Loans and Leases (Tables)

3 Months Ended

Mar. 31, 2019

Loans and Leases Receivable Disclosure [Abstract]

Loans and Leases at March 31, 2019 and December 31, 2018 were as follows:



	3/31/2019					12/31/2018
(in thousands)	Originated		Acquired	Total Loans and Leases		Originated		Acquired	Total Loans and Leases
Commercial and industrial
Agriculture	94,737		0	94,737		107,494		0	107,494
Commercial and industrial other	910,784		42,665	953,449		926,429		43,712	970,141
Subtotal commercial and industrial	1,005,521		42,665	1,048,186		1,033,923		43,712	1,077,635
Commercial real estate
Construction	167,181		1,361	168,542		164,285		1,384	165,669
Agriculture	170,528		219	170,747		170,005		224	170,229
Commercial real estate other	1,834,496		172,169	2,006,665		1,827,279		177,484	2,004,763
Subtotal commercial real estate	2,172,205		173,749	2,345,954		2,161,569		179,092	2,340,661
Residential real estate
Home equity	203,538		19,586	223,124		208,459		21,149	229,608
Mortgages	1,070,806		20,086	1,090,892		1,083,802		20,484	1,104,286
Subtotal residential real estate	1,274,344		39,672	1,314,016		1,292,261		41,633	1,333,894
Consumer and other
Indirect	13,430		0	13,430		12,663		0	12,663
Consumer and other	55,885		811	56,696		57,565		761	58,326
Subtotal consumer and other	69,315		811	70,126		70,228		761	70,989
Leases	15,164		0	15,164		14,556		0	14,556
Total loans and leases	4,536,549		256,897	4,793,446		4,572,537		265,198	4,837,735
Less: unearned income and deferred costs and fees	(3,746	)	0	(3,746	)	(3,796	)	0	(3,796	)
Total loans and leases, net of unearned income and deferred costs and fees	4,532,803		256,897	4,789,700		4,568,741		265,198	4,833,939

Schedule of outstanding principal and carrying amount of loans acquired

The outstanding principal balance and the related carrying amount of the Company’s loans acquired in the VIST Bank acquisition are as follows at March 31, 2019 and December 31, 2018:



(in thousands)	03/31/2019		12/31/2018
Acquired Credit Impaired Loans
Outstanding principal balance	$	12,564	$	12,822
Carrying amount	10,793		11,036

Acquired Non-Credit Impaired Loans
Outstanding principal balance	248,091		256,265
Carrying amount	246,104		254,162

Total Acquired Loans
Outstanding principal balance	260,655		269,087
Carrying amount	256,897		265,198

Schedule of age analysis of past due loans

The below table is an age analysis of past due loans, segregated by originated and acquired loan and lease portfolios, and by class of loans, as of March 31, 2019 and December 31, 2018.



March 31, 2019
(in thousands)	30-89 days		90 days or more		Current Loans			Total Loans			90 days and accruing¹		Nonaccrual
Originated Loans and Leases
Commercial and industrial
Agriculture	$	0	$	0	$	94,737		$	94,737		$	0	$	0
Commercial and industrial other	1,448		3,133		906,203			910,784			0		1,926
Subtotal commercial and industrial	1,448		3,133		1,000,940			1,005,521			0		1,926
Commercial real estate
Construction	0		0		167,181			167,181			0		0
Agriculture	71		0		170,457			170,528			0		0
Commercial real estate other	678		1,784		1,832,034			1,834,496			0		3,428
Subtotal commercial real estate	749		1,784		2,169,672			2,172,205			0		3,428
Residential real estate
Home equity	589		1,215		201,734			203,538			0		1,922
Mortgages	1,163		4,883		1,064,760			1,070,806			0		7,655
Subtotal residential real estate	1,752		6,098		1,266,494			1,274,344			0		9,577
Consumer and other
Indirect	161		52		13,217			13,430			0		140
Consumer and other	83		30		55,772			55,885			0		94
Subtotal consumer and other	244		82		68,989			69,315			0		234
Leases	0		0		15,164			15,164			0		0
Total loans and leases	4,193		11,097		4,521,259			4,536,549			0		15,165
Less: unearned income and deferred costs and fees	0		0		(3,746		)	(3,746		)	0		0
Total originated loans and leases, net of unearned income and deferred costs and fees	$	4,193	$	11,097	$	4,517,513		$	4,532,803		$	0	$	15,165
Acquired Loans and Leases
Commercial and industrial
Commercial and industrial other	5		6		42,654			42,665			9		7
Subtotal commercial and industrial	5		6		42,654			42,665			9		7
Commercial real estate
Construction	0		0		1,361			1,361			0		0
Agriculture	0		0		219			219			0		0
Commercial real estate other	113		811		171,245			172,169			525		314
Subtotal commercial real estate	113		811		172,825			173,749			525		314
Residential real estate
Home equity	328		439		18,819			19,586			59		1,185
Mortgages	25		1,039		19,022			20,086			625		1,071
Subtotal residential real estate	353		1,478		37,841			39,672			684		2,256
Consumer and other
Consumer and other	3		2		806			811			0		2
Subtotal consumer and other	3		2		806			811			0		2
Total acquired loans and leases, net of unearned income and deferred costs and fees	$	474	$	2,297	$	254,126		$	256,897		$	1,218	$	2,579



December 31, 2018
(in thousands)	30-89 days		90 days or more		Current Loans			Total Loans			90 days and accruing¹		Nonaccrual
Originated loans and leases
Commercial and industrial
Agriculture	$	0	$	0	$	107,494		$	107,494		$	0	$	0
Commercial and industrial other	2,367		1,659		922,403			926,429			0		1,861
Subtotal commercial and industrial	2,367		1,659		1,029,897			1,033,923			0		1,861
Commercial real estate
Construction	0		0		164,285			164,285			0		0
Agriculture	71		0		169,934			170,005			0		0
Commercial real estate other	1,201		1,856		1,824,222			1,827,279			0		7,691
Subtotal commercial real estate	1,272		1,856		2,158,441			2,161,569			0		7,691
Residential real estate
Home equity	986		1,026		206,447			208,459			0		1,784
Mortgages	2,693		4,027		1,077,082			1,083,802			0		7,770
Subtotal residential real estate	3,679		5,053		1,283,529			1,292,261			0		9,554
Consumer and other
Indirect	333		59		12,271			12,663			0		155
Consumer and other	187		24		57,354			57,565			0		79
Subtotal consumer and other	520		83		69,625			70,228			0		234
Leases	0		0		14,556			14,556			0		0
Total loans and leases	7,838		8,651		4,556,048			4,572,537			0		19,340
Less: unearned income and deferred costs and fees	0		0		(3,796		)	(3,796		)	0		0
Total originated loans and leases, net of unearned income and deferred costs and fees	$	7,838	$	8,651	$	4,552,252		$	4,568,741		$	0	$	19,340
Acquired loans and leases
Commercial and industrial
Commercial and industrial other	0		10		43,702			43,712			10		22
Subtotal commercial and industrial	0		10		43,702			43,712			10		22
Commercial real estate
Construction	0		0		1,384			1,384			0		0
Agriculture	0		0		224			224			0		0
Commercial real estate other	0		839		176,645			177,484			525		316
Subtotal commercial real estate	0		839		178,253			179,092			525		316
Residential real estate
Home equity	46		803		20,300			21,149			59		1,414
Mortgages	18		969		19,497			20,484			722		1,104
Subtotal residential real estate	64		1,772		39,797			41,633			781		2,518
Consumer and other
Consumer and other	3		0		758			761			0		0
Subtotal consumer and other	3		0		758			761			0		0
Total acquired loans and leases, net of unearned income and deferred costs and fees	$	67	$	2,621	$	262,510		$	265,198		$	1,316	$	2,856

¹ Includes acquired loans that were recorded at fair value at the acquisition date.