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Allowance for Loan and Lease Losses
 12 Months Ended
Dec. 31, 2018
Receivables [Abstract]  
Allowance for Loan and Lease Losses
Allowance for Loan and Lease Losses
 
Originated Loans and Leases 
Management reviews the appropriateness of the allowance for loan and lease losses (“allowance”) on a regular basis. Management considers the accounting policy relating to the allowance to be a critical accounting policy, given the inherent uncertainty in evaluating the levels of the allowance required to cover credit losses in the portfolio and the material effect that assumptions could have on the Company’s results of operations. The Company has developed a methodology to measure the amount of estimated loan loss exposure inherent in the loan portfolio to assure that an appropriate allowance is maintained. The Company’s methodology is based upon guidance provided in SEC Staff Accounting Bulletin No. 102, Selected Loan Loss Allowance Methodology and Documentation Issues and allowance allocations are calculated in accordance with ASC Topic 310, Receivables and ASC Topic 450, Contingencies.
 
The model is comprised of four major components that management has deemed appropriate in evaluating the appropriateness of the allowance for loan and lease losses. While none of these components, when used independently, is effective in arriving at a reserve level that appropriately measures the risk inherent in the portfolio, management believes that using them collectively, provides reasonable measurement of the loss exposure in the portfolio. The four components include: impaired loans; criticized and classified credits; historical loss experience; and qualitative or subjective analysis. 
 
Since the methodology is based upon historical experience and trends as well as management’s judgment, factors may arise that result in different estimations. Significant factors that could give rise to changes in these estimates may include, but are not limited to, changes in economic conditions in the local area, concentration of risk, changes in interest rates, and declines in local property values. While management’s evaluation of the allowance as of December 31, 2018, considers the allowance to be appropriate, under different conditions or assumptions, the Company may need to adjust the allowance. 
 
Acquired Loans and Leases
As part of our determination of the fair value of our acquired loans at the time of acquisition, the Company established a credit mark to provide for future losses in our acquired loan portfolio. To the extent that credit quality deteriorates subsequent to acquisition, such deterioration would result in the establishment of an allowance for the acquired loan portfolio. 

Changes in the allowance for loan and lease losses for the twelve months ended December 31, 2018, 2017 and 2016 are summarized as follows:
 
(in thousands)
2018
 
2017
 
2016
Total allowance at beginning of year
$
39,771

 
$
35,755

 
$
32,004

Provisions charged to operations
3,942

 
4,161

 
4,321

Recoveries on loans and leases
2,137

 
2,429

 
2,139

Charge-offs on loans and leases
(2,440
)
 
(2,574
)
 
(2,709
)
Total allowance at end of year
$
43,410

 
$
39,771

 
$
35,755

 
The following tables detail activity in the allowance for originated and acquired loan and lease losses by portfolio segment for the twelve months ended December 31, 2018 and 2017.  
 
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Commercial and Industrial
 
Commercial Real Estate
 
Residential Real Estate
 
Consumer and Other
 
Finance Leases
 
Total
Allowance for originated loans and leases:
 
 
 
 
 
 
 
 
Beginning balance
$
11,812

 
$
20,412

 
$
6,161

 
$
1,301

 
$
0

 
$
39,686

Charge-offs
(293
)
 
(60
)
 
(424
)
 
(1,350
)
 
0

 
(2,127
)
Recoveries
50

 
812

 
324

 
679

 
0

 
1,865

Provision
(352
)
 
2,319

 
1,256

 
674

 
0

 
3,897

Ending Balance
$
11,217

 
$
23,483

 
$
7,317

 
$
1,304

 
$
0

 
$
43,321

 
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Commercial and Industrial
 
Commercial Real Estate
 
Residential Real Estate
 
Consumer and Other
 
Finance Leases
 
Total
Allowance for acquired loans:
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
$
25

 
$
0

 
$
54

 
$
6

 
$
0

 
$
85

Charge-offs
(41
)
 
(82
)
 
(190
)
 
0

 
0

 
(313
)
Recoveries
106

 
31

 
135

 
0

 
0

 
272

Provision
(35
)
 
51

 
29

 
0

 
0

 
45

Ending Balance
$
55

 
$
0

 
$
28

 
$
6

 
$
0

 
$
89

 
December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Commercial and Industrial
 
Commercial Real Estate
 
Residential Real Estate
 
Consumer and Other
 
Finance Leases
 
Total
Allowance for originated loans and leases:
 
 
 
 
 
 
 
 
Beginning balance
$
9,389

 
$
19,836

 
$
5,149

 
$
1,224

 
$
0

 
$
35,598

Charge-offs
(291
)
 
(21
)
 
(584
)
 
(960
)
 
0

 
(1,856
)
Recoveries
119

 
980

 
212

 
405

 
0

 
1,716

Provision
2,595

 
(383
)
 
1,384

 
632

 
0

 
4,228

Ending Balance
$
11,812

 
$
20,412

 
$
6,161

 
$
1,301

 
$
0

 
$
39,686

 
December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Commercial and Industrial
 
Commercial Real Estate
 
Residential Real Estate
 
Consumer and Other
 
Finance Leases
 
Total
Allowance for acquired loans:
 
 
 
 
 
 
 
 
Beginning balance
$
0

 
$
97

 
$
54

 
$
6

 
$
0

 
$
157

Charge-offs
(74
)
 
(159
)
 
(483
)
 
(2
)
 
0

 
(718
)
Recoveries
24

 
637

 
44

 
8

 
0

 
713

Provision
75

 
(575
)
 
439

 
(6
)
 
0

 
(67
)
Ending Balance
$
25

 
$
0

 
$
54

 
$
6

 
$
0

 
$
85


 
At December 31, 2018 and 2017, the allocation of the allowance for loan and lease losses summarized on the basis of the Company’s impairment methodology was as follows:
 
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Commercial and Industrial
 
Commercial Real Estate
 
Residential Real Estate
 
Consumer and Other
 
Finance Leases
 
Total
Allowance for originated loans and leases:
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
397

 
$
3,365

 
$
0

 
$
0

 
$
0

 
$
3,762

Collectively evaluated for impairment
10,820

 
20,118

 
7,317

 
1,304

 
0

 
39,559

Ending balance
$
11,217

 
$
23,483

 
$
7,317

 
$
1,304

 
$
0

 
$
43,321

Allowance for acquired loans:
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
0

 
$
0

 
$
0

 
$
0

 
$
0

 
$
0

Collectively evaluated for impairment
55

 
0

 
28

 
6

 
0

 
89

Ending balance
$
55

 
$
0

 
$
28

 
$
6

 
$
0

 
$
89

 
December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Commercial and Industrial
 
Commercial Real Estate
 
Residential Real Estate
 
Consumer and Other
 
Finance Leases
 
Total
Allowance for originated loans and leases:
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
441

 
$
0

 
$
0

 
$
0

 
$
0

 
$
441

Collectively evaluated for impairment
11,371

 
20,412

 
6,161

 
1,301

 
0

 
39,245

Ending balance
$
11,812

 
$
20,412

 
$
6,161

 
$
1,301

 
$
0

 
$
39,686

Allowance for acquired loans:
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
25

 
$
0

 
$
0

 
$
0

 
$
0

 
$
25

Collectively evaluated for impairment
0

 
0

 
54

 
6

 
0

 
60

Ending balance
$
25

 
$
0

 
$
54

 
$
6

 
$
0

 
$
85


 
The recorded investment in loans and leases summarized on the basis of the Company’s impairment methodology as of December 31, 2018 and December 31, 2017 was as follows:
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Commercial and Industrial
 
Commercial Real Estate
 
Residential Real Estate
 
Consumer and Other
 
Finance Leases
 
Total
Originated loans and leases:
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
1,864

 
$
8,388

 
$
3,915

 
$
0

 
$
0

 
$
14,167

Collectively evaluated for impairment
1,032,059

 
2,153,181

 
1,288,346

 
70,228

 
14,556

 
4,558,370

Total
$
1,033,923

 
$
2,161,569

 
$
1,292,261

 
$
70,228

 
$
14,556

 
$
4,572,537


December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Commercial and Industrial
 
Commercial Real Estate
 
Residential Real Estate
 
Consumer and Other
 
Finance Leases
 
Total
Acquired loans:
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
32

 
$
842

 
$
2,564

 
$
0

 
$
0

 
$
3,438

Loans acquired with deteriorated credit quality
153

 
5,852

 
5,031

 
0

 
0

 
11,036

Collectively evaluated for impairment
43,527

 
172,398

 
34,038

 
761

 
0

 
250,724

Total
$
43,712

 
$
179,092

 
$
41,633

 
$
761

 
$
0

 
$
265,198

December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Commercial and Industrial
 
Commercial Real Estate
 
Residential Real Estate
 
Consumer and Other
 
Finance Leases
 
Total
Originated loans and leases:
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
1,759

 
$
6,626

 
$
3,965

 
$
0

 
$
0

 
$
12,350

Collectively evaluated for impairment
1,038,916

 
1,986,354

 
1,247,887

 
62,358

 
14,467

 
4,349,982

Total
$
1,040,675

 
$
1,992,980

 
$
1,251,852

 
$
62,358

 
$
14,467

 
$
4,362,332

December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Commercial and Industrial
 
Commercial Real Estate
 
Residential Real Estate
 
Consumer and Other
 
Finance Leases
 
Total
Acquired loans:
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
276

 
$
1,372

 
$
1,823

 
$
0

 
$
0

 
$
3,471

Loans acquired with deteriorated credit quality
506

 
7,481

 
3,975

 
0

 
0

 
11,962

Collectively evaluated for impairment
50,194

 
198,894

 
45,291

 
765

 
0

 
295,144

Total
$
50,976

 
$
207,747

 
$
51,089

 
$
765

 
$
0

 
$
310,577


 
A loan is impaired when, based on current information and events, it is probable that we will be unable to collect all amounts due according to the contractual terms of the loan agreement. Impaired loans consist of our non-homogenous nonaccrual loans, and all loans restructured in a troubled debt restructuring (TDR). Specific reserves on individually identified impaired loans that are not collateral dependent are measured based on the present value of expected future cash flows discounted at the original effective interest rate of each loan. For loans that are collateral dependent, impairment is measured based on the fair value of the collateral less estimated selling costs, and such impaired amounts are generally charged off. The majority of impaired loans are collateral dependent impaired loans that have limited exposure or require limited specific reserves because of the amount of collateral support with respect to these loans, and previous charge-offs. Interest payments on impaired loans are typically applied to principal unless collectability of the principal amount is reasonably assured. In these cases, interest is recognized on a cash basis. There was no interest income recognized on impaired loans and leases for 2018, 2017 and 2016. 

The recorded investment on impaired loans as of December 31, 2018, and 2017 was as follows:
 
December 31, 2018
 
December 31, 2017
(in thousands)
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
 
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
Originated loans and leases with no related allowance
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial other
$
183

 
$
271

 
$
0

 
$
1,246

 
$
1,250

 
$
0

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
Commercial real estate other
3,205

 
3,405

 
0

 
6,626

 
6,633

 
0

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
Home equity
3,915

 
4,168

 
0

 
3,965

 
4,049

 
0

Subtotal
$
7,303

 
$
7,844

 
$
0

 
$
11,837

 
$
11,932

 
$
0

Originated loans and leases with related allowance
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial other
$
5,183

 
$
5,183

 
$
3,365

 
$
513

 
$
532

 
$
441

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
Commercial real estate other
1,681

 
1,681

 
397

 
0

 
0

 
0

Subtotal
6,864

 
6,864

 
3,762

 
513

 
532

 
441

Total
$
14,167

 
$
14,708

 
$
3,762

 
$
12,350

 
$
12,464

 
$
441

 
December 31, 2018
 
December 31, 2017
(in thousands)
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
 
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
Acquired loans with no related allowance
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial other
$
32

 
$
32

 
$
0

 
$
226

 
$
226

 
$
0

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
Commercial real estate other
842

 
924

 
0

 
1,372

 
1,474

 
0

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
Home equity
2,564

 
2,696

 
0

 
1,823

 
1,854

 
0

Subtotal
$
3,438

 
$
3,652

 
$
0

 
$
3,421

 
$
3,554

 
$
0

Acquired loans with related allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial other
$
0

 
$
0

 
$
0

 
$
50

 
$
50

 
$
25

Subtotal
0

 
0

 
0

 
50

 
50

 
25

Total
$
3,438

 
$
3,652

 
$
0

 
$
3,471

 
$
3,604

 
$
25

 
The average recorded investment and interest income recognized on impaired originated loans for the twelve months ended December 31, 2018, 2017, and 2016 was as follows:
 
Twelve Months Ended December 31,
 
2018
 
2017
 
2016
(in thousands)
Average Recorded Investment
 
Interest Income Recognized
 
Average Recorded Investment
 
Interest Income Recognized
 
Average Recorded Investment
 
Interest Income Recognized
Originated loans and leases with no related allowance
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial other
$
1,979

 
$
0

 
$
718

 
$
0

 
$
249

 
$
0

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
Commercial real estate other
5,165

 
0

 
7,287

 
0

 
6,089

 
0

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
Home equity
3,983

 
0

 
3,551

 
0

 
3,003

 
0

Subtotal
$
11,127

 
$
0

 
$
11,556

 
$
0

 
$
9,341

 
$
0

Originated loans and leases with related allowance
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial other
$
1,374

 
$
0

 
$
276

 
$
0

 
$
114

 
$
0

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
Commercial real estate other
1,357

 
0

 
0

 
0

 
1,715

 
0

Subtotal
$
2,731

 
$
0

 
$
276

 
$
0

 
$
1,829

 
$
0

Total
$
13,858

 
$
0

 
$
11,832

 
$
0

 
$
11,170

 
$
0

 
The average recorded investment and interest income recognized on impaired acquired loans for the twelve months ended December 31, 2018, 2017 and 2016 was as follows:
 
Twelve Months Ended December 31,  
 
2018

2017

2016
(in thousands)
Average Recorded Investment
 
Interest Income Recognized
 
Average Recorded Investment
 
Interest Income Recognized
 
Average Recorded Investment
 
Interest Income Recognized
Acquired loans with no related allowance
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial other
$
50

 
$
0

 
$
111

 
$
0

 
$
183

 
$
0

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
Construction
0

 
0

 
0

 
0

 
152

 
0

Commercial real estate other
999

 
0

 
2,141

 
0

 
4,141

 
0

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
Home equity
2,945

 
0

 
1,861

 
0

 
1,316

 
0

Subtotal
$
3,994

 
$
0

 
$
4,113

 
$
0

 
$
5,792

 
$
0

Acquired loans with related allowance
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial other
$
0

 
$
0

 
$
10

 
$
0

 
$
0

 
$
0

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
Commercial real estate other
0

 
0

 
0

 
0

 
58

 
0

Subtotal
$
0

 
$
0

 
$
10

 
$
0

 
$
58

 
$
0

Total
$
3,994

 
$
0

 
$
4,123

 
$
0

 
$
5,850

 
$
0


 
The average recorded investment in impaired loans was $17.9 million at December 31, 2018, $15.8 million at December 31, 2017, and $17.0 million at December 31, 2016.
 
Loans are considered modified in a TDR when, due to a borrower’s financial difficulties, the Company makes a concession(s) to the borrower that it would not otherwise consider. When modifications are provided for reasons other than as a result of the financial distress of the borrower, these loans are not classified as TDRs or impaired. These modifications primarily include, among others, an extension of the term of the loan, and granting a period when interest-only payments can be made, with the principal payments and interest caught up over the remaining term of the loan or at maturity, among others.
 
The following tables present loans by class modified in 2018 and 2017 as troubled debt restructurings.
 
Troubled Debt Restructuring
December 31, 2018
Twelve months ended
 
 
 
 
 
 
 
Defaulted TDRs3
(in thousands)
Number
of Loans
 
Pre-Modification
Outstanding
Recorded
Investment
 
Post-
Modification
Outstanding
Recorded
Investment
 
Number
of Loans
 
Post-
Modification
Outstanding
Recorded
Investment
Commercial real estate
 
 
 
 
 
 
 
 
 
Commercial real estate other1
1

 
26

 
26

 
0

 
0

Residential real estate
 
 
 
 
 
 
 
 
 
Home equity2
6

 
$
507

 
$
507

 
0

 
$
0

Total
7

 
$
533

 
$
533

 
0

 
$
0

 
1 
Represents the following concessions: extension of term and reduction of rate.
2 
Represents the following concessions: extension of term and reduction of rate.
3 
TDRs that defaulted during the 12 months ended December 31, 2018 that had been restructured in the prior twelve months.

December 31, 2017
Twelve months ended
 
 
 
 
 
 
 
Defaulted TDRs2
(in thousands)
Number
of Loans
 
Pre-Modification
Outstanding
Recorded
Investment
 
Post-
Modification
Outstanding
Recorded
Investment
 
Number
of Loans
 
Post-
Modification
Outstanding
Recorded
Investment
Residential real estate
 
 
 
 
 
 
 
 
 
Home equity1
6

 
$
716

 
$
716

 
1

 
$
55

Total
6

 
$
716

 
$
716

 
1

 
$
55



1 
Represents the following concessions: extension of term and reduction of rate.
2 
TDRs that defaulted during the 12 months ended December 31, 2017 that had been restructured in the prior twelve months.

The Company recognized TDRs with a balance of $533,000 during 2018, compared to $716,000 in 2017. The Company was not committed to lend additional amounts as of December 31, 2018 to customers with outstanding loans that are classified as TDRs.

The following table presents credit quality indicators (internal risk grade) by class of commercial loans, commercial real estate loans and agricultural loans as of December 31, 2018 and 2017.
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Commercial and Industrial Other
 
Commercial and Industrial Agriculture
 
Commercial Real Estate Other
 
Commercial Real Estate Agriculture
 
Commercial Real Estate Construction
 
Total
Originated loans and leases
 
 
 
 
 
 
 
 
Internal risk grade:
 
 
 
 
 
 
 
 
 
 
 
Pass
$
910,476

 
$
93,939

 
$
1,797,599

 
$
157,156

 
$
164,285

 
$
3,123,455

Special Mention
8,675

 
4,951

 
9,484

 
4,964

 
0

 
28,074

Substandard
7,278

 
8,604

 
20,196

 
7,885

 
0

 
43,963

Total
$
926,429

 
$
107,494

 
$
1,827,279

 
$
170,005

 
$
164,285

 
$
3,195,492


December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Commercial and Industrial Other
 
Commercial and Industrial Agriculture
 
Commercial Real Estate Other
 
Commercial Real Estate Agriculture
 
Commercial Real Estate Construction
 
Total
Acquired loans
 
 
 
 
 
 
 
 
 
 
 
Internal risk grade:
 
 
 
 
 
 
 
 
 
 
 
Pass
$
43,447

 
$
0

 
$
174,383

 
$
224

 
$
1,384

 
$
219,438

Special Mention
0

 
0

 
452

 
0

 
0

 
452

Substandard
265

 
0

 
2,649

 
0

 
0

 
2,914

Total
$
43,712

 
$
0

 
$
177,484

 
$
224

 
$
1,384

 
$
222,804

December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Commercial and Industrial Other
 
Commercial and Industrial Agriculture
 
Commercial Real Estate Other
 
Commercial Real Estate Agriculture
 
Commercial Real Estate Construction
 
Total
Originated loans and leases
 
 
 
 
 
 
 
 
Internal risk grade:
 
 
 
 
 
 
 
 
 
 
 
Pass
$
919,214

 
$
100,470

 
$
1,627,713

 
$
119,392

 
$
201,948

 
$
2,968,737

Special Mention
6,680

 
8,068

 
19,068

 
9,980

 
538

 
44,334

Substandard
6,173

 
70

 
14,001

 
340

 
0

 
20,584

Total
$
932,067

 
$
108,608

 
$
1,660,782

 
$
129,712

 
$
202,486

 
$
3,033,655

December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
(in thousands)
Commercial and Industrial Other
 
Commercial and Industrial Agriculture
 
Commercial Real Estate Other
 
Commercial Real Estate Agriculture
 
Commercial Real Estate Construction
 
Total
Acquired loans
 
 
 
 
 
 
 
 
 
 
 
Internal risk grade:
 
 
 
 
 
 
 
 
 
 
 
Pass
$
50,554

 
$
0

 
$
198,822

 
$
247

 
$
1,480

 
$
251,103

Special Mention
0

 
0

 
2,265

 
0

 
0

 
2,265

Substandard
422

 
0

 
4,933

 
0

 
0

 
5,355

Total
$
50,976

 
$
0

 
$
206,020

 
$
247

 
$
1,480

 
$
258,723


 
The following table presents credit quality indicators by class of residential real estate loans and by class of consumer loans as of December 31, 2018 and 2017. Nonperforming loans include nonaccrual, impaired and loans 90 days past due and accruing interest, all other loans are considered performing.
December 31, 2018
(in thousands)
Residential Home Equity
 
Residential Mortgages
 
Consumer Indirect
 
Consumer Other
 
Total
Originated loans and leases
 
 
 
 
 
 
 
 
 
Performing
$
206,675

 
$
1,076,032

 
$
12,508

 
$
57,486

 
$
1,352,701

Nonperforming
1,784

 
7,770

 
155

 
79

 
9,788

Total
$
208,459

 
$
1,083,802

 
$
12,663

 
$
57,565

 
$
1,362,489

December 31, 2018
 
 
 
 
 
 
 
 
 
(in thousands)
Residential Home Equity
 
Residential Mortgages
 
Consumer Indirect
 
Consumer Other
 
Total
Acquired Loans and Leases
 
 
 
 
 
 
 
 
 
Performing
$
19,735

 
$
19,380

 
$
0

 
$
761

 
$
39,876

Nonperforming
1,414

 
1,104

 
0

 
0

 
2,518

Total
$
21,149

 
$
20,484

 
$
0

 
$
761

 
$
42,394

December 31, 2017
 
 
 
 
 
 
 
 
 
(in thousands)
Residential Home Equity
 
Residential Mortgages
 
Consumer Indirect
 
Consumer Other
 
Total
Originated loans and leases
 
 
 
 
 
 
 
 
 
Performing
$
211,275

 
$
1,032,932

 
$
11,866

 
$
50,138

 
$
1,306,211

Nonperforming
1,537

 
6,108

 
278

 
76

 
7,999

Total
$
212,812

 
$
1,039,040

 
$
12,144

 
$
50,214

 
$
1,314,210

December 31, 2017
(in thousands)
Residential Home Equity
 
Residential Mortgages
 
Consumer Indirect
 
Consumer Other
 
Total
Acquired loans
 
 
 
 
 
 
 
 
 
Performing
$
26,840

 
$
21,531

 
$
0

 
$
765

 
$
49,136

Nonperforming
1,604

 
1,114

 
0

 
0

 
2,718

Total
$
28,444

 
$
22,645

 
$
0

 
$
765

 
$
51,854