Premises and Equipment

12 Months Ended

Dec. 31, 2011

Premises And Equipment

Premises and Equipment

Note 8 Premises and Equipment

Premises and equipment at December 31 were as follows:

(in thousands)	2011			2010
Land	$	6,766		$	7,589
Premises and equipment		55,148			54,128
Furniture, fixtures, and equipment		39,578			37,620
Accumulated depreciations and amortization		(56,780	)		(53,234	)
Total	$	44,712		$	46,103

Depreciation and amortization expenses in 2011, 2010 and 2009 are included in operating expenses as follows:

(in thousands)	2011		2010		2009
Premises	$	1,605	$	1,645	$	1,633
Furniture, fixtures, and equipment		2,338		2,411		2,439
Total	$	3,943	$	4,056	$	4,072

The following is a summary of the future minimum lease payments under non-cancelable operating leases as of December 31, 2011:

(in thousands)
2012	$	2,009
2013		1,957
2014		1,948
2015		1,803
2016		1,776
Thereafter		13,481
Total	$	22,974

The Company leases land, buildings and equipment under operating lease arrangements extending to the year 2090.  Total gross rental expense amounted to $2.1 million in 2011, $2.2 million in 2010, and $2.4 million in 2009.  Most leases include options to renew for periods ranging from 5 to 20 years.  Options to renew are not included in the above future minimum rental commitments.