-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, TfJ3mMPFVTl2A3GT9Zeti5KrONfoCg5o2IWbn/msSeA7pa1yrXameYxmp+a4/Ciu qNP7f+qA6e9aoka6q5qhKA== 0000950135-08-003790.txt : 20080516 0000950135-08-003790.hdr.sgml : 20080516 20080516171558 ACCESSION NUMBER: 0000950135-08-003790 CONFORMED SUBMISSION TYPE: 497 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20080516 DATE AS OF CHANGE: 20080516 EFFECTIVENESS DATE: 20080516 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HARTFORD MUTUAL FUNDS INC/CT CENTRAL INDEX KEY: 0001006415 IRS NUMBER: 000000000 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 497 SEC ACT: 1933 Act SEC FILE NUMBER: 333-02381 FILM NUMBER: 08843221 BUSINESS ADDRESS: STREET 1: P O BOX 2999 CITY: HARTFORD STATE: CT ZIP: 06104-2999 BUSINESS PHONE: 860-843-9934 MAIL ADDRESS: STREET 1: P O BOX 2999 CITY: HARTFORD STATE: CT ZIP: 06104-2999 FORMER COMPANY: FORMER CONFORMED NAME: ITT HARTFORD MUTUAL FUNDS INC DATE OF NAME CHANGE: 19960226 FORMER COMPANY: FORMER CONFORMED NAME: HARTFORD MUTUAL FUNDS INC DATE OF NAME CHANGE: 19960126 0001006415 S000003571 HARTFORD ADVISERS FUND C000009912 A ITTAX C000009913 B IHABX C000009914 C HAFCX C000009915 Y IHAYX C000040927 The Hartford Advisers Fund Class R3 C000040928 The Hartford Advisers Fund Class R4 C000040929 The Hartford Advisers Fund Class R5 0001006415 S000003572 HARTFORD FLOATING RATE FUND C000009916 A HFLAX C000009917 B HFLBX C000009918 C HFLCX C000009919 Y HFLYX C000035169 Class I C000040930 The Hartford Floating Rate Fund Class R3 C000040931 The Hartford Floating Rate Fund Class R4 C000040932 The Hartford Floating Rate Fund Class R5 0001006415 S000003573 HARTFORD FUNDAMENTAL GROWTH FUND C000009920 A HFFAX C000009921 B HFFBX C000009922 C HFFCX C000009923 Y HFFYX 0001006415 S000003574 HARTFORD GLOBAL COMMUNICATIONS FUND C000009924 A HGCAX C000009925 B HGCBX C000009926 C HGCCX C000009927 Y HGCYX 0001006415 S000003575 HARTFORD GLOBAL FINANCIAL SERVICES FUND C000009928 A HGFAX C000009929 B HGFBX C000009930 C HGFCX C000009931 Y HGFYX 0001006415 S000003576 HARTFORD GLOBAL HEALTH FUND C000009932 A HGHAX C000009933 B HGHBX C000009934 C HGHCX C000009935 Y HGHYX C000035170 Class I C000040933 The Hartford Global Health Fund Class R3 C000040934 The Hartford Global Health Fund Class R4 C000040935 The Hartford Global Health Fund Class R5 0001006415 S000003577 HARTFORD GLOBAL GROWTH FUND C000009936 A HALAX C000009937 B HGLBX C000009938 C HGLCX C000009939 Y HGLYX C000040936 The Hartford Global Leaders Class R3 C000040937 The Hartford Global Leaders Class R4 C000040938 The Hartford Global Leaders Class R5 0001006415 S000003578 HARTFORD GLOBAL TECHNOLOGY FUND C000009940 A HGTAX C000009941 B HGTBX C000009942 C HGTCX C000009943 Y HGTYX 0001006415 S000003579 HARTFORD GROWTH ALLOCATION FUND C000009944 A HRAAX C000009945 B HRABX C000009946 C HRACX C000035171 Class I C000040939 The Hartford Growth Allocation Class R3 C000040940 The Hartford Growth Allocation Class R4 C000040941 The Hartford Growth Allocation Class R5 0001006415 S000003580 HARTFORD HIGH YIELD FUND C000009947 A HAHAX C000009948 B HAHBX C000009949 C HAHCX C000009950 Y HAHYX C000040942 The Hartford High Yield Class R3 C000040943 The Hartford High Yield Class R4 C000040944 The Hartford High Yield Class R5 C000049003 Class I 0001006415 S000003581 HARTFORD INCOME ALLOCATION FUND C000009951 A HINAX C000009952 B HINBX C000009953 C HINCX C000035172 Class I C000040945 The Hartford Income Allocation Class R3 C000040946 The Hartford Income Allocation Class R4 C000040947 The Hartford Income Allocation Class R5 0001006415 S000003582 HARTFORD AGGRESSIVE GROWTH ALLOCATION FUND C000009954 A HAAAX C000009955 B HAABX C000009956 C HAACX C000035173 Class I C000040948 The Hartford Aggressive Growth Allocation Class R3 C000040949 The Hartford Aggressive Growth Allocation Class R4 C000040950 The Hartford Aggressive Growth Allocation Class R5 0001006415 S000003583 HARTFORD INCOME FUND C000009957 A HTIAX C000009958 B HTIBX C000009959 C HTICX C000009960 Y HTIYX 0001006415 S000003584 HARTFORD INFLATION PLUS FUND C000009961 A HIPAX C000009962 B HIPBX C000009963 C HIPCX C000009964 Y HIPYX C000035174 Class I C000040951 The Hartford Inflation Plus Fund Class R3 C000040952 The Hartford Inflation Plus Fund Class R4 C000040953 The Hartford Inflation Plus Fund Class R5 0001006415 S000003585 HARTFORD INTERNATIONAL GROWTH FUND C000009965 A HNCAX C000009966 B HNCBX C000009967 C HNCCX C000009968 Y HNCYX C000035175 Class I C000040954 The Hartford International Capital Appreciation Fund Class R3 C000040955 The Hartford International Capital Appreciation Fund Class R4 C000040956 The Hartford International Capital Appreciation Fund Class R5 0001006415 S000003586 HARTFORD INTERNATIONAL OPPORTUNITIES FUND C000009969 A IHOAX C000009970 B HIOBX C000009971 C HIOCX C000009972 Y HAOYX C000040957 The Hartford International Opportunities Class R3 C000040958 The Hartford International Opportunities Class R4 C000040959 The Hartford International Opportunities Class R5 C000064694 Class I 0001006415 S000003587 HARTFORD INTERNATIONAL SMALL COMPANY FUND C000009973 A HNSAX C000009974 B HNSBX C000009975 C HNSCX C000009976 Y HNSYX C000049004 Class I 0001006415 S000003588 HARTFORD MIDCAP FUND C000009977 A HFMCX C000009978 B HAMBX C000009979 C HMDCX C000009980 Y HMDYX 0001006415 S000003589 HARTFORD MIDCAP VALUE FUND C000009981 A HMVAX C000009982 B HMVBX C000009983 C HMVCX C000009984 Y HMVYX 0001006415 S000003590 HARTFORD MONEY MARKET FUND C000009985 A IHAXX C000009986 B HMBXX C000009987 C HRCXX C000009988 Y HAYXX C000040960 The Hartford Money Market Class R3 C000040961 The Hartford Money Market Class R4 C000040962 The Hartford Money Market Class R5 0001006415 S000003591 HARTFORD RETIREMENT INCOME FUND C000009989 A HTRAX C000009990 B HTGBX C000009991 C HTRCX C000009992 Y HTRYX C000040963 The Hartford Retirement Income Fund Class R3 C000040964 The Hartford Retirement Income Fund Class R4 C000040965 The Hartford Retirement Income Fund Class R5 0001006415 S000003592 HARTFORD SELECT MIDCAP GROWTH FUND C000009993 A HSMAX C000009994 B HSMBX C000009995 C HTSCX C000009996 Y HSMYX 0001006415 S000003593 HARTFORD BALANCED ALLOCATION FUND C000009997 A HBAAX C000009998 B HBABX C000009999 C HBACX C000035176 Class I C000040966 The Hartford Balanced Allocation Class R3 C000040967 The Hartford Balanced Allocation Class R4 C000040968 The Hartford Balanced Allocation Class R5 0001006415 S000003594 HARTFORD SELECT MIDCAP VALUE FUND C000010000 A HFVAX C000010001 B HSVBX C000010002 C HFVCX C000010003 Y HSVYX 0001006415 S000003596 HARTFORD SHORT DURATION FUND C000010008 A HSDAX C000010009 B HSDBX C000010010 C HSDCX C000010011 Y HSDYX 0001006415 S000003597 HARTFORD SMALL COMPANY FUND C000010012 A IHSAX C000010013 B HSCBX C000010014 C HSMCX C000010015 Y HSCYX C000035177 Class I C000040969 The Hartford Small Company Fund Class R3 C000040970 The Hartford Small Company Fund Class R4 C000040971 The Hartford Small Company Fund Class R5 0001006415 S000003598 HARTFORD STOCK FUND C000010016 A IHSTX C000010017 B ITSBX C000010018 C HSFCX C000010019 Y HASYX C000040972 The Hartford Stock Fund Class R3 C000040973 The Hartford Stock Fund Class R4 C000040974 The Hartford Stock Fund Class R5 C000064695 Class I 0001006415 S000003599 HARTFORD TARGET RETIREMENT 2010 FUND C000010020 A HTTAX C000010021 B HTTBX C000010022 C HTTCX C000010023 Y HTTYX C000040975 The Hartford Target Retirement 2010 Fund Class R3 C000040976 The Hartford Target Retirement 2010 Fund Class R4 C000040977 The Hartford Target Retirement 2010 Fund Class R5 0001006415 S000003600 HARTFORD TARGET RETIREMENT 2020 FUND C000010024 A HTWAX C000010025 B HTWBX C000010026 C HTWCX C000010027 Y HTWYX C000040978 The Hartford Target Retirement 2020 Fund Class R3 C000040979 The Hartford Target Retirement 2020 Fund Class R4 C000040980 The Hartford Target Retirement 2020 Fund Class R5 0001006415 S000003601 HARTFORD TARGET RETIREMENT 2030 FUND C000010028 A HTHAX C000010029 B HTHBX C000010030 C HTHCX C000010031 Y HTHYX C000040981 The Hartford Target Retirement 2030 Class R3 C000040982 The Hartford Target Retirement 2030 Class R4 C000040983 The Hartford Target Retirement 2030 Class R5 0001006415 S000003602 HARTFORD TAX-FREE CALIFORNIA FUND C000010032 A HTFAX C000010033 B HTFBX C000010034 C HTFCX C000013023 Y 0001006415 S000003603 HARTFORD TAX-FREE NEW YORK FUND C000010035 A HTYAX C000010036 B HTYBX C000010037 C HTYCX C000013024 Y 0001006415 S000003604 HARTFORD CAPITAL APPRECIATION FUND C000010038 A ITHAX C000010039 B IHCAX C000010040 C HCACX C000010041 Y HCAYX C000035178 Class I C000040984 The Hartford Capital Appreciation Fund Class R3 C000040985 The Hartford Capital Appreciation Fund Class R4 C000040986 The Hartford Capital Appreciation Fund Class R5 0001006415 S000003605 HARTFORD TOTAL RETURN BOND FUND C000010042 A ITBAX C000010043 B ITBBX C000010044 C HABCX C000010045 Y HABYX C000035179 Class I C000040987 The Hartford Total Return Bond Fund Class R3 C000040988 The Hartford Total Return Bond Fund Class R4 C000040989 The Hartford Total Return Bond Fund Class R5 0001006415 S000003606 HARTFORD VALUE FUND C000010046 A HVFAX C000010047 B HVFBX C000010048 C HVFCX C000010049 Y HVFYX C000040990 The Hartford Value Fund Class R3 C000040991 The Hartford Value Fund Class R4 C000040992 The Hartford Value Fund Class R5 C000049005 Class I 0001006415 S000003607 HARTFORD CAPITAL APPRECIATION II FUND C000010050 A HCTAX C000010051 B HCTBX C000010052 C HFCCX C000010053 Y HCTYX C000035180 Class I C000040993 The Hartford Capital Appreciation II Fund Class R3 C000040994 The Hartford Capital Appreciation II Fund Class R4 C000040995 The Hartford Capital Appreciation II Fund Class R5 0001006415 S000003608 HARTFORD CONSERVATIVE ALLOCATION FUND C000010054 A HCVAX C000010055 B HCVBX C000010056 C HCVCX C000035181 Class I C000040996 The Hartford Conservative Allocation Class R3 C000040997 The Hartford Conservative Allocation Class R4 C000040998 The Hartford Conservative Allocation Class R5 0001006415 S000003609 HARTFORD DISCIPLINED EQUITY FUND C000010057 A HAIAX C000010058 B HGIBX C000010059 C HGICX C000010060 Y HGIYX C000040999 The Hartford Disciplined Equity Class R3 C000041000 The Hartford Disciplined Equity Class R4 C000041001 The Hartford Disciplined Equity Class R5 0001006415 S000003610 HARTFORD DIVIDEND AND GROWTH FUND C000010061 A IHGIX C000010062 B ITDGX C000010063 C HDGCX C000010064 Y HDGYX C000035182 Class I C000041002 The Hartford Dividend and Gowth Fund Class R3 C000041003 The Hartford Dividend and Gowth Fund Class R4 C000041004 The Hartford Dividend and Gowth Fund Class R5 0001006415 S000003611 HARTFORD EQUITY INCOME FUND C000010065 A HQIAX C000010066 B HQIBX C000010067 C HQICX C000010068 Y HQIYX C000035183 Class I C000041005 The Hartford Equity Income Fund Class R3 C000041006 The Hartford Equity Income Fund Class R4 C000041007 The Hartford Equity Income Fund Class R5 0001006415 S000012949 HARTFORD BALANCED INCOME FUND C000034969 A C000034970 B C000034971 C C000034972 Y 0001006415 S000012951 HARTFORD SELECT SMALLCAP VALUE FUND C000034977 B C000034978 C C000034979 Y C000034980 A 0001006415 S000014466 Hartford LargeCap Growth Fund C000039412 A C000039413 B C000039414 C C000039415 Y 0001006415 S000017745 Hartford Checks and Balances Fund C000048992 Class A C000048993 Class B C000048994 Class C C000059904 Class I 0001006415 S000017746 Hartford High Yield Municipal Fund C000048995 Class A C000048996 Class B C000048997 Class C C000048998 Class I 0001006415 S000017747 Hartford Strategic Income Fund C000048999 Class C C000049000 Class I C000049001 Class A C000049002 Class B C000052097 Class Y 0001006415 S000019654 The Hartford Global Enhanced Dividend Fund C000054974 Class A C000054975 Class B C000054976 Class C C000054977 Class Y C000054978 Class I C000054979 Class R3 C000054980 Class R4 C000054981 Class R5 0001006415 S000021062 The Hartford Global Equity Fund C000059906 The Hartford Global Equity Fund Class A C000059907 The Hartford Global Equity Fund Class B C000059908 The Hartford Global Equity Fund Class C C000059909 The Hartford Global Equity Fund Class I C000059910 The Hartford Global Equity Fund Class R3 C000059911 The Hartford Global Equity Fund Class R4 C000059912 The Hartford Global Equity Fund Class R5 C000059913 The Hartford Global Equity Fund Class Y 497 1 b70177a1e497.txt THE HARTFORD MUTUAL FUNDS, INC. SUPPLEMENT DATED MAY 16, 2008 TO THE HARTFORD GLOBAL ENHANCED DIVIDEND FUND STATEMENT OF ADDITIONAL INFORMATION (THE "SAI") FOR THE HARTFORD MUTUAL FUNDS, INC. DATED NOVEMBER 30, 2007 NON-FUNDAMENTAL INVESTMENT RESTRICTIONS OF THE FUND 1. At a meeting held on May 6-7, 2008 the Board of Directors of The Hartford Mutual Funds, Inc. approved changes to the Non-Fundamental Investment Restrictions of The Hartford Global Enhanced Dividend Fund. Accordingly, in your SAI, under the section "Investment Objectives and Policies", the restrictions applicable to the Fund in the sub-section "Non-Fundamental Investment Restrictions of the Fund," are deleted in their entirety and replaced with the following: B. NON-FUNDAMENTAL INVESTMENT RESTRICTIONS OF THE FUND The following restrictions are designated as non-fundamental and may be changed by the board of directors without the approval of shareholders. The Fund may not: 1. Pledge its assets other than to secure permitted borrowings or to secure investments permitted by the Fund's investment policies as set forth in its prospectus and SAI, as they may be amended from time to time, and applicable law. 2. Purchase securities on margin except as to the extent permitted by applicable law. 3. Purchase securities while outstanding borrowings exceed 5% of the Fund's total assets, except where the borrowing is for temporary or emergency purposes. Short sales, reverse repurchase agreements, dollar rolls, securities lending, other investments or transactions described in the Fund's registration statement are not deemed to be borrowings for purposes of this restriction. 4. Invest more than 15% of the Fund's net assets in illiquid securities. DISCLOSURE OF PORTFOLIO HOLDINGS 2. Under the heading "Disclosure of Portfolio Holdings" the list of entities and the paragraph immediately following are deleted and replaced with the following: The Fund has entered into ongoing arrangements to disclose portfolio holdings to the following entities: BlackRock Financial Management, Inc. Bowne & Co., Inc. (financial printers) Class Action Claims Management Confluence Technologies Ernst & Young LLP (the Fund's Independent Registered Public Accounting Firm) FactSet Research Systems, Inc. Glass Lewis Lipper Inc. Merrill Lynch, Pierce, Fenner & Smith State Street Bank and Trust Company (the Fund's Custodian) Wolters Kluwer Financial Services Portfolio holdings are disclosed at various times to Lipper Inc. (on a monthly basis with a lag time of two days for certain services, and on a quarterly basis with a lag time of five days for certain other services) in order to fulfill its obligations to the Fund. Portfolio holdings are disclosed on a daily basis to FactSet Research Systems, Inc., Glass Lewis and State Street Bank and Trust Company. Portfolio holdings are disclosed to Wolters Kluwer Financial Services and Class Action Claims Management on a monthly basis, with lag times of two days. Portfolio holdings are disclosed to Confluence Technologies, Merrill Lynch, Pierce, Fenner & Smith and Bowne & Co., Inc. on a quarterly basis, with lag times of three, five and ten business days, respectively. Portfolio holdings are disclosed to the Fund's independent registered public accounting firm at least annually and otherwise upon request as necessary to enable the Fund's independent registered public accounting firm to provide services to the Fund, with no lag time. Additionally, when purchasing and selling its portfolio securities through broker-dealers, requesting bids on securities, or obtaining price quotations on securities, the Fund may disclose one or more of its portfolio securities to the party effecting the transaction or providing the information. THIS SUPPLEMENT SHOULD BE RETAINED WITH YOUR SAI FOR FUTURE REFERENCE. SUPPLEMENT DATED MAY 16, 2008 TO THE COMBINED STATEMENT OF ADDITIONAL INFORMATION (THE "SAI") FOR THE HARTFORD MUTUAL FUNDS DATED MARCH 1, 2008 NON-FUNDAMENTAL INVESTMENT RESTRICTIONS OF THE FUNDS 1. At a meeting held on May 6-7, 2008 the Board of Directors of The Hartford Mutual Funds, Inc. and The Hartford Mutual Funds II, Inc., approved changes to the Non-Fundamental Investment Restrictions of The Hartford Mutual Funds. Accordingly, in your SAI, under the section "Investment Objectives and Policies", the restrictions applicable to all Funds in the sub-section "Non-Fundamental Investment Restrictions of the Funds," are deleted in their entirety and replaced with the following: B. NON-FUNDAMENTAL INVESTMENT RESTRICTIONS OF THE FUNDS The following restrictions are designated as non-fundamental and may be changed by the board of directors without the approval of shareholders. Each Fund may not: 1. Pledge its assets other than to secure permitted borrowings or to secure investments permitted by the Fund's investment policies as set forth in its prospectus and SAI, as they may be amended from time to time, and applicable law. 2. Purchase securities on margin except as to the extent permitted by applicable law. 3. With the exception of Floating Rate Fund, purchase securities while outstanding borrowings exceed 5% of a Fund's total assets, except where the borrowing is for temporary or emergency purposes. Reverse repurchase agreements, dollar rolls, securities lending, other investments or transactions described in the Fund's registration statement are not deemed to be borrowings for purposes of this restriction. 4. Make short sales of securities or maintain a short position, except to the extent permitted by the Fund's prospectus and SAI, as amended from time to time, and applicable law. 5. Except for Inflation Plus Fund and Money Market Fund, invest more than 15% of the Fund's net assets in illiquid securities (10% for Inflation Plus Fund and Money Market Fund). DISCLOSURE OF PORTFOLIO HOLDINGS 2. Under the heading "Disclosure of Portfolio Holdings" the list of entities and the paragraph immediately following are deleted and replaced with the following: Banc of America Securities LLC BlackRock Financial Management, Inc. Bowne & Co., Inc. (Financial printers) Broadridge Financial Solutions, Inc. Brown Brothers Harriman & Co. Class Action Claims Management Confluence Technologies Ernst & Young LLP (each Fund's Independent Registered Public Accounting Firm) FactSet Research Systems Inc. Glass Lewis Investment Technology Group, Inc. J.P. Morgan Securities, Inc. Lipper Inc. Mellon Bank, N.A. Merrill Lynch, Pierce, Fenner & Smith State Street Bank and Trust Company (each Fund's Custodian and Securities Lending Agent) State Street Investment Management Solutions Strategic Advisors, Inc. The Bank of New York The Goldman Sachs Trust Company, d/b/a Boston Global Advisors Wolters Kluwer Financial Services Portfolio holdings are disclosed at various times to Lipper Inc. (on a monthly basis with a lag time of two days) in order to fulfill its obligations to the Funds. Portfolio holdings are disclosed on a daily basis to Banc of America Securities, BlackRock Financial Management, Inc., Boston Global Advisors, Broadridge Financial Solutions, Inc., Brown Brothers Harriman & Co., FactSet Research Systems Inc., Glass Lewis, Mellon Bank, N.A., State Street Bank and Trust Company, State Street Investment Management Solutions and The Bank of New York. Portfolio holdings are disclosed on a weekly basis to Investment Technology Group, Inc. (for certain Funds) with no lag time. Portfolio holdings are disclosed to J.P. Morgan, Class Action Claims Management, Strategic Advisors, Inc. and Wolters Kluwer Financial Services on a monthly basis, with lag times of five calendar days, two days, fifteen business days and two days, respectively. Portfolio holdings are disclosed to Confluence Technologies, Merrill Lynch, Pierce, Fenner & Smith and Bowne & Co., Inc. on a quarterly basis, with lag times of three, five and ten business days, respectively. Portfolio holdings are disclosed to the Funds' independent registered public accounting firm at least annually and otherwise upon request as necessary to enable the Funds' independent registered public accounting firm to provide services to the Funds, with no lag time. Additionally, when purchasing and selling its portfolio securities through broker-dealers, requesting bids on securities, or obtaining price quotations on securities, the Funds may disclose one or more of their portfolio securities to the party effecting the transaction or providing the information. ADVISORY FEE PAYMENT HISTORY 3. Under the Section entitled "Advisory Fee Payment History" on page 98 of the SAI, the information concerning fund accounting services fees in paragraph seven is deleted and replaced with the following: Hartford Life provides the Funds with accounting services pursuant to a fund accounting agreement by and between each Company, on behalf of their respective Funds, and Hartford Life. In consideration of services rendered and expenses assumed pursuant to this agreement, the Funds pay Hartford Life a fee calculated at the following annual rate based on its aggregate net assets shown below. Prior to January 1, 2006, this fee was calculated at the annual rate of 0.02% of the aggregate net assets of each of the Funds (except for the fund of funds). For the period January 1, 2006 to December 31, 2007, Hartford Life received monthly compensation of 0.015% of each Fund's (except for the Fund of funds) average daily net assets. With respect to the funds of funds, prior to January 1, 2008, Hartford Life received monthly compensation of 0.01% of each fund of fund's average daily net assets. THIS SUPPLEMENT SHOULD BE RETAINED WITH YOUR SAI FOR FUTURE REFERENCE. -----END PRIVACY-ENHANCED MESSAGE-----