Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
OPERATING ACTIVITIES:
Net income (loss)	$ 192	$ (1,510)
Adjustments to reconcile net income (loss) to net cash (used in) provided by operating activities:
Provision for loan losses	16	160
Provision for real estate losses	28	1,644
Deferred tax benefit	(103)	(675)
Deferred tax valuation allowance	103	675
Accretion of discounts on investment securities, net	3	(11)
Federal Home Loan Bank stock dividends	(1)	(1)
Gain on sale of fixed assets, net	(126)
(Gain) loss on sale of repossessed assets, net	(65)	116
Originations of loans held for sale	(9,873)	(4,260)
Proceeds from sales of loans held for sale	9,731	7,682
Gain on sale of loans originated to sell	(198)	(150)
Depreciation	390	339
Amortization of deferred loan costs, net	8	68
Stock compensation	41
Earnings on life insurance policies	(193)	(196)
Changes in operating assets and liabilities:
Accrued interest receivable	(257)	150
Prepaid expenses and other assets	316	(878)
Other liabilities	(467)	424
Net cash (used in) provided by operating activities	(455)	3,577
INVESTING ACTIVITIES:
Purchases of interest bearing time deposits in banks	(496)
Purchases of investment securities, available for sale	(6,475)
Proceeds from maturities and calls of investment securities, available for sale	7,926	6,215
Purchases of Federal Home Loan Bank stock		(633)
Loan repayments, net of originations	444	14,800
Proceeds from sales of real estate owned	1,684	1,765
Improvements to real estate owned	(64)	(32)
Proceeds from sales of office properties and equipment	239
Purchases of office properties and equipment	(26)	(42)
Net cash provided by investing activities	3,232	22,073
FINANCING ACTIVITIES:
Net decrease in deposits	(8,205)	(19,635)
Repayment of advances from Federal Home Loan Bank	(177)	(220)
Short-term FHLB advances, net		(2,000)
Net increase in advance payments by borrowers for taxes and insurance	112	181
Net cash used in financing activities	(8,270)	(21,674)
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	(5,493)	3,976
CASH AND CASH EQUIVALENTS:
Beginning of year	79,799	36,407
End of year	74,306	40,383
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION—
Interest	1,273	1,923
Income taxes
SUPPLEMENTAL SCHEDULE OF NONCASH INVESTING AND FINANCING ACTIVITIES:
Real estate and other assets acquired in settlement of loans	2,816	3,891
Sales of real estate owned financed by the Bank	715	1,256
Investment securities purchased—not settled	2,804
Preferred stock dividends accrued, not paid		$ 206