Condensed Consolidated Statements of Financial Condition (Unaudited) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2012	Dec. 31, 2011
Cash and cash equivalents	$ 74,306	$ 79,799
Interest bearing time deposits in banks	27,609	27,113
Investment securities, available for sale	63,488	62,077
Federal Home Loan Bank stock—at cost	577	576
Loans receivable, net of allowance of $18,340 and $20,818, respectively	328,884	331,453
Loans held for sale	3,679	3,339
Accrued interest receivable	1,773	1,516
Real estate owned - net	28,631	28,113
Office properties and equipment - net	20,964	21,441
Cash surrender value of life insurance	22,406	22,213
Prepaid expenses and other assets	1,090	1,406
TOTAL	573,407	579,046
LIABILITIES:
Deposits	490,376	498,581
Other borrowings	6,502	6,679
Advance payments by borrowers for taxes and insurance	928	816
Other liabilities	6,414	4,077
Total liabilities	504,220	510,153
STOCKHOLDERS’ EQUITY:
Common stock, $.01 par value—30,000,000 shares authorized; 19,302,603 shares issued and outstanding at March 31, 2012 and December 31, 2011	193	193
Additional paid-in capital	90,613	90,572
Accumulated other comprehensive income	959	898
Accumulated deficit	(22,578)	(22,770)
Total stockholders’ equity	69,187	68,893
TOTAL	$ 573,407	$ 579,046