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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
INTEREST AND DIVIDEND INCOME      
Loans $ 214,684 $ 227,313 $ 226,723
Due from banks 343 194 41
Available-for-sale debt securities 23,440 25,450 28,460
Held-to-maturity securities 2,075 0 3,151
Federal Home Loan Bank stock and Federal Reserve Bank stock 776 1,373 3,003
Total Interest and Dividend Income 241,318 254,330 261,378
INTEREST EXPENSE      
Time certificates of deposits of $250,000 or more 2,202 3,175 3,095
Other deposits 8,645 16,789 27,809
Federal funds purchased and securities sold under agreements to repurchase 64 95 143
Trust preferred debentures 2,233 1,133 1,276
Other borrowings 4,382 7,799 18,427
Total Interest Expense 17,526 28,991 50,750
Net interest income 223,792 225,339 210,628
Less: (Credit) provision for Credit Loss Expense (2,219) 17,213 1,366
Net Interest Income After Provision for Credit Loss Expense 226,011 208,126 209,262
NONINTEREST INCOME      
Insurance commissions and fees 34,836 31,505 31,091
Investment services income 19,388 17,520 16,434
Service charges on deposit accounts 6,347 6,312 8,321
Card services income 10,826 9,263 10,526
Other income 7,203 8,817 8,416
Net gain on securities transactions 249 443 645
Total Noninterest Income 78,849 73,860 75,433
NONINTEREST EXPENSES      
Salaries and wages 96,038 92,519 89,399
Other employee benefits 24,172 24,812 23,488
Net occupancy expense of premises 13,179 12,930 13,210
Furniture and fixture expense 8,328 7,846 7,815
Amortization of intangible assets 1,317 1,484 1,673
Other operating expenses 47,253 44,729 46,249
Total Noninterest Expenses 190,287 184,320 181,834
Income Before Income Tax Expense 114,573 97,666 102,861
Income Tax Expense 25,182 19,924 21,016
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation 89,391 77,742 81,845
Less: Net income attributable to noncontrolling interests 127 154 127
Net Income Attributable to Tompkins Financial Corporation $ 89,264 $ 77,588 $ 81,718
Basic Earnings Per Share (in dollars per share) $ 6.08 $ 5.22 $ 5.39
Diluted Earnings Per Share (in dollars per share) $ 6.05 $ 5.20 $ 5.37