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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
OPERATING ACTIVITIES      
Net income attributable to Tompkins Financial Corporation $ 52,494 $ 59,340 $ 58,421
Adjustments to reconcile net income, attributable to Tompkins Financial Corporation, to net cash provided by operating activities:      
Provision for loan and lease losses 4,161 4,321 2,945
Depreciation and amortization of premises, equipment, and software 8,269 6,829 6,468
Accretion related to purchase accounting (2,978) (3,324) (5,453)
Amortization of intangible assets 1,932 2,090 2,013
Earnings from corporate owned life insurance, net (2,196) (2,106) (2,064)
Net amortization on securities 10,483 11,623 11,907
Mark-to-market loss on trading securities 0 182 295
Mark-to-market gain loss on liabilities held at fair value 0 (227) (385)
Deferred income tax expense 14,598 1,859 2,904
Net loss (gain) on sale of securities transactions 407 (926) (1,108)
Net gain on sale of loans (50) (95) (54)
Proceeds from sale of loans 4,601 4,001 3,282
Loans originated for sale (4,831) (3,360) (3,774)
Gain on pension plan curtailment 0 0 (6,003)
Net (gain) loss on sale of bank premises and equipment (30) 7 11
Net excess tax benefit from stock based compensation 1,635 1,433 358
Stock-based compensation expense 2,956 2,270 1,903
(Increase) decrease in interest receivable (2,731) (957) 85
Increase (decrease) in accrued interest payable 152 (71) 105
Proceeds from maturities, calls and principal paydowns of trading securities 0 5,781 1,315
Proceeds from sales of trading securities 0 1,397 0
Contribution to pension plan (1,750) (1,300) 0
Other, net (1,057) 2,093 9,631
Net Cash Provided by Operating Activities 86,065 90,860 82,802
INVESTING ACTIVITIES      
Proceeds from maturities, calls and principal paydowns of available-for-sale securities 166,625 244,456 249,800
Proceeds from sales of available-for-sale securities 64,106 97,296 137,594
Proceeds from maturities, calls and principal paydowns of held-to-maturity securities 8,068 11,776 11,709
Purchases of available-for-sale securities (208,502) (404,528) (391,116)
Purchases of held-to-maturity securities (5,556) (8,207) (69,947)
Net increase in loans and leases (411,770) (485,067) (375,205)
Net increase in Federal Home Loan Bank and Federal Reserve Bank Stock (7,365) (13,164) (8,710)
Proceeds from sale of bank premises and equipment 157 100 87
Purchases of bank premises, equipment and software (35,290) (16,274) (6,343)
Other, net 2,576 119 (789)
Net Cash Used in Investing Activities (426,951) (573,493) (452,920)
FINANCING ACTIVITIES      
Net increase in demand, money market, and savings deposits 335,207 214,178 269,100
Net (decrease) increase in time deposits (121,459) 16,946 (41,440)
Net increase (decrease) in securities sold under agreements to repurchase and Federal funds purchased 6,115 (67,279) (9,400)
Increase in other borrowings 750,918 761,001 452,759
Redemption of trust preferred debentures (21,161) 0 0
Repayment of other borrowings (563,991) (412,245) (272,630)
Net shares issued related to restricted stock awards (1,294) (835) (195)
Cash dividends (27,627) (26,603) (25,411)
Repurchase of common stock 0 (1,166) (3,505)
Shares issued for dividend reinvestment plan 2,872 3,201 0
Shares issued for employee stock ownership plan 2,296 1,938 1,595
Common stock issued 0 0 50
Net proceeds from exercise of stock options (641) (806) 1,382
Net Cash Provided by Financing Activities 361,235 488,330 372,305
Net Increase in Cash and Cash Equivalents 20,349 5,697 2,187
Cash and cash equivalents at beginning of year 63,954 58,257 56,070
Total Cash & Cash Equivalents at End of Year 84,303 63,954 58,257
Supplemental Cash Flow Information      
Cash paid during the year for - Interest 26,387 23,465 21,768
Cash paid, net of refunds, during the year for - Income taxes 31,011 24,665 22,672
Non-cash investing and financing activities:      
Transfer of loans to other real estate owned $ 2,886 $ 1,179 $ 1,276