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Regulations and Supervision (Tables)
 12 Months Ended
Dec. 31, 2018
Banking and Thrift [Abstract]  
Schedule of capital amounts and ratios
Actual capital amounts and ratios of the Company and its subsidiary banks are as follows:
 
Actual
 
Minimum Capital Required- Basel III Fully-Phased-In
 
Required
to be Considered
Well Capitalized
(dollar amounts in thousands)
Amount/Ratio
 
Amount/Ratio
 
Amount/Ratio
December 31, 2018
 
 
 
 
 
Total Capital (to risk-weighted assets)
 
 
 
 
 
The Company (consolidated)
$645,891 /13.1%
 
$517,500 />10.5%
 
$492,857 />10.0%
Trust Company
$191,872/13.9%
 
$144,822 />10.5%
 
$137,926 />10.0%
Castile
$138,816/11.7%
 
$124,738 />10.5%
 
$118,798 />10.0%
Mahopac
$126,342/12.7%
 
$104,146 />10.5%
 
$99,186 />10.0%
VIST
$158,557/11.7%
 
$142,048 />10.5%
 
$135,284 />10.0%
Common Equity Tier 1 Capital (to risk-weighted assets)
 
 
The Company (consolidated)
$583,458/11.8%
 
$345,000 />7.0%
 
$320,357 />6.5%
Trust Company
$180,077/13.1%
 
$96,548 />7.0%
 
$89,652 />6.5%
Castile
$129,482/10.9%
 
$83,159>7.0%
 
$77,219 />6.5%
Mahopac
$114,327/11.5%
 
$69,431 />7.0%
 
$64,471 />6.5%
VIST
$146,131/10.8%
 
$94,699 />7.0%
 
$87,934 />6.5%
Tier 1 Capital (to risk-weighted assets)
 
 
 
 
 
The Company (consolidated)
$600,321/12.2%
 
$418,929 />8.5%
 
$394,286 />8.0%
Trust Company
$180,077/13.1%
 
$117,237 />8.5%
 
$110,341 />8.0%
Castile
$129,482/10.9%
 
$100,978 />8.5%
 
$95,038 />8.0%
Mahopac
$114,327/11.5%
 
$84,309 />8.5%
 
$79,349 />8.0%
VIST
$146,131/10.8%
 
$114,991 />8.5%
 
$108,227 />8.0%
Tier 1 Capital (to average assets)
 
 
 
 
 
The Company (consolidated)
$600,321/9.1%
 
$265,465 />4.0%
 
$331,832 />5.0%
Trust Company
$180,077/8.5%
 
$84,592 />4.0%
 
$105,740 />5.0%
Castile
$129,482/8.6%
 
$60,368 />4.0%
 
$75,460 />5.0%
Mahopac
$114,327/8.4%
 
$54,219 />4.0%
 
$67,773 />5.0%
VIST
$146,131/8.8%
 
$66,282 />4.0%
 
$82,853 />5.0%
 
 
 
 
 
 
December 31, 2017
 
 
 
 
 
Total Capital (to risk-weighted assets)
 
 
 
 
 
The Company (consolidated)
$585,013 /12.3%
 
$500,676 />10.5%
 
$476,835 />10.0%
Trust Company
$171,774/12.5%
 
$144,235 />10.5%
 
$137,366 />10.0%
Castile
$125,510/11.3%
 
$117,042 />10.5%
 
$111,469 />10.0%
Mahopac
$117,740/12.1%
 
$102,555 />10.5%
 
$97,672 />10.0%
VIST
$148,185/11.4%
 
$136,518 />10.5%
 
$130,017 />10.0%
Common Equity Tier 1 Capital (to risk-weighted assets)
The Company (consolidated)
$526,822/11.1%
 
$333,784 />7.0%
 
$309,943 />6.5%
Trust Company
$160,047/11.7%
 
$96,156 />7.0%
 
$89,288 />6.5%
Castile
$116,783/10.5%
 
$78,028>7.0%
 
$72,455 />6.5%
Mahopac
$105,979/10.9%
 
$68,370 />7.0%
 
$63,487 />6.5%
VIST
$138,901/10.7%
 
$91,012 />7.0%
 
$84,511 />6.5%
Tier 1 Capital (to risk-weighted assets)
 
 
 
 
 
The Company (consolidated)
$543,514/11.4%
 
$405,310 />8.5%
 
$381,468 />8.0%
Trust Company
$160,047/11.7%
 
$116,761 />8.5%
 
$109,893 />8.0%
Castile
$116,783/10.5%
 
$94,748 />8.5%
 
$89,175 />8.0%
Mahopac
$105,979/10.9%
 
$83,021 />8.5%
 
$78,137 />8.0%
VIST
$138,901/10.7%
 
$110,515 />8.5%
 
$104,014 />8.0%
Tier 1 Capital (to average assets)
 
 
 
 
 
The Company (consolidated)
$543,514/8.4%
 
$257,887 />4.0%
 
$322,359 />5.0%
Trust Company
$160,047/7.8%
 
$82,425 />4.0%
 
$103,031 />5.0%
Castile
$116,783/8.1%
 
$57,833 />4.0%
 
$72,292 />5.0%
Mahopac
$105,979/8.1%
 
$52,463 />4.0%
 
$65,578 />5.0%
VIST
$138,901/8.6%
 
$64,647 />4.0%
 
$80,809 />5.0%