Trust Operations Manager

0001387131-22-010419.txt : 20221013 0001387131-22-010419.hdr.sgml : 20221013 20221013092815 ACCESSION NUMBER: 0001387131-22-010419 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220930 FILED AS OF DATE: 20221013 DATE AS OF CHANGE: 20221013 EFFECTIVENESS DATE: 20221013 FILER: COMPANY DATA: COMPANY CONFORMED NAME: TOMPKINS FINANCIAL CORP CENTRAL INDEX KEY: 0001005817 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 161482357 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-05097 FILM NUMBER: 221308244 BUSINESS ADDRESS: STREET 1: 118 E SENECA STREET STREET 2: P.O. BOX 460 CITY: ITHACA STATE: NY ZIP: 14850 BUSINESS PHONE: 607-274-2078 MAIL ADDRESS: STREET 1: 118 E. SENECA STREET STREET 2: PO BOX 460 CITY: ITHACA STATE: NY ZIP: 14850 FORMER COMPANY: FORMER CONFORMED NAME: TOMPKINS TRUSTCO INC DATE OF NAME CHANGE: 19990512 FORMER COMPANY: FORMER CONFORMED NAME: TOMPKINS COUNTY TRUSTCO INC DATE OF NAME CHANGE: 19960117 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001005817 XXXXXXXX 09-30-2022 09-30-2022 false TOMPKINS FINANCIAL CORP

118 E. Seneca Street PO Box 460 Ithaca NY 14850

13F HOLDINGS REPORT 028-05097 N Lisa Shipos Trust Operations Manager 607-274-7443 Lisa Shipos, Trust Operations Manager Ithica NY 10-12-2022 0 808 592603 INFORMATION TABLE 2 infotable.xml 3M Co COM 88579Y101 386 3494 SH DFND 605 0 2889 3M Co COM 88579Y101 540 4888 SH SOLE 4888 0 0 AECOM COM 00766T100 31 450 SH DFND 450 0 0 AGILENT TECHS INC COM 00846U101 113 930 SH DFND 625 0 305 AGNC INVESTMENT CORP COM 00123Q104 61 7250 SH DFND 0 0 7250 ALBEMARLE CORP COM 012653101 26 100 SH DFND 0 0 100 ALCON AG ORD SHS H01301128 13 220 SH SOLE 220 0 0 ALPHABET INC CAP STK CL A 02079K305 189 1980 SH DFND 1220 0 760 ALPHABET INC CAP STK CL A 02079K305 6649 69511 SH SOLE 67911 0 1600 AMER EXPRESS CO COM 025816109 243 1800 SH DFND 0 0 1800 AMER EXPRESS CO COM 025816109 199 1476 SH SOLE 451 0 1025 AMER INTL GRP COM NEW 026874784 9 195 SH DFND 0 0 195 AMER INTL GRP COM NEW 026874784 108 2274 SH SOLE 2274 0 0 ANALOG DEVICES INC COM 032654105 3 18 SH SOLE 18 0 0 ANSYS, INC. COM 03662Q105 1 3 SH DFND 0 0 3 APA Corp COM 03743Q108 72 2102 SH DFND 0 0 2102 APPIAN CORP CL A 03782L101 16 400 SH SOLE 400 0 0 ARK Investment Management LLC AUTNMUS TECHNLGY 00214Q203 9 205 SH DFND 0 0 205 AT&T INC COM 00206R102 782 50965 SH DFND 2700 0 48265 AT&T INC COM 00206R102 509 33209 SH SOLE 33209 0 0 AUTOMATIC DATA PROCESSING COM 053015103 1612 7128 SH DFND 746 0 6382 AUTOMATIC DATA PROCESSING COM 053015103 978 4323 SH SOLE 3093 0 1230 AbbVie Inc COM 00287Y109 3640 27120 SH DFND 250 0 26870 AbbVie Inc COM 00287Y109 1011 7530 SH SOLE 7030 0 500 Abbott Laboratories COM 002824100 2354 24325 SH DFND 1007 0 23318 Abbott Laboratories COM 002824100 6174 63809 SH SOLE 62303 0 1506 Aberdeen Funds COM SH BEN INT 00302L108 5 1350 SH DFND 0 0 1350 Accenture PLC SHS CLASS A G1151C101 70 273 SH DFND 197 0 76 Accenture PLC SHS CLASS A G1151C101 4079 15854 SH SOLE 15148 0 706 Activision Blizzard Inc COM 00507V109 5 61 SH SOLE 61 0 0 Adobe Inc COM 00724F101 130 472 SH DFND 442 0 30 Adobe Inc COM 00724F101 3097 11253 SH SOLE 10771 0 482 Aflac Inc COM 001055102 167 2974 SH SOLE 2974 0 0 Air Products and Chemicals Inc COM 009158106 364 1566 SH DFND 0 0 1566 Air Products and Chemicals Inc COM 009158106 54 230 SH SOLE 230 0 0 Alcoa Corp COM 013872106 67 2000 SH DFND 0 0 2000 Alexandria Real Estate Equitie COM 015271109 85 609 SH DFND 0 0 609 Allstate Corp/The COM 020002101 5 44 SH DFND 0 0 44 Allstate Corp/The COM 020002101 2 13 SH SOLE 13 0 0 Alphabet Inc CAP STK CL C 02079K107 37 383 SH DFND 200 0 183 Alphabet Inc CAP STK CL C 02079K107 773 8040 SH SOLE 8040 0 0 Alps Closed End Funds/USA SH BEN INT 530158104 12 2100 SH DFND 0 0 2100 Altria Group Inc COM 02209S103 195 4837 SH DFND 0 0 4837 Altria Group Inc COM 02209S103 93 2300 SH SOLE 2300 0 0 Amazon.com Inc COM 023135106 410 3632 SH DFND 1660 0 1972 Amazon.com Inc COM 023135106 6087 53871 SH SOLE 50711 0 3160 American Airlines Group Inc COM 02376R102 9 785 SH DFND 0 0 785 American Electric Power Co Inc COM 025537101 94 1086 SH DFND 0 0 1086 American Electric Power Co Inc COM 025537101 2 25 SH SOLE 25 0 0 American Tower Corp COM 03027X100 8 37 SH SOLE 37 0 0 American Water Works Co Inc COM 030420103 10 76 SH DFND 49 0 27 American Water Works Co Inc COM 030420103 4619 35488 SH SOLE 34572 0 916 Ameriprise Financial Inc COM 03076C106 40 159 SH DFND 0 0 159 Amgen Inc COM 031162100 268 1189 SH DFND 36 0 1153 Amgen Inc COM 031162100 6302 27957 SH SOLE 26528 0 1429 Apollo Commercial Real Estate COM 03762U105 8 1000 SH DFND 0 0 1000 Apple Inc COM 037833100 2873 20786 SH DFND 5219 0 15567 Apple Inc COM 037833100 28178 203893 SH SOLE 193764 0 10129 Archer-Daniels-Midland Co COM 039483102 180 2241 SH DFND 0 0 2241 Arconic Corp COM 03966V107 26 1525 SH DFND 0 0 1525 Ares Commercial Real Estate Co COM 04013V108 11 1010 SH DFND 0 0 1010 Argan Inc COM 04010E109 6 200 SH DFND 0 0 200 Arthur J Gallagher & Co COM 363576109 197 1149 SH DFND 716 0 433 Arthur J Gallagher & Co COM 363576109 8829 51568 SH SOLE 50995 0 573 Ashland Inc COM 044186104 327 3442 SH DFND 0 0 3442 AstraZeneca PLC SPONSORED ADR 046353108 10 191 SH SOLE 191 0 0 AutoZone Inc COM 053332102 261 122 SH DFND 29 0 93 AutoZone Inc COM 053332102 137 64 SH SOLE 64 0 0 Autoliv Inc COM 052800109 0 6 SH DFND 0 0 6 Azenta Inc COM 114340102 26 600 SH DFND 600 0 0 B&G Foods Inc COM 05508R106 16 1000 SH DFND 0 0 1000 BARRICK GOLD CORP COM 067901108 17 1097 SH DFND 1097 0 0 BAXTER INTL INC COM 071813109 77 1430 SH DFND 400 0 1030 BAXTER INTL INC COM 071813109 120 2226 SH SOLE 1026 0 1200 BCE Inc COM NEW 05534B760 21 500 SH DFND 500 0 0 BEST BUY CO INC COM 086516101 97 1524 SH DFND 0 0 1524 BEST BUY CO INC COM 086516101 4 61 SH SOLE 61 0 0 BK OF AMERICA CORP COM 060505104 206 6812 SH DFND 100 0 6712 BK OF AMERICA CORP COM 060505104 35 1162 SH SOLE 1162 0 0 BK OF MONTREAL COM 063671101 88 1000 SH DFND 0 0 1000 BK OF NOVA SCOTIA COM 064149107 157 3300 SH DFND 0 0 3300 BK OF NY MELLON CP COM 064058100 33 857 SH DFND 0 0 857 BK OF NY MELLON CP COM 064058100 9 234 SH SOLE 0 0 234 BOEING CO COM 097023105 84 697 SH DFND 0 0 697 BOEING CO COM 097023105 14 114 SH SOLE 114 0 0 BP PLC SPONSORED ADR 055622104 8 288 SH DFND 0 0 288 BP PLC SPONSORED ADR 055622104 43 1500 SH SOLE 1500 0 0 BRIGHTHOUSE FINANCIAL INC. 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DFND 0 0 600 C&F Financial Corp COM 12466Q104 11 200 SH DFND 200 0 0 CARRIER GLOBAL CORP COM 14448C104 30 835 SH DFND 0 0 835 CARRIER GLOBAL CORP COM 14448C104 7 201 SH SOLE 201 0 0 CEMEX SAB DE CV SPON ADR NEW 151290889 3 1000 SH DFND 0 0 1000 CHARLES SCHWAB INVESTMENT MANAGEMENT INC EMRG MKTEQ ETF 808524706 55 2439 SH SOLE 2439 0 0 CHARLES SCHWAB INVESTMENT MANAGEMENT INC US DIVIDEND EQ 808524797 70 1050 SH DFND 1050 0 0 CHARLES SCHWAB INVESTMENT MANAGEMENT INC US DIVIDEND EQ 808524797 51 762 SH SOLE 762 0 0 CHARLES SCHWAB INVESTMENT MANAGEMENT INC US TIPS ETF 808524870 16 300 SH DFND 0 0 300 CHARLES SCHWAB INVESTMENT MANAGEMENT INC US TIPS ETF 808524870 60 1156 SH SOLE 1156 0 0 CHUBB LIMITED COM COM H1467J104 8 44 SH DFND 0 0 44 CHUBB LIMITED COM COM H1467J104 65 355 SH SOLE 355 0 0 CIBC COM 136069101 88 2000 SH DFND 0 0 2000 CISCO SYSTEMS COM 17275R102 648 16193 SH DFND 2284 0 13909 CISCO SYSTEMS COM 17275R102 6791 169783 SH SOLE 159403 0 10380 CME Group Inc COM 12572Q105 32 181 SH 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Caterpillar Inc COM 149123101 559 3404 SH DFND 304 0 3100 Cenovus Energy Inc COM 15135U109 23 1472 SH DFND 0 0 1472 ChargePoint Holdings Inc COM CL A 15961R105 1 100 SH DFND 0 0 100 Charles Schwab Corp/The COM 808513105 393 5474 SH SOLE 5474 0 0 Charles Schwab Investment Management Inc US BRD MKT ETF 808524102 91 2178 SH DFND 0 0 2178 Charles Schwab Investment Management Inc SCHWB FDT INT LG 808524755 59 2338 SH SOLE 2338 0 0 Chemed Corp COM 16359R103 175 400 SH SOLE 400 0 0 Chemours Co/The COM 163851108 6 244 SH DFND 0 0 244 Chemours Co/The COM 163851108 0 20 SH SOLE 20 0 0 Chemung Financial Corp COM 164024101 33 800 SH DFND 0 0 800 Cherry Hill Mortgage Investmen COM 164651101 5 1100 SH DFND 0 0 1100 Chevron Corp COM 166764100 790 5499 SH DFND 0 0 5499 Chevron Corp COM 166764100 734 5106 SH SOLE 4456 0 650 Chimera Investment Corp COM NEW 16934Q208 16 3000 SH DFND 0 0 3000 Church & Dwight Co Inc COM 171340102 155 2176 SH SOLE 2176 0 0 Churchill Downs Inc COM 171484108 1 5 SH DFND 0 0 5 Cigna Corp COM 125523100 11 39 SH DFND 0 0 39 Cigna Corp COM 125523100 1 5 SH SOLE 5 0 0 Citigroup Inc COM NEW 172967424 14 327 SH DFND 0 0 327 Citigroup Inc COM NEW 172967424 5 117 SH SOLE 117 0 0 Clorox Co/The COM 189054109 631 4913 SH DFND 174 0 4739 Clorox Co/The COM 189054109 18 143 SH SOLE 143 0 0 Coca-Cola Co/The COM 191216100 1038 18537 SH DFND 1620 0 16917 Coca-Cola Co/The COM 191216100 1635 29190 SH SOLE 29190 0 0 Cohen & Steers Capital Management Inc U.S. UTILITS ETF 464287697 60 740 SH SOLE 740 0 0 Cohen & Steers Capital Management Inc MRGSTR SM CP GR 464288604 67 1944 SH DFND 0 0 1944 Cohen & Steers Capital Management Inc MSCI USA ESG SLC 464288802 8 99 SH DFND 99 0 0 Cohen & Steers Capital Management Inc MSCI USA ESG SLC 464288802 5652 74451 SH SOLE 74321 0 130 Comcast Corp CL A 20030N101 199 6797 SH DFND 100 0 6697 Comcast Corp CL A 20030N101 258 8801 SH SOLE 8801 0 0 Consolidated Edison Inc COM 209115104 155 1808 SH DFND 0 0 1808 Constellation Brands Inc CL A 21036P108 34 150 SH SOLE 150 0 0 Constellation Energy Corp COM 21037T109 93 1116 SH DFND 0 0 1116 Constellium SE CL A SHS F21107101 2 200 SH DFND 0 0 200 Corteva Inc COM 22052L104 1 21 SH DFND 0 0 21 Corteva Inc COM 22052L104 2 42 SH SOLE 42 0 0 Costco Wholesale Corp COM 22160K105 465 984 SH DFND 729 0 255 Costco Wholesale Corp COM 22160K105 6443 13643 SH SOLE 13047 0 596 Crestwood Equity Partners LP UNIT LTD PARTNER 226344208 14 510 SH DFND 0 0 510 Crown Castle Inc COM 22822V101 11 76 SH DFND 0 0 76 Crown Castle Inc COM 22822V101 8 52 SH SOLE 52 0 0 DEERE & CO COM 244199105 319 956 SH DFND 0 0 956 DENTSPLY SIRONA COM 24906P109 20 700 SH DFND 400 0 300 DIAGEO SPON ADR NEW 25243Q205 85 500 SH SOLE 500 0 0 DISCOVER FINL SVCS COM 254709108 136 1500 SH DFND 0 0 1500 DOMINION RES(VIR) COM 25746U109 183 2654 SH DFND 0 0 2654 DOMINION RES(VIR) COM 25746U109 83 1200 SH SOLE 1200 0 0 DUKE ENERGY CORP COM NEW 26441C204 423 4550 SH DFND 1757 0 2793 DUKE ENERGY CORP COM NEW 26441C204 5728 61583 SH SOLE 60770 0 813 Dana Inc COM 235825205 14 1200 SH DFND 1200 0 0 Danaher Corp COM 235851102 31 119 SH DFND 27 0 92 Danaher Corp COM 235851102 7589 29381 SH SOLE 27576 0 1805 Darden Restaurants Inc COM 237194105 13 104 SH DFND 0 0 104 Darden Restaurants Inc COM 237194105 26 204 SH SOLE 204 0 0 Dell Technologies Inc CL C 24703L202 1 42 SH SOLE 42 0 0 Delta Air Lines Inc COM NEW 247361702 109 3879 SH DFND 0 0 3879 Desktop Metal Inc COM CL A 25058X105 3 1000 SH DFND 0 0 1000 Dick's Sporting Goods Inc COM 253393102 146 1400 SH DFND 0 0 1400 Dollar General Corp COM 256677105 1 6 SH DFND 0 0 6 Douglas Dynamics Inc COM 25960R105 56 2000 SH DFND 0 0 2000 Dow Inc COM 260557103 103 2346 SH DFND 0 0 2346 Dow Inc COM 260557103 14 308 SH SOLE 308 0 0 DraftKings Inc None 26142V105 21 1384 SH DFND 0 0 1384 DuPont de Nemours Inc COM 26614N102 5 96 SH DFND 0 0 96 DuPont de Nemours Inc COM 26614N102 16 313 SH SOLE 313 0 0 ECOLAB INC COM 278865100 188 1300 SH SOLE 1300 0 0 EMERSON ELECTRIC COM 291011104 442 6039 SH DFND 900 0 5139 EMERSON ELECTRIC COM 291011104 892 12181 SH SOLE 11745 0 436 ENBRIDGE INC COM 29250N105 16 418 SH SOLE 418 0 0 EOG Resources Inc COM 26875P101 182 1625 SH DFND 0 0 1625 EOG Resources Inc COM 26875P101 4 35 SH SOLE 35 0 0 EQUINIX INC COM 29444U700 28 50 SH DFND 50 0 0 ERICSSON(LM)TEL ADR B SEK 10 294821608 0 10 SH SOLE 10 0 0 ETFis Series Trust I VIRTUS INFRCAP 26923G822 14 750 SH DFND 0 0 750 ETRACS ETNs/UBS AG/London/USA ETRACS MNTHLY B 90274E166 35 5880 SH DFND 0 0 5880 EXCHANGE TRADED CONCEPTS LLC ROBO GLB ETF 301505707 8 196 SH DFND 0 0 196 Eagle Point Credit Co Inc COM 269808101 107 9700 SH DFND 0 0 9700 Eagle Point Credit Management LLC/USA COM 269817102 4 300 SH DFND 0 0 300 Eastman Chemical Co COM 277432100 58 814 SH SOLE 814 0 0 Eaton Corp PLC SHS G29183103 410 3071 SH DFND 0 0 3071 Eaton Corp PLC SHS G29183103 5 37 SH SOLE 37 0 0 Elevance Health Inc COM 036752103 27 59 SH SOLE 59 0 0 Eli Lilly & Co COM 532457108 156 483 SH DFND 41 0 442 Eli Lilly & Co COM 532457108 12617 39019 SH SOLE 38288 0 731 Energy Transfer LP COM UT LTD PTN 29273V100 61 5500 SH DFND 0 0 5500 Entergy Corp COM 29364G103 121 1200 SH DFND 0 0 1200 Enterprise Products Partners L COM 293792107 10 400 SH DFND 0 0 400 Essential Utilities Inc COM 29670G102 141 3419 SH SOLE 3419 0 0 Evergy Inc COM 30034W106 148 2484 SH DFND 0 0 2484 Eversource Energy COM 30040W108 192 2457 SH SOLE 2457 0 0 Exelon Corp COM 30161N101 125 3348 SH DFND 0 0 3348 Exelon Corp COM 30161N101 11 285 SH SOLE 285 0 0 Exxon Mobil Corp COM 30231G102 1278 14641 SH DFND 3243 0 11398 Exxon Mobil Corp COM 30231G102 10427 119427 SH SOLE 118058 0 1369 FACEBOOK INC CL A 30303M102 83 611 SH DFND 36 0 575 FACEBOOK INC CL A 30303M102 92 680 SH SOLE 680 0 0 FEDEX CORP COM 31428X106 157 1055 SH DFND 0 0 1055 FEDEX CORP COM 31428X106 62 419 SH SOLE 419 0 0 FIRST TRUST ADVISORS LP DJ INTERNT IDX 33733E302 13 100 SH DFND 100 0 0 FMC Corp COM NEW 302491303 2 17 SH SOLE 17 0 0 FRANCO-NEVADA CORP COM 351858105 8 65 SH DFND 0 0 65 FREEPORT-MCMOR C&G CL B 35671D857 16 591 SH SOLE 591 0 0 FS KKR Capital Corp COM 302635206 14 800 SH DFND 0 0 800 Fastenal Co COM 311900104 92 2000 SH DFND 0 0 2000 Fidelity National Information COM 31620M106 38 500 SH DFND 0 0 500 Fidelity National Information COM 31620M106 5 66 SH SOLE 66 0 0 Financial Institutions Inc COM 317585404 122 5085 SH DFND 0 0 5085 First Financial Bancorp COM 320209109 23 1111 SH SOLE 1111 0 0 First Trust Advisors LP NAT GAS ETF 33733E807 319 13960 SH DFND 13960 0 0 First Trust Advisors LP CLOUD COMPUTING 33734X192 11 180 SH DFND 0 0 180 First Trust Advisors LP COM SHS 33735K108 6 69 SH DFND 0 0 69 First Trust ETFs/USA INDXX GLOBAL AGR 33734X812 12 440 SH DFND 440 0 0 First Trust ETFs/USA INDXX NAT RE ETF 33734X838 44 3614 SH DFND 3614 0 0 FirstEnergy Corp COM 337932107 6 150 SH DFND 0 0 150 FirstEnergy Corp COM 337932107 140 3787 SH SOLE 3787 0 0 Flowserve Corp COM 34354P105 5 200 SH DFND 100 0 100 Ford Motor Co COM 345370860 86 7663 SH DFND 0 0 7663 Ford Motor Co COM 345370860 115 10285 SH SOLE 10285 0 0 Four Corners Property Trust In COM 35086T109 2 100 SH DFND 0 0 100 Franklin Resources Inc COM 354613101 43 2000 SH DFND 0 0 2000 Fulton Financial Corp COM 360271100 72 4552 SH SOLE 4552 0 0 GEN DYNAMICS CORP COM 369550108 167 787 SH DFND 51 0 736 GEN DYNAMICS CORP COM 369550108 4759 22432 SH SOLE 22111 0 321 GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 14 751 SH DFND 0 0 751 GOLDMAN SACHS GRP COM 38141G104 247 844 SH DFND 0 0 844 GOLDMAN SACHS GRP COM 38141G104 190 650 SH SOLE 650 0 0 GORMAN-RUPP CO/THE COM 383082104 29 1200 SH DFND 1100 0 100 Gaming and Leisure Properties COM 36467J108 5 123 SH SOLE 123 0 0 Generac Holdings Inc COM 368736104 53 300 SH DFND 300 0 0 General Electric Co COM NEW 369604301 198 3206 SH DFND 0 0 3206 General Electric Co COM NEW 369604301 178 2873 SH SOLE 2873 0 0 General Mills Inc COM 370334104 274 3571 SH DFND 0 0 3571 General Mills Inc COM 370334104 42 544 SH SOLE 544 0 0 General Motors Co COM 37045V100 67 2100 SH DFND 0 0 2100 Genuine Parts Co COM 372460105 43 288 SH DFND 288 0 0 Gilead Sciences Inc COM 375558103 1 10 SH DFND 0 0 10 Gilead Sciences Inc COM 375558103 1 18 SH SOLE 18 0 0 Global X Management Co LLC SOCIAL MED ETF 37950E416 14 500 SH DFND 500 0 0 Global X Management Co LLC GBL X BLOCKCHAIN 37954Y160 9 1600 SH DFND 1600 0 0 Goldman Sachs Asset Management LP ACTIVEBETA INT 381430107 6 241 SH DFND 0 0 241 Goldman Sachs Asset Management LP ACTIVEBETA INT 381430107 295 11922 SH SOLE 11922 0 0 Goldman Sachs Asset Management LP ACTIVEBETA US LG 381430503 12 167 SH DFND 167 0 0 Goldman Sachs Asset Management LP ACTIVEBETA US LG 381430503 707 9950 SH SOLE 9739 0 211 Guidewire Software Inc COM 40171V100 62 1000 SH DFND 0 0 1000 HALLIBURTON COM 406216101 6 228 SH DFND 0 0 228 HANESBRANDS INC COM 410345102 5 730 SH DFND 0 0 730 HARBOR CUSTOM DEV INC None 41150T207 4 400 SH DFND 0 0 400 HCA Healthcare Inc COM 40412C101 12 65 SH DFND 0 0 65 HOLLY ENERGY PARTNERS LP COM UT LTD PTN 435763107 15 900 SH DFND 0 0 900 HONDA MOTOR CO AMERN SHS 438128308 2 100 SH DFND 0 0 100 HORIZON THERAPEUTICS PLC SHS G46188101 6 100 SH DFND 100 0 0 HP Inc COM 40434L105 15 600 SH DFND 0 0 600 Hartford Financial Services Gr COM 416515104 188 3028 SH DFND 0 0 3028 Hawaiian Electric Industries I COM 419870100 17 500 SH DFND 500 0 0 Healthcare Ventures LLC COM 52187K101 1 1205 SH DFND 1205 0 0 Helmerich & Payne Inc COM 423452101 7 179 SH DFND 0 0 179 Hershey Co/The COM 427866108 25 112 SH DFND 0 0 112 Hershey Co/The COM 427866108 424 1924 SH SOLE 1924 0 0 Hewlett Packard Enterprise Co COM 42824C109 7 578 SH DFND 0 0 578 Home Depot Inc/The COM 437076102 697 2526 SH DFND 537 0 1989 Home Depot Inc/The COM 437076102 7934 28752 SH SOLE 28476 0 276 Honeywell International Inc COM 438516106 255 1526 SH DFND 314 0 1212 Honeywell International Inc COM 438516106 6482 38824 SH SOLE 37744 0 1080 Hormel Foods Corp COM 440452100 186 4104 SH DFND 0 0 4104 Howmet Aerospace Inc COM 443201108 189 6100 SH DFND 0 0 6100 Huntington Bancshares Inc/OH COM 446150104 137 10408 SH DFND 0 0 10408 IBM COM 459200101 523 4401 SH DFND 300 0 4101 IBM COM 459200101 2757 23204 SH SOLE 22734 0 470 IDACORP Inc COM 451107106 5 50 SH DFND 50 0 0 ILLINOIS TOOL WKS COM 452308109 363 2012 SH DFND 312 0 1700 ILLINOIS TOOL WKS COM 452308109 5 25 SH SOLE 25 0 0 INTERCONTINENTAL EXCHANGE COM 45866F104 6 67 SH DFND 52 0 15 INTERCONTINENTAL EXCHANGE COM 45866F104 2633 29139 SH SOLE 27504 0 1635 ISHARES S&P 100 ETF 464287101 205 1259 SH SOLE 1259 0 0 ISHARES SELECT DIVID ETF 464287168 669 6238 SH DFND 450 0 5788 ISHARES SELECT DIVID ETF 464287168 518 4830 SH SOLE 4830 0 0 ISHARES CORE S&P500 ETF 464287200 1001 2790 SH DFND 1879 0 911 ISHARES CORE S&P500 ETF 464287200 209 584 SH SOLE 584 0 0 ISHARES IBOXX INV CP ETF 464287242 61 596 SH DFND 146 0 450 ISHARES IBOXX INV CP ETF 464287242 701 6847 SH SOLE 6619 0 228 ISHARES GBL COMM SVC ETF 464287275 26 500 SH DFND 500 0 0 ISHARES S&P 500 GRWT ETF 464287309 319 5512 SH SOLE 5512 0 0 ISHARES GLOB HLTHCRE ETF 464287325 271 3600 SH DFND 3600 0 0 ISHARES GLOBAL ENERG ETF 464287341 210 6300 SH DFND 6300 0 0 ISHARES S&P 500 VAL ETF 464287408 80 619 SH SOLE 619 0 0 ISHARES ISHARES BIOTECH 464287556 105 900 SH DFND 900 0 0 ISHARES RUS 2000 VAL ETF 464287630 220 1705 SH SOLE 1705 0 0 ISHARES RUSSELL 2000 ETF 464287655 487 2952 SH DFND 0 0 2952 ISHARES RUSSELL 2000 ETF 464287655 116 706 SH SOLE 706 0 0 ISHARES SP SMCP600VL ETF 464287879 395 4787 SH SOLE 3787 0 1000 ISHARES SHORT TREAS BD 464288679 110 1000 SH DFND 1000 0 0 ISHARES EAFE VALUE ETF 464288877 1 16 SH DFND 0 0 16 ISHARES EAFE VALUE ETF 464288877 12 317 SH SOLE 317 0 0 ISHARES ISHARES 46428Q109 53 3000 SH DFND 0 0 3000 ISHARES ISHARES 46428Q109 24 1376 SH SOLE 1376 0 0 ISHARES CORE MSCI EAFE 46432F842 457 8674 SH DFND 1205 0 7469 ISHARES CORE MSCI EAFE 46432F842 64 1217 SH SOLE 1217 0 0 ISHARES TR MSCI EMG MKT ETF 464287234 175 5012 SH DFND 5012 0 0 ISHARES TR MSCI EMG MKT ETF 464287234 171 4897 SH SOLE 4897 0 0 ISHARES TR MSCI EAFE MIN VL 46429B689 1179 20672 SH SOLE 20672 0 0 ISHARES TRUST TIPS BD ETF 464287176 13 128 SH DFND 0 0 128 ISHARES TRUST GLOBAL TECH ETF 464287291 240 5700 SH DFND 5700 0 0 ISHARES TRUST GLOBAL TECH ETF 464287291 154 3660 SH SOLE 3660 0 0 ISHARES TRUST 1 3 YR TREAS BD 464287457 610 7506 SH DFND 7506 0 0 ISHARES TRUST 1 3 YR TREAS BD 464287457 812 10001 SH SOLE 9695 0 306 ISHARES TRUST GL TIMB FORE ETF 464288174 49 750 SH DFND 750 0 0 ISHARES TRUST GL CLEAN ENE ETF 464288224 97 5100 SH SOLE 5100 0 0 ISHARES/USA NATIONAL MUN ETF 464288414 762 7431 SH DFND 6750 0 681 ISHARES/USA NATIONAL MUN ETF 464288414 200 1945 SH SOLE 1945 0 0 ITRON INC COM 465741106 13 300 SH DFND 300 0 0 Ingevity Corp COM 45688C107 91 1500 SH DFND 0 0 1500 Intel Corp COM 458140100 573 22219 SH DFND 4429 0 17790 Intel Corp COM 458140100 894 34697 SH SOLE 31692 0 3005 International Paper Co COM 460146103 2 50 SH DFND 0 0 50 International Paper Co COM 460146103 46 1455 SH SOLE 1455 0 0 Interpublic Group of Cos Inc/T COM 460690100 106 4128 SH DFND 0 0 4128 Intuitive Surgical Inc COM NEW 46120E602 6 34 SH DFND 25 0 9 Intuitive Surgical Inc COM NEW 46120E602 2791 14888 SH SOLE 14536 0 352 Invesco Capital Management LLC UNIT SER 1 46090E103 453 1696 SH DFND 0 0 1696 Invesco Capital Management LLC UNIT SER 1 46090E103 82 305 SH SOLE 305 0 0 Invesco Capital Management LLC OPTIMUM YIELD 46090F100 21 1292 SH SOLE 1292 0 0 Invesco Capital Management LLC INDIA ETF 46137R109 71 3000 SH DFND 3000 0 0 Invesco Capital Management LLC S&P500 EQL ENR 46137V365 110 1800 SH DFND 1800 0 0 Invesco Capital Management LLC NASDAQ INTERNT 46137V530 11 100 SH DFND 100 0 0 Invesco Capital Management LLC DYNMC SOFTWARE 46137V639 9 100 SH DFND 100 0 0 Invesco Capital Management LLC DYNMC PHRMCTLS 46137V662 64 900 SH DFND 900 0 0 Invesco Capital Management LLC S&P GBL WATER 46138E263 99 2400 SH DFND 2400 0 0 Invesco Capital Management LLC S&P500 LOW VOL 46138E354 41 705 SH SOLE 705 0 0 Invesco Capital Management LLC PFD ETF 46138E511 28 2350 SH DFND 587 0 1763 Invesco Capital Management LLC PFD ETF 46138E511 4767 401245 SH SOLE 399484 0 1761 Invesco Capital Management LLC EMRNG MKT SVRG 46138E784 10 573 SH SOLE 573 0 0 Invesco Capital Management LLC S&P SMALLCAP 600 46138G664 3 30 SH DFND 0 0 30 Invesco Capital Management LLC S&P SMALLCAP 600 46138G664 113 1174 SH SOLE 1174 0 0 Invesco Capital Management LLC S&P 500 REVENUE 46138G698 65 971 SH DFND 311 0 660 Invesco Capital Management LLC S&P 500 REVENUE 46138G698 4088 60921 SH SOLE 60236 0 685 Invesco Capital Management LLC SOLAR ETF 46138G706 0 5 SH DFND 0 0 5 Invesco ETFs/USA S&P500 EQL HLT 46137V332 38 150 SH DFND 150 0 0 JPMorgan Chase & Co COM 46625H100 610 5838 SH DFND 2415 0 3423 JPMorgan Chase & Co COM 46625H100 6967 66674 SH SOLE 63881 0 2793 JUNIPER NETWORKS COM 48203R104 52 2000 SH DFND 0 0 2000 John Hancock Exchange-Traded F MULTIFACTOR HE 47804J503 43 987 SH SOLE 987 0 0 Johnson & Johnson COM 478160104 2132 13052 SH DFND 2518 0 10534 Johnson & Johnson COM 478160104 3571 21857 SH SOLE 21457 0 400 Johnson Controls International SHS G51502105 11 214 SH DFND 0 0 214 Johnson Controls International SHS G51502105 2 36 SH SOLE 36 0 0 KB Home COM 48666K109 16 600 SH DFND 600 0 0 KIMBERLY-CLARK CP COM 494368103 288 2561 SH DFND 60 0 2501 KIMBERLY-CLARK CP COM 494368103 4494 39934 SH SOLE 39059 0 875 KIMCO REALTY COM 49446R109 17 900 SH DFND 0 0 900 Kellogg Co COM 487836108 3 48 SH DFND 0 0 48 Kellogg Co COM 487836108 91 1300 SH SOLE 1300 0 0 Keurig Dr Pepper Inc COM 49271V100 6 174 SH SOLE 174 0 0 KeyCorp COM 493267108 98 6117 SH DFND 0 0 6117 KeyCorp COM 493267108 16 1000 SH SOLE 1000 0 0 Kinder Morgan Inc COM 49456B101 33 2000 SH DFND 0 0 2000 Kraft Foods Inc CL A 609207105 119 2179 SH DFND 0 0 2179 Kraft Foods Inc CL A 609207105 141 2574 SH SOLE 2574 0 0 Kraft Heinz Co/The COM 500754106 34 1028 SH DFND 0 0 1028 KraneShares ETFs/USA QUADRTC INT RT 500767736 25 1130 SH DFND 0 0 1130 Kyndryl Holdings Inc COMMON STOCK 50155Q100 4 458 SH DFND 0 0 458 Kyndryl Holdings Inc COMMON STOCK 50155Q100 3 334 SH SOLE 334 0 0 L3Harris Technologies Inc COM 502431109 89 428 SH DFND 0 0 428 L3Harris Technologies Inc COM 502431109 179 861 SH SOLE 861 0 0 LOWE'S COS INC COM 548661107 171 913 SH DFND 198 0 715 LOWE'S COS INC COM 548661107 898 4779 SH SOLE 2511 0 2268 LUCID GROUP INC COM 549498103 7 500 SH DFND 0 0 500 Laboratory Corp of America Hol COM NEW 50540R409 205 1000 SH DFND 0 0 1000 Lamb Weston Holdings Inc COM 513272104 21 266 SH DFND 0 0 266 Leggett & Platt Inc COM 524660107 133 4000 SH DFND 800 0 3200 Linde PLC SHS G5494J103 122 451 SH DFND 0 0 451 Lindsay Corp COM 535555106 43 300 SH DFND 300 0 0 Lithium Americas Corp COM NEW 53680Q207 5 200 SH DFND 0 0 200 Lockheed Martin Corp COM 539830109 166 429 SH DFND 0 0 429 Lockheed Martin Corp COM 539830109 79 204 SH SOLE 204 0 0 Loews Corp COM 126117100 22 600 SH DFND 0 0 600 Lululemon Athletica Inc COM 550021109 39 140 SH DFND 0 0 140 M&T Bank Corp COM 55261F104 88 500 SH DFND 0 0 500 MARSH & MCLENNAN COM 571748102 101 675 SH SOLE 675 0 0 MASTERCARD INC CL A 57636Q104 133 468 SH DFND 412 0 56 MASTERCARD INC CL A 57636Q104 5528 19441 SH SOLE 18960 0 481 MATTEL INC COM 577081102 2 100 SH DFND 0 0 100 MCCORMICK & CO INC COM NON VTG 579780206 43 605 SH SOLE 605 0 0 MCDONALD'S CORP COM 580135101 1526 6613 SH DFND 1153 0 5460 MCDONALD'S CORP COM 580135101 8116 35172 SH SOLE 34613 0 559 MCKESSON CORP COM 58155Q103 86 254 SH SOLE 29 0 225 MDC Holdings Inc COM 552676108 18 660 SH DFND 0 0 660 MDU RES GROUP INC COM 552690109 55 2000 SH DFND 2000 0 0 MICROSOFT CORP COM 594918104 6166 26474 SH DFND 2877 0 23597 MICROSOFT CORP COM 594918104 22044 94649 SH SOLE 90364 0 4285 MOLSON COORS BREWING CO CL B 60871R209 2 50 SH SOLE 50 0 0 MSC Industrial Direct Co Inc CL A 553530106 116 1600 SH DFND 0 0 1600 Macerich Co/The COM 554382101 56 7045 SH DFND 0 0 7045 Madison Square Garden Co/The CL A 55825T103 58 426 SH DFND 0 0 426 Marathon Oil Corp COM 565849106 45 1974 SH DFND 0 0 1974 Marathon Petroleum Corp COM 56585A102 161 1624 SH DFND 0 0 1624 Marathon Petroleum Corp COM 56585A102 5 51 SH SOLE 51 0 0 Markel Corp COM 570535104 33 30 SH SOLE 30 0 0 Marriott International Inc/MD CL A 571903202 690 4925 SH SOLE 4925 0 0 Marriott Vacations Worldwide C COM 57164Y107 11 87 SH SOLE 87 0 0 Masco Corp COM 574599106 163 3500 SH DFND 0 0 3500 Medtronic PLC SHS G5960L103 11 131 SH DFND 0 0 131 Medtronic PLC SHS G5960L103 12 149 SH SOLE 149 0 0 Merck & Co Inc COM 58933Y105 391 4545 SH DFND 809 0 3736 Merck & Co Inc COM 58933Y105 7194 83534 SH SOLE 81913 0 1621 MetLife Inc COM 59156R108 91 1500 SH DFND 0 0 1500 MetLife Inc COM 59156R108 132 2169 SH SOLE 1019 0 1150 Micro Focus International PLC SPON ADR NEW 594837403 0 65 SH DFND 0 0 65 Microchip Technology Inc COM 595017104 200 3280 SH DFND 2780 0 500 Microchip Technology Inc COM 595017104 268 4393 SH SOLE 4393 0 0 Moderna Inc COM 60770K107 1 10 SH DFND 0 0 10 Monroe Capital Corp COM 610335101 63 8712 SH DFND 0 0 8712 NBT Bancorp Inc COM 628778102 1549 40827 SH DFND 3831 0 36996 NBT Bancorp Inc COM 628778102 339 8924 SH SOLE 8924 0 0 NEWMONT MINING CP COM 651639106 69 1630 SH DFND 0 0 1630 NEXTERA ENERGY COM 65339F101 204 2606 SH DFND 0 0 2606 NEXTERA ENERGY COM 65339F101 445 5677 SH SOLE 5677 0 0 NGL Energy Partners LP COM UNIT REPST 62913M107 2 1300 SH DFND 0 0 1300 NIKE INC CL B 654106103 259 3116 SH DFND 880 0 2236 NIKE INC CL B 654106103 329 3964 SH SOLE 2664 0 1300 NRG Energy Inc COM NEW 629377508 4 100 SH DFND 100 0 0 NVIDIA Corp COM 67066G104 49 400 SH DFND 400 0 0 NVIDIA Corp COM 67066G104 3204 26391 SH SOLE 23887 0 2504 National Amusements Inc CLASS A COM 92556H107 1 25 SH DFND 0 0 25 National Amusements Inc CLASS B COM 92556H206 0 26 SH DFND 0 0 26 NewAge Inc COM 650194103 0 1000 SH DFND 0 0 1000 Newtek Business Services Corp COM NEW 652526203 5 300 SH DFND 0 0 300 Nokia Oyj SPONSORED ADR 654902204 1 200 SH SOLE 200 0 0 Norfolk Southern Corp COM 655844108 94 450 SH SOLE 450 0 0 Northern Trust Investments Inc MORNSTAR UPSTR 33939L407 33 888 SH SOLE 888 0 0 Northern Trust Investments Inc STOXX GLOBR INF 33939L795 3 66 SH SOLE 66 0 0 Norwood Financial Corp COM 669549107 133 5000 SH SOLE 5000 0 0 Novartis AG SPONSORED ADR 66987V109 96 1260 SH DFND 1260 0 0 Novartis AG SPONSORED ADR 66987V109 109 1434 SH SOLE 1434 0 0 Novocure Ltd ORD SHS G6674U108 8 100 SH DFND 0 0 100 Nucor Corp COM 670346105 5 50 SH DFND 0 0 50 Nuveen Closed-End Funds/USA COM 67066X107 110 10505 SH SOLE 10505 0 0 Nuveen Closed-End Funds/USA COM 67069Y102 12 1063 SH DFND 0 0 1063 Nuveen Closed-End Funds/USA COM 67072C105 13 2000 SH DFND 0 0 2000 Nuveen Fund Advisors Inc COM 670656107 5 500 SH DFND 0 0 500 OCCIDENTAL PETROLEUM CORP *W EXP 08/03/202 674599162 9 234 SH DFND 0 0 234 OGE Energy Corp COM 670837103 7 200 SH DFND 100 0 100 ORACLE CORP COM 68389X105 145 2367 SH DFND 765 0 1602 ORACLE CORP COM 68389X105 358 5857 SH SOLE 3102 0 2755 Occidental Petroleum Corp COM 674599105 115 1876 SH DFND 0 0 1876 Omnicom Group Inc COM 681919106 137 2169 SH DFND 0 0 2169 Omnicom Group Inc COM 681919106 4 58 SH SOLE 58 0 0 Organon & Co COMMON STOCK 68622V106 8 359 SH DFND 0 0 359 Organon & Co COMMON STOCK 68622V106 0 21 SH SOLE 21 0 0 Otis Worldwide Corp COM 68902V107 27 417 SH DFND 0 0 417 Otis Worldwide Corp COM 68902V107 6 99 SH SOLE 99 0 0 Ovintiv Inc COM 69047Q102 14 294 SH DFND 0 0 294 Owl Rock Capital Corp COM 69121K104 10 965 SH DFND 0 0 965 Oxford Lane Closed End Funds/U COM 691543102 83 16000 SH DFND 0 0 16000 PEPSICO INC COM 713448108 924 5659 SH DFND 2565 0 3094 PEPSICO INC COM 713448108 7884 48290 SH SOLE 46823 0 1467 PG&E CORP COM 69331C108 4 300 SH DFND 0 0 300 PHILIP MORRIS INTL COM 718172109 405 4873 SH DFND 0 0 4873 PHILIP MORRIS INTL COM 718172109 194 2335 SH SOLE 2335 0 0 PIMCO Funds/Closed-End/USA COM BEN SHS 69355M107 14 1025 SH DFND 0 0 1025 PIMCO Funds/Closed-End/USA SHS 72201Y101 18 930 SH DFND 0 0 930 PNC Financial Services Group I COM 693475105 456 3053 SH DFND 0 0 3053 PNC Financial Services Group I COM 693475105 11 72 SH SOLE 72 0 0 PPG Industries Inc COM 693506107 177 1602 SH DFND 0 0 1602 PPG Industries Inc COM 693506107 17 152 SH SOLE 0 0 152 PPL Corp COM 69351T106 152 6000 SH DFND 0 0 6000 PPL Corp COM 69351T106 31 1227 SH SOLE 1227 0 0 Pacific Investment Management Co LLC COM 72201B101 10 850 SH DFND 0 0 850 Palantir Technologies Inc CL A 69608A108 4 500 SH DFND 0 0 500 Parametric Portfolio Associates LLC COM 27828Y108 4 300 SH SOLE 300 0 0 PayPal Holdings Inc COM 70450Y103 40 463 SH DFND 410 0 53 PayPal Holdings Inc COM 70450Y103 4091 47535 SH SOLE 44813 0 2722 Paychex Inc COM 704326107 221 1969 SH DFND 528 0 1441 Paychex Inc COM 704326107 407 3624 SH SOLE 3624 0 0 Penn Entertainment Inc COM 707569109 3 100 SH SOLE 100 0 0 Pfizer Inc COM 717081103 1170 26745 SH DFND 2700 0 24045 Pfizer Inc COM 717081103 636 14526 SH SOLE 14526 0 0 Phillips 66 COM 718546104 125 1544 SH DFND 0 0 1544 Phillips 66 COM 718546104 3 33 SH SOLE 33 0 0 Pinnacle West Capital Corp COM 723484101 129 2000 SH DFND 0 0 2000 Pinnacle West Capital Corp COM 723484101 9 144 SH SOLE 144 0 0 Pitney Bowes Inc COM 724479100 0 80 SH DFND 0 0 80 Plug Power Inc COM NEW 72919P202 3 120 SH DFND 0 0 120 Portland General Electric Co COM NEW 736508847 26 600 SH DFND 600 0 0 Principal Financial Group Inc COM 74251V102 150 2080 SH DFND 0 0 2080 ProShare Advisors LLC S&P 500 DV ARIST 74348A467 2 20 SH DFND 0 0 20 Procter & Gamble Co/The COM 742718109 4792 37960 SH DFND 455 0 37505 Procter & Gamble Co/The COM 742718109 1648 13056 SH SOLE 12031 0 1025 Prologis Inc COM 74340W103 5 54 SH SOLE 54 0 0 Public Service Enterprise Grou COM 744573106 64 1140 SH DFND 392 0 748 Public Service Enterprise Grou COM 744573106 5821 103521 SH SOLE 101920 0 1601 Public Storage COM 74460D109 151 516 SH DFND 89 0 427 Public Storage COM 74460D109 5163 17634 SH SOLE 17238 0 396 QUALCOMM Inc COM 747525103 226 2000 SH DFND 0 0 2000 QUALCOMM Inc COM 747525103 7 58 SH SOLE 58 0 0 Quest Diagnostics Inc COM 74834L100 59 480 SH DFND 0 0 480 REALTY INCOME CORP COM 756109104 126 2169 SH DFND 0 0 2169 REALTY INCOME CORP COM 756109104 7 127 SH SOLE 127 0 0 RESTAURANT BRANDS INTERNATIONA COM 76131D103 53 1000 SH DFND 0 0 1000 RMR Group Inc/The CL A 74967R106 1 49 SH DFND 0 0 49 ROCKWELL AUTOMATION COM 773903109 111 516 SH DFND 0 0 516 Raytheon Technologies Corp COM 75513E101 394 4814 SH DFND 0 0 4814 Raytheon Technologies Corp COM 75513E101 95 1164 SH SOLE 231 0 933 Republic Services Inc COM 760759100 20 147 SH DFND 0 0 147 Rio Tinto PLC SPONSORED ADR 767204100 132 2400 SH DFND 0 0 2400 Rivian Automotive Inc COM CL A 76954A103 1 25 SH SOLE 25 0 0 Roundhill Financial Inc ROUNDHILL SPORTS 53656F789 5 400 SH DFND 400 0 0 Royal Bank of Canada COM 780087102 216 2400 SH DFND 0 0 2400 S&P Global Inc COM 78409V104 85 280 SH SOLE 280 0 0 SACHEM CAPITAL CORP COM 78590A109 9 2820 SH DFND 0 0 2820 SALESFORCE.COM INC COM 79466L302 82 571 SH DFND 21 0 550 SALESFORCE.COM INC COM 79466L302 157 1090 SH SOLE 1090 0 0 SANDSTORM GOLD LTD COM NEW 80013R206 6 1200 SH DFND 0 0 1200 SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209 26 215 SH SOLE 215 0 0 SELECT SECTOR SPDR SBI CONS STPLS 81369Y308 1 21 SH DFND 0 0 21 SELECT SECTOR SPDR SBI CONS STPLS 81369Y308 100 1500 SH SOLE 1500 0 0 SELECT SECTOR SPDR SBI CONS DISCR 81369Y407 44 307 SH SOLE 307 0 0 SELECT SECTOR SPDR ENERGY 81369Y506 130 1800 SH DFND 1800 0 0 SELECT SECTOR SPDR FINANCIAL 81369Y605 53 1750 SH DFND 0 0 1750 SELECT SECTOR SPDR FINANCIAL 81369Y605 39 1301 SH SOLE 1301 0 0 SELECT SECTOR SPDR TECHNOLOGY 81369Y803 982 8266 SH DFND 5260 0 3006 SELECT SECTOR SPDR SBI INT-UTILS 81369Y886 426 6500 SH DFND 6500 0 0 SEMPRA ENERGY COM 816851109 170 1133 SH DFND 0 0 1133 SEMPRA ENERGY COM 816851109 8 54 SH SOLE 54 0 0 SMUCKER(JM)CO COM NEW 832696405 32 235 SH DFND 0 0 235 SNAP INC CL A 83304A106 0 50 SH DFND 0 0 50 SPDR DOW JONES IND UT SER 1 78467X109 771 2685 SH DFND 0 0 2685 SPDR SERIES TRUST BBG CONV SEC ETF 78464A359 83 1308 SH SOLE 1308 0 0 SPDR SERIES TRUST S&P REGL BKG 78464A698 106 1800 SH SOLE 1800 0 0 SSGA FUNDS MANAGEMENT PORTFOLIO SHORT 78464A474 0 7 SH DFND 0 0 7 SSGA FUNDS MANAGEMENT INC NYSE TECH ETF 78464A102 38 400 SH DFND 400 0 0 SSGA FUNDS MANAGEMENT INC PORTFOLIO INTRMD 78464A375 11 362 SH SOLE 362 0 0 SSGA FUNDS MANAGEMENT INC PRTFLO S&P500 VL 78464A508 1 35 SH DFND 0 0 35 SSGA FUNDS MANAGEMENT INC BLOOMBERG SHT TE 78468R408 49 2051 SH SOLE 2051 0 0 SSGA FUNDS MANAGEMENT INC PORTFLI HIGH YLD 78468R606 48 2212 SH SOLE 2212 0 0 SSGA Funds Management Inc S&P DIVID ETF 78464A763 67 600 SH DFND 600 0 0 SSGA Funds Management Inc S&P DIVID ETF 78464A763 190 1702 SH SOLE 1702 0 0 SSgA Funds Management Inc TR UNIT 78462F103 1526 4273 SH DFND 511 0 3762 SSgA Funds Management Inc TR UNIT 78462F103 646 1810 SH SOLE 1810 0 0 SSgA Funds Management Inc S&P 400 MDCP VAL 78464A839 1 14 SH DFND 0 0 14 STARBUCKS CORP COM 855244109 11 129 SH DFND 57 0 72 STARBUCKS CORP COM 855244109 2768 32847 SH SOLE 32087 0 760 STATE STREET ETF/USA UTSER1 S&PDCRP 78467Y107 765 1904 SH DFND 0 0 1904 SUNPOWER CORP COM 867652406 1 50 SH DFND 0 0 50 Sarepta Therapeutics Inc COM 803607100 18 162 SH SOLE 162 0 0 Schlumberger NV COM STK 806857108 187 5200 SH DFND 600 0 4600 Selective Insurance Group Inc COM 816300107 117 1438 SH SOLE 1438 0 0 Shake Shack Inc CL A 819047101 2 50 SH DFND 0 0 50 Shell PLC SPON ADS 780259305 161 3230 SH DFND 0 0 3230 Sherwin-Williams Co/The COM 824348106 2 9 SH SOLE 9 0 0 Skyworks Solutions Inc COM 83088M102 9 100 SH DFND 0 0 100 Snap-on Inc COM 833034101 141 700 SH DFND 0 0 700 Sony Group Corp SPONSORED ADR 835699307 3 50 SH DFND 0 0 50 Southern Co/The COM 842587107 38 555 SH DFND 0 0 555 Southern Co/The COM 842587107 129 1900 SH SOLE 1900 0 0 Sprott Asset Management CEFs TR UNIT 85207K107 470 71000 SH DFND 71000 0 0 Sprott Asset Management CEFs TR UNIT 85208R101 643 41300 SH DFND 41300 0 0 Sprott Asset Management LP/Can UNIT 85207H104 684 53400 SH DFND 53400 0 0 Stanley Black & Decker Inc COM 854502101 214 2852 SH SOLE 2852 0 0 State Street Corp COM 857477103 26 430 SH DFND 430 0 0 State Street ETF/USA S&P RETAIL ETF 78464A714 51 900 SH DFND 900 0 0 State Street Global Advisors Inc S&P INTL SMLCP 78463X871 47 1800 SH DFND 1800 0 0 State Street Global Advisors Inc ICE PFD SEC ETF 78464A292 10 291 SH SOLE 291 0 0 State Street Global Advisors Inc S&P SEMICNDCTR 78464A862 15 100 SH DFND 100 0 0 State Street Global Advisors Inc S&P BIOTECH 78464A870 48 600 SH DFND 600 0 0 State Street Global Advisors Inc BLOOMBERG HIGH Y 78468R622 26 295 SH SOLE 295 0 0 State Street Global Advisors Inc BLOOMBERG 1-3 MO 78468R663 14 158 SH DFND 158 0 0 State Street Global Advisors Inc PRTFLO S&P500 HI 78468R788 96 2700 SH SOLE 2700 0 0 State Street Global Advisors Inc SBI INT-INDS 81369Y704 32 392 SH SOLE 392 0 0 State Street Global Advisors Inc RL EST SEL SEC 81369Y860 1 20 SH DFND 0 0 20 Stryker Corp COM 863667101 171 842 SH DFND 734 0 108 Stryker Corp COM 863667101 3103 15322 SH SOLE 14484 0 838 Summit Materials Inc CL A 86614U100 24 1000 SH DFND 1000 0 0 Sunrun Inc COM 86771W105 3 100 SH SOLE 100 0 0 Sylvamo Corp COMMON STOCK 871332102 0 14 SH SOLE 14 0 0 Sysco Corp COM 871829107 615 8700 SH DFND 0 0 8700 TE Connectivity Ltd SHS H84989104 19 170 SH DFND 0 0 170 TE Connectivity Ltd SHS H84989104 48 432 SH SOLE 432 0 0 TEKLA HEALTHCARE SH BEN INT 87911J103 8 465 SH DFND 0 0 465 TEKLA WORLD HEALTH BEN INT SHS 87911L108 8 640 SH DFND 0 0 640 TEXAS INSTRUMENTS COM 882508104 376 2427 SH DFND 0 0 2427 TEXAS INSTRUMENTS COM 882508104 276 1782 SH SOLE 1782 0 0 TJX Cos Inc/The COM 872540109 109 1758 SH DFND 756 0 1002 TJX Cos Inc/The COM 872540109 5718 92045 SH SOLE 87292 0 4753 TORONTO-DOMINION COM NEW 891160509 74 1200 SH DFND 0 0 1200 TRAVELERS CO INC COM 89417E109 46 300 SH DFND 0 0 300 TRAVELERS CO INC COM 89417E109 94 613 SH SOLE 613 0 0 TSMC SPONSORED ADS 874039100 87 1275 SH DFND 1175 0 100 Tanger Factory Outlet Centers COM 875465106 10 700 SH DFND 0 0 700 Target Corp COM 87612E106 289 1949 SH DFND 0 0 1949 Target Corp COM 87612E106 275 1852 SH SOLE 1852 0 0 Tesla Inc COM 88160R101 304 1146 SH DFND 0 0 1146 Tesla Inc COM 88160R101 80 300 SH SOLE 300 0 0 Thermo Fisher Scientific Inc COM 883556102 519 1023 SH DFND 523 0 500 Thermo Fisher Scientific Inc COM 883556102 695 1370 SH SOLE 1370 0 0 Tompkins Financial Corp COM 890110109 53164 732086 SH DFND 0 0 732086 Tompkins Financial Corp COM 890110109 33010 454561 SH SOLE 0 0 454561 TopBuild Corp COM 89055F103 64 388 SH DFND 0 0 388 TriplePoint Venture Growth BDC COM 89677Y100 16 1450 SH DFND 0 0 1450 Truist Financial Corp COM 89832Q109 131 3005 SH DFND 0 0 3005 Truist Financial Corp COM 89832Q109 10 241 SH SOLE 241 0 0 TrustCo Bank Corp NY COM NEW 898349204 1 47 SH DFND 0 0 47 Twitter Inc COM 90184L102 26 587 SH DFND 0 0 587 Tyson Foods Inc CL A 902494103 112 1702 SH DFND 0 0 1702 Tyson Foods Inc CL A 902494103 72 1095 SH SOLE 1095 0 0 UGI Corp COM 902681105 82 2524 SH SOLE 2524 0 0 US Bancorp COM NEW 902973304 5 130 SH SOLE 130 0 0 USA Compression Partners LP COMUNIT LTDPAR 90290N109 19 1115 SH DFND 0 0 1115 UTD PARCEL SERV CL B 911312106 64 394 SH DFND 334 0 60 UTD PARCEL SERV CL B 911312106 6438 39855 SH SOLE 38899 0 956 Unilever PLC SPON ADR NEW 904767704 4 100 SH SOLE 100 0 0 Union Pacific Corp COM 907818108 138 708 SH DFND 0 0 708 Union Pacific Corp COM 907818108 184 944 SH SOLE 544 0 400 United States Steel Corp COM 912909108 4 200 SH SOLE 200 0 0 UnitedHealth Group Inc COM 91324P102 505 1000 SH DFND 0 0 1000 UnitedHealth Group Inc COM 91324P102 222 440 SH SOLE 440 0 0 VANECK VECTORS ETF AGRIBUSINESS ETF 92189F700 97 1200 SH DFND 1200 0 0 VANECK VECTORS ETF JUNIOR GOLD MINE 92189F791 44 1500 SH DFND 1500 0 0 VANGUARD S&P 500 ETF SHS 922908363 715 2177 SH DFND 1691 0 486 VANGUARD S&P 500 ETF SHS 922908363 2949 8983 SH SOLE 8797 0 186 VANGUARD ETF/USA DIV APP ETF 921908844 81 600 SH DFND 600 0 0 VANGUARD ETF/USA DIV APP ETF 921908844 27 200 SH SOLE 200 0 0 VANGUARD ETF/USA VG TL INTL STK F 921909768 4 95 SH DFND 0 0 95 VANGUARD ETF/USA LONG TERM BOND 921937793 13 183 SH SOLE 183 0 0 VANGUARD ETF/USA STRM INFPROIDX 922020805 2628 54615 SH DFND 5700 0 48915 VANGUARD ETF/USA STRM INFPROIDX 922020805 59 1233 SH SOLE 1233 0 0 VANGUARD ETF/USA GLB EX US ETF 922042676 23 600 SH DFND 600 0 0 VANGUARD ETF/USA SHRT TRM CORP BD 92206C409 4 51 SH DFND 0 0 51 VANGUARD ETF/USA INT-TERM CORP 92206C870 17 220 SH SOLE 220 0 0 VANGUARD ETF/USA SM CP VAL ETF 922908611 38 268 SH SOLE 268 0 0 VANGUARD GROUP SHORT TRM BOND 921937827 6 78 SH DFND 78 0 0 VANGUARD GROUP SHORT TRM BOND 921937827 112 1492 SH SOLE 1492 0 0 VANGUARD GROUP INC/THE TOTAL INT BD ETF 92203J407 7 154 SH SOLE 154 0 0 VANGUARD INTL EQUI FTSE EUROPE ETF 922042874 196 4238 SH SOLE 1290 0 2948 VERIZON COMMUN COM 92343V104 695 18291 SH DFND 932 0 17359 VERIZON COMMUN COM 92343V104 6489 170888 SH SOLE 168467 0 2421 VF Corp COM 918204108 1 43 SH SOLE 43 0 0 VIATRIS INC COM 92556V106 22 2539 SH DFND 111 0 2428 VIATRIS INC COM 92556V106 5 631 SH SOLE 631 0 0 VISA INC COM CL A 92826C839 6 35 SH DFND 0 0 35 VISA INC COM CL A 92826C839 300 1690 SH SOLE 1690 0 0 VMware Inc CL A COM 928563402 27 250 SH DFND 250 0 0 VMware Inc CL A COM 928563402 2 18 SH SOLE 18 0 0 Valero Energy Corp COM 91913Y100 2 15 SH SOLE 15 0 0 Valley National Bancorp COM 919794107 174 16075 SH DFND 0 0 16075 Valvoline Inc COM 92047W101 239 9444 SH DFND 0 0 9444 Van Eck Absolute Return Advisers Corp DIGI TRANSFRM 92189H821 2 400 SH DFND 400 0 0 Van Eck Associates Corp GOLD MINERS ETF 92189F106 116 4800 SH DFND 4800 0 0 Van Eck Associates Corp FALLEN ANGEL HG 92189F437 41 1555 SH DFND 0 0 1555 Van Eck Associates Corp JP MRGAN EM LOC 92189H300 11 477 SH SOLE 477 0 0 Van Eck Associates Corp RARE EARTH/STRTG 92189H805 83 1000 SH DFND 1000 0 0 Vanguard ETF/USA 500 GRTH IDX F 921932505 1243 5959 SH SOLE 5959 0 0 Vanguard ETF/USA INTERMED TERM 921937819 3 47 SH SOLE 47 0 0 Vanguard ETF/USA VAN FTSE DEV MKT 921943858 25 689 SH DFND 689 0 0 Vanguard ETF/USA VAN FTSE DEV MKT 921943858 10483 288318 SH SOLE 287281 0 1037 Vanguard ETF/USA FTSE EMR MKT ETF 922042858 49 1348 SH SOLE 1348 0 0 Vanguard ETF/USA ENERGY ETF 92204A306 152 1500 SH DFND 1500 0 0 Vanguard ETF/USA HEALTH CAR ETF 92204A504 67 300 SH DFND 300 0 0 Vanguard ETF/USA HEALTH CAR ETF 92204A504 122 547 SH SOLE 547 0 0 Vanguard ETF/USA INF TECH ETF 92204A702 92 300 SH DFND 300 0 0 Vanguard ETF/USA UTILITIES ETF 92204A876 92 650 SH DFND 650 0 0 Vanguard ETF/USA MCAP VL IDXVIP 922908512 15 122 SH SOLE 122 0 0 Vanguard ETF/USA REAL ESTATE ETF 922908553 58 725 SH DFND 300 0 425 Vanguard ETF/USA REAL ESTATE ETF 922908553 874 10896 SH SOLE 9876 0 1020 Vanguard ETF/USA SML CP GRW ETF 922908595 30 155 SH SOLE 155 0 0 Vanguard ETF/USA MID CAP ETF 922908629 60 320 SH DFND 150 0 170 Vanguard ETF/USA MID CAP ETF 922908629 568 3023 SH SOLE 3023 0 0 Vanguard ETF/USA GROWTH ETF 922908736 35 164 SH SOLE 164 0 0 Vanguard ETF/USA VALUE ETF 922908744 55 446 SH SOLE 446 0 0 Vanguard ETF/USA SMALL CP ETF 922908751 78 457 SH DFND 329 0 128 Vanguard ETF/USA SMALL CP ETF 922908751 1499 8773 SH SOLE 8729 0 44 Vanguard ETF/USA TOTAL STK MKT 922908769 804 4479 SH DFND 325 0 4154 Vanguard ETF/USA TOTAL STK MKT 922908769 201 1119 SH SOLE 1119 0 0 Vanguard Group Inc/The TOTAL BND MRKT 921937835 188 2632 SH DFND 1866 0 766 Vanguard Group Inc/The TOTAL BND MRKT 921937835 6070 85094 SH SOLE 82489 0 2605 Vanguard Group Inc/The INTER TERM TREAS 92206C706 34 587 SH SOLE 587 0 0 Vanguard Group Inc/The MTG-BKD SECS ETF 92206C771 3 76 SH SOLE 76 0 0 Victoria's Secret & Co COMMON STOCK 926400102 3 100 SH DFND 0 0 100 Vodafone Group PLC SPONSORED ADR 92857W308 46 4100 SH DFND 0 0 4100 Vodafone Group PLC SPONSORED ADR 92857W308 17 1523 SH SOLE 1523 0 0 Voya Investments LLC CORE S&P MCP ETF 464287507 1147 5229 SH DFND 3690 0 1539 Voya Investments LLC CORE S&P MCP ETF 464287507 11053 50409 SH SOLE 45154 0 5255 Voya Investments LLC CORE S&P US VLU 464287663 42 668 SH SOLE 668 0 0 WASTE MANAGEMENT COM 94106L109 305 1902 SH DFND 386 0 1516 WASTE MANAGEMENT COM 94106L109 8336 52029 SH SOLE 51369 0 660 WEC Energy Group Inc COM 92939U106 45 500 SH DFND 0 0 500 WEC Energy Group Inc COM 92939U106 198 2215 SH SOLE 2215 0 0 WELLS FARGO & CO COM 949746101 54 1350 SH DFND 0 0 1350 WELLS FARGO & CO COM 949746101 99 2470 SH SOLE 2470 0 0 WESTN DIGITAL CORP COM 958102105 10 300 SH DFND 0 0 300 WP Carey Inc COM 92936U109 28 406 SH SOLE 406 0 0 WW Grainger Inc COM 384802104 264 539 SH SOLE 539 0 0 Walgreens Boots Alliance Inc COM 931427108 20 647 SH DFND 577 0 70 Walgreens Boots Alliance Inc COM 931427108 9 300 SH SOLE 300 0 0 Walmart Inc COM 931142103 1033 7963 SH DFND 532 0 7431 Walmart Inc COM 931142103 8820 68005 SH SOLE 66702 0 1303 Walt Disney Co/The COM 254687106 467 4955 SH DFND 0 0 4955 Walt Disney Co/The COM 254687106 369 3913 SH SOLE 2163 0 1750 Warner Bros Discovery Inc None 934423104 111 9618 SH DFND 0 0 9618 Warner Bros Discovery Inc None 934423104 92 7972 SH SOLE 7972 0 0 Webster Financial Corp COM 947890109 1137 25162 SH DFND 0 0 25162 Westinghouse Air Brake Technol COM 929740108 9 110 SH DFND 0 0 110 Westinghouse Air Brake Technol COM 929740108 5 66 SH SOLE 66 0 0 Westrock Co COM 96145D105 24 780 SH DFND 0 0 780 Wheaton Precious Metals Corp COM 962879102 8 247 SH DFND 0 0 247 Whirlpool Corp COM 963320106 52 383 SH DFND 0 0 383 Willis Towers Watson PLC SHS G96629103 2 9 SH SOLE 9 0 0 WisdomTree Asset Management Inc EM EX ST-OWNED 97717X578 34 1378 SH DFND 203 0 1175 WisdomTree Asset Management Inc EM EX ST-OWNED 97717X578 19692 799826 SH SOLE 789544 0 10282 WisdomTree Asset Management Inc US QTLY DIV GRT 97717X669 40 750 SH DFND 750 0 0 WisdomTree Asset Management Inc EUROPE HEDGED EQ 97717X701 49 780 SH DFND 0 0 780 WisdomTree Asset Management Inc EUROPE HEDGED EQ 97717X701 128 2054 SH SOLE 2054 0 0 WisdomTree ETFs/USA US TOTAL DIVIDND 97717W109 70 1294 SH SOLE 1294 0 0 Wolfspeed Inc COM 977852102 1 10 SH DFND 0 0 10 XA Investments LLC COM 98400T106 6 1000 SH DFND 0 0 1000 Xylem Inc/NY COM 98419M100 35 400 SH DFND 0 0 400 YUM BRANDS INC COM 988498101 160 1500 SH DFND 0 0 1500 Yum China Holdings Inc COM 98850P109 47 1000 SH DFND 0 0 1000 ZIMMER HLDGS INC COM 98956P102 45 430 SH DFND 0 0 430 ZIMMER HLDGS INC COM 98956P102 26 245 SH SOLE 245 0 0 Zimmer Biomet Holdings Inc COM 98888T107 0 3 SH DFND 0 0 3 iShares ETFs/USA MSCI PAC JP ETF 464286665 34 914 SH SOLE 914 0 0 iShares ETFs/USA CORE US AGGBD ET 464287226 498 5172 SH DFND 0 0 5172 iShares ETFs/USA CORE US AGGBD ET 464287226 3 31 SH SOLE 31 0 0 iShares ETFs/USA RUS 1000 ETF 464287622 30 150 SH DFND 150 0 0 iShares ETFs/USA US CONSM STAPLES 464287812 139 775 SH SOLE 775 0 0 iShares ETFs/USA 3 7 YR TREAS BD 464288661 18 157 SH DFND 0 0 157 iShares ETFs/USA IBONDS DEC24 ETF 46434VBG4 2435 99990 SH DFND 0 0 99990 iShares ETFs/USA BROAD USD HIGH 46435U853 32 961 SH SOLE 961 0 0 iShares/USA MSCI SWITZERLAND 464286749 105 2800 SH DFND 2800 0 0 iSun Inc COM 465246106 0 100 SH DFND 0 0 100