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CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
INTEREST AND DIVIDEND INCOME    
Loans $ 55,614 $ 55,324
Due from banks 6 10
Available-for-sale debt securities 7,144 7,858
Held-to-maturity securities 0 858
Federal Home Loan Bank and other stock 435 878
Total Interest and Dividend Income 63,199 64,928
INTEREST EXPENSE    
Time certificates of deposits of $250,000 or more 843 586
Other deposits 6,356 6,011
Federal funds purchased and securities sold under agreements to repurchase 36 44
Trust preferred debentures 289 329
Other borrowings 2,706 6,044
Total Interest Expense 10,230 13,014
Net Interest Income 52,969 51,914
Less: Provision for credit loss expense 16,294 445
Net Interest Income After Provision for Credit Loss Expense 36,675 51,469
NONINTEREST INCOME    
Insurance commissions and fees 8,045 8,045
Investment services income 4,202 4,084
Service charges on deposit accounts 1,983 1,998
Card services income 2,183 2,790
Other income 2,104 2,478
Net gain on securities transactions 443 12
Total Noninterest Income 18,960 19,407
NONINTEREST EXPENSE    
Salaries and wages 22,494 21,101
Other employee benefits 5,684 5,611
Net occupancy expense of premises 3,328 3,601
Furniture and fixture expense 1,985 1,979
Amortization of intangible assets 374 412
Other operating expense 11,875 11,505
Total Noninterest Expenses 45,740 44,209
Income Before Income Tax Expense 9,895 26,667
Income Tax Expense 1,909 5,595
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation 7,986 21,072
Less: Net Income Attributable to Noncontrolling Interests 37 32
Net Income Attributable to Tompkins Financial Corporation $ 7,949 $ 21,040
Basic Earnings Per Share (in dollars per share) $ 0.53 $ 1.37
Diluted Earnings Per Share (in dollars per share) $ 0.53 $ 1.37