CONSOLIDATED STATEMENTS OF CONDITION - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
ASSETS
Cash and noninterest bearing balances due from banks	$ 93,731	$ 53,635
Interest bearing balances due from banks	118,820	80,763
Cash and Cash Equivalents	212,551	134,398
Available-for-sale debt securities, at fair value (amortized cost of $1,380,080 at June 30, 2025 and $1,367,123 at December 31, 2024)	1,275,370	1,231,532
Held-to-maturity debt securities, at amortized cost (fair value of $278,948 at June 30, 2025 and $267,295 December 31, 2024)	312,493	312,462
Equity securities, at fair value	784	768
Total loans and leases, net of unearned income and deferred costs and fees	6,172,654	6,019,922
Less: Allowance for credit losses	58,555	56,496
Net Loans and Leases	6,114,099	5,963,426
Federal Home Loan Bank and other stock	37,129	42,255
Bank premises and equipment, net	74,408	76,627
Corporate owned life insurance	76,835	76,448
Goodwill	92,602	92,602
Other intangible assets, net	2,237	2,203
Accrued interest and other assets	175,310	176,359
Total Assets	8,373,818	8,109,080
Interest bearing:
Checking, savings and money market	3,616,117	3,558,946
Time	1,225,941	1,068,375
Noninterest bearing	1,873,737	1,844,484
Total Deposits	6,715,795	6,471,805
Federal funds purchased and securities sold under agreements to repurchase	127,111	37,036
Other borrowings	672,696	790,247
Other liabilities	96,423	96,548
Total Liabilities	7,612,025	7,395,636
Tompkins Financial Corporation shareholders' equity:
Common Stock - par value $0.10 per share: Authorized 25,000,000 shares; Issued: 14,461,505 at June 30, 2025; and 14,468,013 at December 31, 2024	1,447	1,447
Additional paid-in capital	300,001	300,073
Retained earnings	560,385	537,157
Accumulated other comprehensive loss	(95,115)	(118,492)
Treasury stock, at cost – 98,489 shares at June 30, 2025, and 131,497 shares at December 31, 2024	(4,925)	(6,741)
Total Equity	761,793	713,444
Total Liabilities and Equity	$ 8,373,818	$ 8,109,080