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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
INTEREST AND DIVIDEND INCOME      
Loans $ 214,370 $ 191,410 $ 169,630
Due from banks 31 37 6
Trading securities 0    
Trading securities   0 220
Available-for-sale securities 30,377    
Available-for-sale securities   29,721 27,846
Held-to-maturity securities 3,437 3,475 3,603
Federal Home Loan Bank stock and Federal Reserve Bank stock 3,377 2,121 1,434
Total Interest and Dividend Income 251,592 226,764 202,739
INTEREST EXPENSE      
Time certificates of deposits of $250,000 or more 1,712 1,880 1,654
Other deposits 14,883 10,253 9,059
Federal funds purchased and securities sold under agreements to repurchase 152 235 2,228
Trust preferred debentures 1,227 1,158 2,390
Other borrowings 21,818 11,934 6,772
Total Interest Expense 39,792 25,460 22,103
Net Interest Income 211,800 201,304 180,636
Provision for loan and lease losses 3,942 4,161 4,321
Net Interest Income After Provision for Loan and Lease Losses 207,858 197,143 176,315
NONINTEREST INCOME      
Insurance commissions and fees 29,369 28,778 29,492
Investment services income 17,288 15,665 15,203
Service charges on deposit accounts 8,435 8,437 8,793
Card services income 9,693 9,100 8,058
Mark-to-market loss on trading securities 0 0 (182)
Mark-to-market gain on liabilities held at fair value 0 0 227
Other income 13,130 7,631 6,291
Net (loss) gain on securities transactions (466)    
Net (loss) gain on securities transactions   (407) 926
Total Noninterest Income 77,449 69,204 68,808
NONINTEREST EXPENSES      
Salaries and wages 85,625 81,948 77,379
Other employee benefits 22,090 21,458 19,909
Net occupancy expense of premises 13,309 13,214 12,521
Furniture and fixture expense 7,351 7,028 6,450
FDIC insurance 2,618 2,527 3,024
Amortization of intangible assets 1,771 1,932 2,090
Other operating expenses 48,303 42,998 37,234
Total Noninterest Expenses 181,067 171,105 158,607
Income Before Income Tax Expense 104,240 95,242 86,516
Income Tax Expense 21,805 42,620 27,045
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation 82,435 52,622 59,471
Less: Net income attributable to noncontrolling interests 127 128 131
Net Income Attributable to Tompkins Financial Corporation $ 82,308 $ 52,494 $ 59,340
Basic Earnings Per Share (in dollars per share) $ 5.39 $ 3.46 $ 3.94
Diluted Earnings Per Share (in dollars per share) $ 5.35 $ 3.43 $ 3.91