Regulations and Supervision (Tables)

12 Months Ended

Dec. 31, 2021

Equity [Abstract]

Schedule of capital amounts and ratios

Actual capital amounts and ratios of the Company and its subsidiary banks are as follows:

	Actual	Minimum Capital Required- Basel III Fully-Phased-In	Required to be Considered Well Capitalized
(dollar amounts in thousands)	Amount/Ratio	Amount/Ratio	Amount/Ratio
December 31, 2021
Total Capital (to risk-weighted assets)
The Company (consolidated)	$735,187 /14.2%	$524,345/>10.5%	$516,519/>10.0%
Trust Company	$219,976/14.8%	$156,631/>10.5%	$149,172/>10.0%
Castile	$160,757/12.2%	$138,104/>10.5%	$131,527/>10.0%
Mahopac	$136,247/12.7%	$112,649/>10.5%	$107,285/>10.0%
VIST	$173,889/13.6%	$134,403/>10.5%	$128,003/>10.0%
Common Equity Tier 1 Capital (to risk-weighted assets)
The Company (consolidated)	$688,425/13.3%	$361,563/>7.0%	$335,737/>6.5%
Trust Company	$207,632/13.9%	$104,421/>7.0%	$96,962/>6.5%
Castile	$149,154/11.3%	$92,069/>7.0%	$85,493/>6.5%
Mahopac	$126,718/11.8%	$75,100/>7.0%	$69,735/>6.5%
VIST	$163,145/12.8%	$89,602/>7.0%	$83,202/>6.5%
Tier 1 Capital (to risk-weighted assets)
The Company (consolidated)	$688,425/13.3%	$439,041/>8.5%	$413,215/>8.0%
Trust Company	$207,632/13.9%	$126,797/>8.5%	$119,338/>8.0%
Castile	$149,154/11.3%	$111,798/>8.5%	$105,222/>8.0%
Mahopac	$126,718/11.8%	$91,192/>8.5%	$85,282/>8.0%
VIST	$163,145/12.8%	$108,803/>8.5%	$102,403/>8.0%
Tier 1 Capital (to average assets)
The Company (consolidated)	$688,425/8.7%	$315,820/>4.0%	$394,775/>5.0%
Trust Company	$207,632/8.4%	$99,000/>4.0%	$123,751/>5.0%
Castile	$149,154/7.9%	$75,935/>4.0%	$94,918/>5.0%
Mahopac	$126,718/8.1%	$62,815/>4.0%	$78,519/>5.0%
VIST	$163,145/8.4%	$77,953/>4.0%	$97,441/>5.0%
December 31, 2020
Total Capital (to risk-weighted assets)
The Company (consolidated)	$720,755 /14.4%	$525,755/>10.5%	$500,719/>10.0%
Trust Company	$210,756/14.7%	$150,482/>10.5%	$143,316/>10.0%
Castile	$157,514/12.6%	$131,034/>10.5%	$124,795/>10.0%
Mahopac	$133,969/13.0%	$108,129/>10.5%	$102,980/>10.0%
VIST	$175,931/13.7%	$134,615/>10.5%	$128,205/>10.0%
Common Equity Tier 1 Capital (to risk-weighted assets)
The Company (consolidated)	$654,144/13.1%	$350,503/>7.0%	$325,467/>6.5%
Trust Company	$196,522/13.7%	$100,321/>7.0%	$93,156/>6.5%
Castile	$144,448/11.6%	$87,356/>7.0%	$81,117/>6.5%
Mahopac	$122,393/11.9%	$72,086/>7.0%	$66,937/>6.5%
VIST	$163,895/12.8%	$89,743/>7.0%	$83,333/>6.5%
Tier 1 Capital (to risk-weighted assets)
The Company (consolidated)	$667,364/13.3%	$425,611/>8.5%	$400,575/>8.0%
Trust Company	$196,522/13.7%	$121,819/>8.5%	$114,653/>8.0%
Castile	$144,448/11.6%	$106,076/>8.5%	$99,836/>8.0%
Mahopac	$122,393/11.9%	$87,533/>8.5%	$82,384/>8.0%
VIST	$163,895/12.8%	$108,794/>8.5%	$102,564/>8.0%
Tier 1 Capital (to average assets)
The Company (consolidated)	$667,364/8.8%	$305,083/>4.0%	$381,354/>5.0%
Trust Company	$196,522/8.2%	$95,691/>4.0%	$119,614/>5.0%
Castile	$144,448/8.1%	$71,605/>4.0%	$89,507/>5.0%
Mahopac	$122,393/8.2%	$59,742/>4.0%	$74,678/>5.0%
VIST	$163,895/8.4%	$77,874/>4.0%	$83,333/>5.0%