CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
OPERATING ACTIVITIES
Net income attributable to Tompkins Financial Corporation	$ 7,949	$ 21,040
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit loss expense	16,294	445
Depreciation and amortization of premises, equipment, and software	2,554	2,480
Amortization of intangible assets	374	412
Earnings from corporate owned life insurance	(324)	(643)
Net amortization on securities	1,937	1,786
Amortization/accretion related to purchase accounting	(372)	(369)
Net gain on securities transactions	(443)	(12)
Net gain on sale of loans originated for sale	(176)	(94)
Proceeds from sale of loans originated for sale	4,260	8,586
Loans originated for sale	(4,514)	(6,059)
Net (gain) loss on sale of bank premises and equipment	(3)	7
Net excess tax benefit from stock based compensation	118	139
Stock-based compensation expense	1,180	985
Decrease (increase) in accrued interest receivable	1,286	(3,068)
Decrease in accrued interest payable	(242)	(274)
Other, net	(5,735)	(8,923)
Net Cash Provided by Operating Activities	24,143	16,438
INVESTING ACTIVITIES
Proceeds from maturities, calls and principal paydowns of available-for-sale debt securities	156,834	51,409
Proceeds from sales of available-for-sale debt securities	42,584	0
Proceeds from maturities, calls and principal paydowns of held-to-maturity securities	0	3,821
Purchases of available-for-sale debt securities	(226,103)	(48,293)
Purchases of held-to-maturity securities	0	(2,985)
Net (increase) decrease in loans	(20,879)	38,424
Proceeds from redemption/sale of Federal Home Loan Bank and other stock	34,088	35,293
Purchases of Federal Home Loan Bank and other stock	(24,605)	(28,119)
Proceeds from sale of bank premises and equipment	4	40
Purchases of bank premises, equipment and software	(909)	(1,641)
Other, net	548	0
Net Cash (Used in) Provided by Investing Activities	(38,438)	47,949
FINANCING ACTIVITIES
Net increase in demand, money market, and savings deposits	162,523	76,549
Net increase in time deposits	34,141	24,697
Net increase (decrease) in Federal funds purchased and securities sold under agreements to repurchase	8,647	(14,924)
Increase in other borrowings	74,583	13,752
Repayment of other borrowings	(274,700)	(166,400)
Cash dividends	(7,789)	(7,657)
Repurchase of common stock	(5,620)	0
Net proceeds from exercise of stock options	(209)	(219)
Net Cash Used in Financing Activities	(8,424)	(74,202)
Net Decrease in Cash and Cash Equivalents	(22,719)	(9,815)
Cash and cash equivalents at beginning of period	137,982	80,389
Total Cash and Cash Equivalents at End of Period	115,263	70,574
Cash paid during the year for - Interest	10,694	13,568
Cash paid during the year for - Taxes	1,214	54
Transfer of loans to other real estate owned	$ 104	$ 0