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Condensed Consolidated Statements of Income and Comprehensive Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
INTEREST INCOME:    
Loans receivable $ 4,641 $ 5,398
Investment securities:    
Taxable 178 714
Nontaxable 268 205
Other 124 15
Total interest income 5,211 6,332
INTEREST EXPENSE:    
Deposits 1,221 1,707
Other borrowings 33 112
Total interest expense 1,254 1,819
NET INTEREST INCOME 3,957 4,513
PROVISION FOR LOAN LOSSES 16 160
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 3,941 4,353
NONINTEREST INCOME:    
Deposit fee income 1,094 1,113
Earnings on life insurance policies 193 196
Gain on sale of loans 198 150
Other 201 122
Total noninterest income 1,686 1,581
NONINTEREST EXPENSES:    
Salaries and employee benefits 2,875 2,647
Net occupancy expense 690 635
Real estate owned, net (35) 1,972
FDIC insurance 298 433
Supervisory assessments 75 95
Data processing 476 360
Professional fees 398 504
Advertising and public relations 69 58
Postage and supplies 131 144
Other 458 596
Total noninterest expenses 5,435 7,444
INCOME (LOSS) BEFORE INCOME TAXES 192 (1,510)
INCOME TAX PROVISION      
NET INCOME (LOSS) 192 (1,510)
PREFERRED STOCK DIVIDENDS AND ACCRETION OF PREFERRED STOCK DISCOUNT   224
NET INCOME (LOSS) AVAILABLE TO COMMON STOCKHOLDERS 192 (1,734)
Basic earnings (loss) per common share (in Dollars per share) $ 0.01 $ (1.79)
Diluted earnings (loss) per common share (in Dollars per share) $ 0.01 $ (1.79)
OTHER COMPREHENSIVE INCOME, NET OF TAX:    
Unrealized holding gains arising during the period 61 389
Reclassification adjustments for gains included in net income      
COMPREHENSIVE INCOME (LOSS) $ 253 $ (1,121)