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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
OPERATING ACTIVITIES      
Net income attributable to Tompkins Financial Corporation $ 82,308 $ 52,494 $ 59,340
Adjustments to reconcile net income, attributable to Tompkins Financial Corporation, to net cash provided by operating activities:      
Provision for loan and lease losses 3,942 4,161 4,321
Depreciation and amortization of premises, equipment, and software 9,554 8,269 6,829
Accretion related to purchase accounting (1,948) (2,978) (3,324)
Amortization of intangible assets 1,771 1,932 2,090
Earnings from corporate owned life insurance, net (1,818) (2,196) (2,106)
Net amortization on securities 8,816 10,483 11,623
Mark-to-market loss on trading securities 0 0 182
Mark-to-market loss on liabilities held at fair value 0 0 (227)
Deferred income tax expense 2,354 14,598 1,859
Net loss (gain) on sale of securities transactions 466 407 (926)
Net gain on sale of loans (458) (50) (95)
Proceeds from sale of loans 28,195 4,601 4,001
Loans originated for sale (30,151) (4,831) (3,360)
Net (gain) loss on sale of bank premises and equipment (2,946) (30) 7
Net excess tax benefit from stock based compensation 680 1,635 1,433
Stock-based compensation expense 3,477 2,956 2,270
Decrease in interest receivable (800) (2,731) (957)
Increase (decrease) in accrued interest payable 355 152 (71)
Proceeds from maturities, calls and principal paydowns of trading securities 0 0 5,781
Proceeds from sales of trading securities 0 0 1,397
Contribution to pension plan 0 (1,750) (1,300)
Other, net 3,468 (1,057) 2,093
Net Cash Provided by Operating Activities 107,265 86,065 90,860
INVESTING ACTIVITIES      
Proceeds from maturities, calls and principal paydowns of available-for-sale securities 151,053 166,625 244,456
Proceeds from sales of available-for-sale securities 70,652    
Proceeds from sales of available-for-sale securities   64,106 97,296
Proceeds from maturities, calls and principal paydowns of held-to-maturity securities 6,729 8,068 11,776
Purchases of available-for-sale securities (185,467)    
Purchases of available-for-sale securities   (208,502) (404,528)
Purchases of held-to-maturity securities (8,492) (5,556) (8,207)
Net increase in loans and leases (161,760) (411,770) (485,067)
Net increase in Federal Home Loan Bank stock (1,764) (7,365) (13,164)
Proceeds from sale of bank premises and equipment 3,317 157 100
Purchases of bank premises, equipment and software (18,084) (35,290) (16,274)
Other, net 216 2,576 119
Net Cash Used in Investing Activities (143,600) (426,951) (573,493)
FINANCING ACTIVITIES      
Net increase in demand, money market, and savings deposits 162,107 335,207 214,178
Net (decrease) increase in time deposits (109,732) (121,459) 16,946
Net increase (decrease) in securities sold under agreements to repurchase and Federal funds purchased 6,665 6,115 (67,279)
Increase in other borrowings 524,492 750,918 761,001
Redemption of trust preferred debentures 0 (21,161) 0
Repayment of other borrowings (520,159) (563,991) (412,245)
Net shares issued related to restricted stock awards (1,403) (1,294) (835)
Cash dividends (29,634) (27,627) (26,603)
Repurchase of common stock (2,448) 0 (1,166)
Shares issued for dividend reinvestment plan 0 2,872 3,201
Shares issued for employee stock ownership plan 3,073 2,296 1,938
Net proceeds from exercise of stock options (540) (641) (806)
Net Cash Provided by Financing Activities 32,421 361,235 488,330
Net (Decrease) Increase Cash and Cash Equivalents (3,914) 20,349 5,697
Cash and cash equivalents at beginning of year 84,303 63,954 58,257
Total Cash & Cash Equivalents at End of Year 80,389 84,303 63,954
Supplemental Cash Flow Information      
Cash paid during the year for - Interest 40,660 26,387 23,465
Cash paid, net of refunds, during the year for - Income taxes 16,949 31,011 24,665
Non-cash investing and financing activities:      
Transfer of loans to other real estate owned $ 518 $ 2,886 $ 1,179