Loans and Leases (Tables)

6 Months Ended

Jun. 30, 2013

Loans and Leases Receivable Disclosure [Abstract]

Loans and Leases at June 30, 2013 and December 31, 2012 were as follows:

	June 30, 2013								December 31, 2012
(in thousands)	Originated			Acquired		Total Loans and Leases			Originated			Acquired		Total Loans and Leases
Commercial and industrial
Agriculture	$	59,722		$	0	$	59,722		$	77,777		$	0	$	77,777
Commercial and industrial other		497,191			137,423		634,614			446,876			167,427		614,303
Subtotal commercial and industrial		556,913			137,423		694,336			524,653			167,427		692,080
Commercial real estate
Construction		35,418			29,257		64,675			41,605			43,074		84,679
Agriculture		47,947			3,178		51,125			48,309			3,247		51,556
Commercial real estate other		815,323			430,726		1,246,049			722,273			445,359		1,167,632
Subtotal commercial real estate		898,688			463,161		1,361,849			812,187			491,680		1,303,867
Residential real estate
Home equity		161,191			74,396		235,587			159,720			81,657		241,377
Mortgages		632,996			38,037		671,033			573,861			41,618		615,479
Subtotal residential real estate		794,187			112,433		906,620			733,581			123,275		856,856
Consumer and other
Indirect		23,783			12		23,795			26,679			24		26,703
Consumer and other		31,740			1,374		33,114			32,251			1,498		33,749
Subtotal consumer and other		55,523			1,386		56,909			58,930			1,522		60,452
Leases		5,048			0		5,048			4,618			0		4,618
Covered loans		0			31,548		31,548			0			37,600		37,600
Total loans and leases		2,310,359			745,951		3,056,310			2,133,969			821,504		2,955,473
Less: unearned income and deferred costs and fees		(1,127	)		0		(1,127	)		(863	)		0		(863	)
Total loans and leases, net of unearned income and deferred costs and fees	$	2,309,232		$	745,951	$	3,055,183		$	2,133,106		$	821,504	$	2,954,610

Schedule of outstanding principal and the related carrying amount of loans acquired in the VIST Bank Acquisition

The outstanding principal balance and the related carrying amount of the Company's loans acquired in the VIST Bank Acquisition are as follows at June 30, 2013 and December 31, 2012:

(in thousands)	June 30, 2013		December 31, 2012
Acquired Credit Impaired Loans
Outstanding principal balance	$	107,633	$	114,516
Carrying amount		67,690		80,223

Acquired Non-Credit Impaired Loans
Outstanding principal balance		727,763		750,380
Carrying amount		678,261		741,281

Total Acquired Loans
Outstanding principal balance		835,396		864,896
Carrying amount		745,951		821,504

Schedule of the change in the accretable yield

The following tables present changes in accretable yield on loans acquired from VIST Bank that were considered credit impaired.

(in thousands)
Balance at August 1, 2012	$	0
VIST Acquisition		10,008
Accretion		(3,836	)
Disposals (loans paid in full)		(96	)
Reclassifications to/from nonaccretable difference		1,261
Balance at December 31, 2012	$	7,337

(in thousands)
Balance at January 1, 2013	$	7,337
Accretion		(4,012	)
Disposals (loans paid in full)		(76	)
Reclassifications to/from nonaccretable difference1		1,780
Other changes in expected cash flows2		4,284
Balance at June 30, 2013	$	9,313
1 Results in increased interest income as a prospective yield adjustment over the remaining life of the loans, as well as increased interest income from loan sales, modification and prepayments.
2 Represents changes in cash flows expected to be collected due to factors other than credit (e.g. changes in prepayment assumptions and/or changes in interest rates on variable rate loans).

Schedule of age analysis of past due loans

The below table is an age analysis of past due loans, segregated by originated and acquired loan and lease portfolios, and by class of loans, as of June 30, 2013 and December 31, 2012.

June 30, 2013
	30-89 days		90 days or more		Current Loans		Total Loans			90 days and accruing1		Nonaccrual
(in thousands)	30-89 days		90 days or more		Current Loans		Total Loans			90 days and accruing1		Nonaccrual
Originated Loans and Leases
Commercial and industrial
Agriculture	$	0	$	0	$	59,722	$	59,722		$	0	$	0
Commercial and industrial other		634		485		496,072		497,191			0		1,193
Subtotal commercial and industrial		634		485		555,794		556,913			0		1,193
Commercial real estate
Construction		422		7,658		27,338		35,418			0		10,083
Agriculture		210		0		47,737		47,947			0		21
Commercial real estate other		3,407		9,215		802,701		815,323			0		11,929
Subtotal commercial real estate		4,039		16,873		877,776		898,688			0		22,033
Residential real estate
Home equity		476		1,535		159,180		161,191			118		1,778
Mortgages		3,873		5,881		623,242		632,996			38		6,684
Subtotal residential real estate		4,349		7,416		782,422		794,187			156		8,462
Consumer and other
Indirect		528		190		23,065		23,783			0		188
Consumer and other		47		0		31,693		31,740			0		224
Subtotal consumer and other		575		190		54,758		55,523			0		412
Leases		0		0		5,048		5,048			0		0
Total loans and leases		9,597		24,964		2,275,798		2,310,359			156		32,100
Less: unearned income and deferred costs and fees		0		0		0		(1,127	)		0		0
Total originated loans and leases, net of unearned income and deferred costs and fees	$	9,597	$	24,964	$	2,275,798	$	2,309,232		$	156	$	32,100
Acquired Loans and Leases
Commercial and industrial
Commercial and industrial other		1,088		838		135,497		137,423			838		359
Subtotal commercial and industrial		1,088		838		135,497		137,423			838		359
Commercial real estate
Construction		250		6,017		22,990		29,257			5,857		183
Agriculture		212		0		2,966		3,178			0		0
Commercial real estate other		1,325		5,304		424,097		430,726			3,545		2,823
Subtotal commercial real estate		1,787		11,321		450,053		463,161			9,402		3,006
Residential real estate
Home equity		963		1,881		71,552		74,396			759		1,530
Mortgages		1,749		3,021		33,267		38,037			2,325		2,021
Subtotal residential real estate		2,712		4,902		104,819		112,433			3,084		3,551
Consumer and other
Indirect		0		1		11		12			0		0
Consumer and other		4		0		1,370		1,374			0		0
Subtotal consumer and other		4		1		1,381		1,386			0		0
Covered loans		1,613		3,091		26,844		31,548			3,091		0
Total acquired loans and leases, net of unearned income and deferred costs and fees	$	7,204	$	20,153	$	718,594	$	745,951		$	16,415	$	6,916

1 Includes acquired loans that were recorded at fair value at the acquisition date.

December 31, 2012
	30-89 days		90 days or more		Current Loans		Total Loans			90 days and accruing1		Nonaccrual
(in thousands)	30-89 days		90 days or more		Current Loans		Total Loans			90 days and accruing1		Nonaccrual
Originated loans and leases
Commercial and industrial
Agriculture	$	0	$	0	$	77,777	$	77,777		$	0	$	28
Commercial and industrial other		2,575		509		443,792		446,876			0		748
Subtotal commercial and industrial		2,575		509		521,569		524,653			0		776
Commercial real estate
Construction		91		8,469		33,045		41,605			0		10,306
Agriculture		212		0		48,097		48,309			0		22
Commercial real estate other		1,232		9,541		711,500		722,273			0		13,168
Subtotal commercial real estate		1,535		18,010		792,642		812,187			0		23,496
Residential real estate
Home equity		582		2,348		156,790		159,720			120		1,641
Mortgages		2,303		6,975		564,583		573,861			137		7,182
Subtotal residential real estate		2,885		9,323		721,373		733,581			257		8,823
Consumer and other
Indirect		869		233		25,577		26,679			0		277
Consumer and other		126		0		32,125		32,251			0		16
Subtotal consumer and other		995		233		57,702		58,930			0		293
Leases		0		0		4,618		4,618			0		0
Total loans and leases		7,990		28,075		2,097,904		2,133,969			257		33,388
Less: unearned income and deferred costs and fees		0		0		0		(863	)		0		0
Total originated loans and leases, net of unearned income and deferred costs and fees	$	7,990	$	28,075	$	2,097,904	$	2,133,106		$	257	$	33,388
Acquired loans and leases
Commercial and industrial
Commercial and industrial other		13		1,646		165,768		167,427			1,082		564
Subtotal commercial and industrial		13		1,646		165,768		167,427			1,082		564
Commercial real estate
Construction		53		6,607		36,414		43,074			6,419		188
Agriculture		0		0		3,247		3,247			0		0
Commercial real estate other		1,139		5,043		439,177		445,359			3,790		1,330
Subtotal commercial real estate		1,192		11,650		478,838		491,680			10,209		1,518
Residential real estate
Home equity		1,626		1,913		78,118		81,657			865		1,453
Mortgages		1,416		2,968		37,234		41,618			2,282		808
Subtotal residential real estate		3,042		4,881		115,352		123,275			3,147		2,261
Consumer and other
Indirect		0		0		24		24			0		0
Consumer and other		2		9		1,487		1,498			0		9
Subtotal consumer and other		2		9		1,511		1,522			0		9
Covered loans		1,014		4,272		32,314		37,600			4,272		0
Total acquired loans and leases, net of unearned income and deferred costs and fees	$	5,263	$	22,458	$	793,783	$	821,504		$	18,710	$	4,352

1 Includes acquired loans that were recorded at fair value at the acquisition date.