	)		(127	)		859
Losses charged off		(3,177	)		(486	)		(2,795	)		(2,375	)		(28	)		(2,190	)		(517	)		(409	)		(11,977	)
Recoveries		50			64			--			11			--			68			85			124			852
Balance, end of year	$	6,306		$	693		$	2,654		$	7,316		$	84		$	2,567		$	972		$	226		$	20,818
Ending balance: individually evaluated for impairment	$	305		$	81		$	703		$	1,879		$	--		$	280		$	--		$	45		$	3,293
Ending balance: collectively evaluated for impairment	$	6,001		$	612		$	1,951		$	5,437		$	84		$	2,287		$	972		$	181		$	17,525
Loan balances:
Ending balance	$	183,158		$	12,502		$	20,476		$	95,920		$	2,391		$	23,443		$	7,603		$	8,015		$	353,508
Ending balance: individually evaluated for impairment	$	13,085		$	831		$	8,133		$	13,238		$	--		$	3,683		$	72		$	119		$	39,161
Ending balance: collectively evaluated for impairment	$	170,073		$	11,671		$	12,343		$	82,682		$	2,391		$	19,760		$	7,531		$	7,896		$	314,347

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]

	Three Months Ended June 30, 2012						Three Months Ended June 30, 2011
	Loans and Leases			Real Estate			Loans and Leases			Real Estate
Balance—beginning of year	$	18,340		$	20,501		$	29,113		$	8,853
Provisions for estimated losses		6			280			631			1,355
Recoveries		127			--			98			--
Losses charged off		(1,209	)		(1,132	)		(244	)		(574	)
Balance—end of period	$	17,264		$	19,649		$	29,598		$	9,634

	Six Months Ended June 30, 2012						Six Months Ended June 30, 2011
	Loans and Leases			Real Estate			Loans and Leases			Real Estate
Balance—beginning of period	$	20,818		$	20,934		$	31,084		$	7,841
Provisions for estimated losses		22			308			791			2,999
Recoveries		897			--			627			--
Losses charged off		(4,473	)		(1,593	)		(2,904	)		(1,206	)
Balance—end of period	$	17,264		$	19,649		$	29,598		$	9,634