<SEC-DOCUMENT>0001387131-20-005965-index.html : 20200625
<SEC-HEADER>0001387131-20-005965.hdr.sgml : 20200625
<ACCEPTANCE-DATETIME>20200625163832
ACCESSION NUMBER:		0001387131-20-005965
CONFORMED SUBMISSION TYPE:	11-K
PUBLIC DOCUMENT COUNT:		6
CONFORMED PERIOD OF REPORT:	20191231
FILED AS OF DATE:		20200625
DATE AS OF CHANGE:		20200625

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TOMPKINS FINANCIAL CORP
		CENTRAL INDEX KEY:			0001005817
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				161482357
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		11-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-12709
		FILM NUMBER:		20989762

	BUSINESS ADDRESS:	
		STREET 1:		118 E SENECA STREET
		STREET 2:		P.O. BOX 460
		CITY:			ITHACA
		STATE:			NY
		ZIP:			14850
		BUSINESS PHONE:		607-274-2078

	MAIL ADDRESS:	
		STREET 1:		118 E. SENECA STREET
		STREET 2:		PO BOX 460
		CITY:			ITHACA
		STATE:			NY
		ZIP:			14850

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TOMPKINS TRUSTCO INC
		DATE OF NAME CHANGE:	19990512

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TOMPKINS COUNTY TRUSTCO INC
		DATE OF NAME CHANGE:	19960117
</SEC-HEADER>
<DOCUMENT>
<TYPE>11-K
<SEQUENCE>1
<FILENAME>tmpesop-11k_123119.htm
<DESCRIPTION>ANNUAL REPORT OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS
<TEXT>
Document 1 - file: tmpesop-11k_123119.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>2
<FILENAME>ex23-1.htm
<DESCRIPTION>CONSENT OF MENGEL, METZGER, BARR & CO. LLP
<TEXT>
Document 2 - file: ex23-1.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>tmpesop11k001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 3 - file: tmpesop11k001.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>tmpesop11k003.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 4 - file: tmpesop11k003.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>tmpesop11k002.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 5 - file: tmpesop11k002.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>tmpesop11k004.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 6 - file: tmpesop11k004.jpg

</DOCUMENT>
</SEC-DOCUMENT>