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Loans and Leases (Tables)
12 Months Ended
Dec. 31, 2024
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]  
Schedule of Loans and Leases
Loans and Leases at December 31, 2024 and December 31, 2023 were as follows:
Year ended December 31,
(In thousands)20242023
Commercial and industrial
Agriculture$110,007 $101,211 
Commercial and industrial other1
855,568 722,294 
Subtotal commercial and industrial965,575 823,505 
Commercial real estate
Construction385,931 303,406 
Agriculture217,582 221,670 
Commercial real estate other2,776,304 2,587,591 
Subtotal commercial real estate3,379,817 3,112,667 
Residential real estate
Home equity204,194 188,316 
Mortgages1,366,646 1,373,275 
Subtotal residential real estate1,570,840 1,561,591 
Consumer and other
Indirect229 841 
Consumer and other96,163 96,942 
Subtotal consumer and other96,392 97,783 
Leases12,484 15,383 
Total loans and leases$6,025,108 $5,610,929 
Less: unearned income and deferred costs and fees(5,186)(4,994)
Total loans and leases, net of unearned income and deferred costs and fees$6,019,922 $5,605,935 
1 Commercial and industrial other includes $159,000 and $404,000 respectively, of Payment Protection Program "PPP" loans as of December 31, 2024 and 2023.
Schedule of Age Analysis of Past Due Loans
The below table is an aging analysis of past due loans, segregated by class of loans as of December 31, 2024 and 2023:
December 31, 2024
(In thousands)30-59 Days60-89 Days90 Days or MoreTotal Past DueCurrent LoansTotal Loans
Loans and Leases
Commercial and industrial
Agriculture$$$$$110,007 $110,007 
Commercial and industrial other3,944 32684 4,660 850,908 855,568 
Subtotal commercial and industrial3,944326844,660960,915965,575
Commercial real estate
Construction1,120 17,40018,520 367,411 385,931 
Agriculture81 081 217,501 217,582 
Commercial real estate other1,60511,966 13,571 2,762,733 2,776,304 
Subtotal commercial real estate1,20119,00511,96632,1723,347,6453,379,817
Residential real estate
Home equity955 911,811 2,857 201,337 204,194 
Mortgages2,8369,257 12,093 1,354,553 1,366,646 
Subtotal residential real estate9552,92711,06814,9501,555,8901,570,840
Consumer and other
Indirect212 217 229 
Consumer and other430 329354 1,113 95,050 96,163 
Subtotal consumer and other433 331361 1,125 95,267 96,392 
Leases012,484 12,484 
Total loans and leases$6,533 $22,295 $24,079 $52,907 $5,972,201 $6,025,108 
Less: unearned income and deferred costs and fees0(5,186)(5,186)
Total loans and leases, net of unearned income and deferred costs and fees$6,533 $22,295 $24,079 $52,907 $5,967,015 $6,019,922 
December 31, 2023
(In thousands)30-59 Days60-89 Days90 Days or MoreTotal Past DueCurrent LoansTotal Loans
Loans and Leases
Commercial and industrial
Agriculture$$$$$101,211 $101,211 
Commercial and industrial other389 887 2,124 3,400 718,894 722,294 
Subtotal commercial and industrial389 887 2,124 3,400 820,105 823,505 
Commercial real estate
Construction303,406 303,406 
Agriculture61 61 221,609 221,670 
Commercial real estate other290 25,056 25,346 2,562,245 2,587,591 
Subtotal commercial real estate351 25,056 25,407 3,087,260 3,112,667 
Residential real estate
Home equity466 211 1,968 2,645 185,671 188,316 
Mortgages1,353 111 6,916 8,380 1,364,895 1,373,275 
Subtotal residential real estate1,819 322 8,884 11,025 1,550,566 1,561,591 
Consumer and other
Indirect11 11 29 812 841 
Consumer and other302 122 270 694 96,248 96,942 
Subtotal consumer and other309 133 281 723 97,060 97,783 
Leases15,383 15,383 
Total loans and leases$2,868 $1,342 $36,345 $40,555 $5,570,374 $5,610,929 
Less: unearned income and deferred costs and fees(4,994)(4,994)
Total loans and leases, net of unearned income and deferred costs and fees$2,868 $1,342 $36,345 $40,555 $5,565,380 $5,605,935 
Schedule of Loans on Nonaccrual Status
The following table presents the amortized cost basis of loans on nonaccrual status and the amortized cost basis of loans on nonaccrual status for which there was no related allowance for credit losses:

December 31, 2024
(In thousands)Nonaccrual Loans and Leases with no ACLNonaccrual Loans and LeasesLoans and Leases Past Due Over 89 Days and Accruing
Loans and Leases
Commercial and industrial
Agriculture$$519 $
Commercial and industrial other1,023 
Subtotal commercial and industrial1,542 
Commercial real estate
Agriculture129 
Commercial real estate other24,179 32,461 
Subtotal commercial real estate24,179 32,590 
Residential real estate
Home equity610 2,889 
Mortgages1,338 13,389 
Subtotal residential real estate1,948 16,278 
Consumer and other
Indirect13 
Consumer and other125 314 
Subtotal consumer and other138 314 
Total loans and leases$26,127 $50,548 $323 

December 31, 2023
(In thousands)Nonaccrual Loans and Leases with no ACLNonaccrual Loans and LeasesLoans and Leases Past Due Over 89 Days and Accruing
Loans and Leases
Commercial and industrial
Agriculture$$20 $
Commercial and industrial other2,253 
Subtotal commercial and industrial2,273 
Commercial real estate
Agriculture170 
Commercial real estate other42,038 44,280 
Subtotal commercial real estate42,038 44,450 
Residential real estate
Home equity3,230 
Mortgages11,942 
Subtotal residential real estate15,172 
Consumer and other
Indirect40 
Consumer and other230 101 
Subtotal consumer and other270 101 
Total loans and leases$42,038 $62,165 $101