Loans and Leases (Tables)

9 Months Ended

Sep. 30, 2018

Loans and Leases Receivable Disclosure [Abstract]

Loans and Leases at September 30, 2018 and December 31, 2017 were as follows:



	9/30/2018					12/31/2017
(in thousands)	Originated		Acquired	Total Loans and Leases		Originated		Acquired	Total Loans and Leases
Commercial and industrial
Agriculture	93,228		0	93,228		108,608		0	108,608
Commercial and industrial other	927,866		44,291	972,157		932,067		50,976	983,043
Subtotal commercial and industrial	1,021,094		44,291	1,065,385		1,040,675		50,976	1,091,651
Commercial real estate
Construction	179,083		1,410	180,493		202,486		1,480	203,966
Agriculture	147,582		231	147,813		129,712		247	129,959
Commercial real estate other	1,811,348		181,504	1,992,852		1,660,782		206,020	1,866,802
Subtotal commercial real estate	2,138,013		183,145	2,321,158		1,992,980		207,747	2,200,727
Residential real estate
Home equity	209,168		22,433	231,601		212,812		28,444	241,256
Mortgages	1,086,065		20,740	1,106,805		1,039,040		22,645	1,061,685
Subtotal residential real estate	1,295,233		43,173	1,338,406		1,251,852		51,089	1,302,941
Consumer and other
Indirect	11,963		0	11,963		12,144		0	12,144
Consumer and other	54,480		859	55,339		50,214		765	50,979
Subtotal consumer and other	66,443		859	67,302		62,358		765	63,123
Leases	14,055		0	14,055		14,467		0	14,467
Total loans and leases	4,534,838		271,468	4,806,306		4,362,332		310,577	4,672,909
Less: unearned income and deferred costs and fees	(3,597	)	0	(3,597	)	(3,789	)	0	(3,789	)
Total loans and leases, net of unearned income and deferred costs and fees	4,531,241		271,468	4,802,709		4,358,543		310,577	4,669,120

Schedule of outstanding principal and carrying amount of loans acquired

The outstanding principal balance and the related carrying amount of the Company’s loans acquired in the VIST Bank acquisition are as follows at September 30, 2018 and December 31, 2017:



(in thousands)	09/30/2018		12/31/2017
Acquired Credit Impaired Loans
Outstanding principal balance	$	13,290	$	14,337
Carrying amount	11,309		11,962

Acquired Non-Credit Impaired Loans
Outstanding principal balance	262,362		301,128
Carrying amount	260,159		298,615

Total Acquired Loans
Outstanding principal balance	275,652		315,465
Carrying amount	271,468		310,577

Schedule of age analysis of past due loans

The below table is an age analysis of past due loans, segregated by originated and acquired loan and lease portfolios, and by class of loans, as of September 30, 2018 and December 31, 2017.



September 30, 2018
(in thousands)	30-89 days		90 days or more		Current Loans			Total Loans			90 days and accruing¹		Nonaccrual
Originated Loans and Leases
Commercial and industrial
Agriculture	$	0	$	0	$	93,228		$	93,228		$	0	$	0
Commercial and industrial other	46		1,147		926,673			927,866			0		3,911
Subtotal commercial and industrial	46		1,147		1,019,901			1,021,094			0		3,911
Commercial real estate
Construction	0		0		179,083			179,083			0		0
Agriculture	82		0		147,500			147,582			0		0
Commercial real estate other	1,837		1,549		1,807,962			1,811,348			0		3,821
Subtotal commercial real estate	1,919		1,549		2,134,545			2,138,013			0		3,821
Residential real estate
Home equity	664		1,018		207,486			209,168			0		1,597
Mortgages	2,963		3,209		1,079,893			1,086,065			0		7,936
Subtotal residential real estate	3,627		4,227		1,287,379			1,295,233			0		9,533
Consumer and other
Indirect	244		67		11,652			11,963			0		184
Consumer and other	618		12		53,850			54,480			0		69
Subtotal consumer and other	862		79		65,502			66,443			0		253
Leases	0		0		14,055			14,055			0		0
Total loans and leases	6,454		7,002		4,521,382			4,534,838			0		17,518
Less: unearned income and deferred costs and fees	0		0		(3,597		)	(3,597		)	0		0
Total originated loans and leases, net of unearned income and deferred costs and fees	$	6,454	$	7,002	$	4,517,785		$	4,531,241		$	0	$	17,518
Acquired Loans and Leases
Commercial and industrial
Commercial and industrial other	0		0		44,291			44,291			17		23
Subtotal commercial and industrial	0		0		44,291			44,291			17		23
Commercial real estate
Construction	0		0		1,410			1,410			0		0
Agriculture	0		0		231			231			0		0
Commercial real estate other	135		115		181,254			181,504			567		151
Subtotal commercial real estate	135		115		182,895			183,145			567		151
Residential real estate
Home equity	537		693		21,203			22,433			61		1,204
Mortgages	437		327		19,976			20,740			775		1,281
Subtotal residential real estate	974		1,020		41,179			43,173			836		2,485
Consumer and other
Consumer and other	0		0		859			859			0		0
Subtotal consumer and other	0		0		859			859			0		0
Total acquired loans and leases, net of unearned income and deferred costs and fees	$	1,109	$	1,135	$	269,224		$	271,468		$	1,420	$	2,659



December 31, 2017
(in thousands)	30-89 days		90 days or more		Current Loans			Total Loans			90 days and accruing¹		Nonaccrual
Originated loans and leases
Commercial and industrial
Agriculture	$	0	$	0	$	108,608		$	108,608		$	0	$	0
Commercial and industrial other	431		849		930,787			932,067			0		2,852
Subtotal commercial and industrial	431		849		1,039,395			1,040,675			0		2,852
Commercial real estate
Construction	0		0		202,486			202,486			0		0
Agriculture	0		0		129,712			129,712			0		0
Commercial real estate other	1,583		2,125		1,657,074			1,660,782			0		5,402
Subtotal commercial real estate	1,583		2,125		1,989,272			1,992,980			0		5,402
Residential real estate
Home equity	1,045		448		211,319			212,812			0		1,537
Mortgages	3,153		2,692		1,033,195			1,039,040			0		6,108
Subtotal residential real estate	4,198		3,140		1,244,514			1,251,852			0		7,645
Consumer and other
Indirect	449		205		11,490			12,144			6		278
Consumer and other	130		42		50,042			50,214			38		76
Subtotal consumer and other	579		247		61,532			62,358			44		354
Leases	0		0		14,467			14,467			0		0
Total loans and leases	6,791		6,361		4,349,180			4,362,332			44		16,253
Less: unearned income and deferred costs and fees	0		0		(3,789		)	(3,789		)	0		0
Total originated loans and leases, net of unearned income and deferred costs and fees	$	6,791	$	6,361	$	4,345,391		$	4,358,543		$	44	$	16,253
Acquired loans and leases
Commercial and industrial
Commercial and industrial other	12		61		50,903			50,976			61		0
Subtotal commercial and industrial	12		61		50,903			50,976			61		0
Commercial real estate
Construction	0		0		1,480			1,480			0		0
Agriculture	0		0		247			247			0		0
Commercial real estate other	167		727		205,126			206,020			515		546
Subtotal commercial real estate	167		727		206,853			207,747			515		546
Residential real estate
Home equity	601		564		27,279			28,444			130		1,604
Mortgages	472		942		21,231			22,645			440		1,114
Subtotal residential real estate	1,073		1,506		48,510			51,089			570		2,718
Consumer and other
Consumer and other	4		0		761			765			0		0
Subtotal consumer and other	4		0		761			765			0		0
Total acquired loans and leases, net of unearned income and deferred costs and fees	$	1,256	$	2,294	$	307,027		$	310,577		$	1,146	$	3,264

¹ Includes acquired loans that were recorded at fair value at the acquisition date.