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Regulations and Supervision (Tables)
 12 Months Ended
Dec. 31, 2017
Banking and Thrift [Abstract]  
Schedule of capital amounts and ratios
Actual capital amounts and ratios of the Company and its subsidiary banks are as follows:
 
Actual
 
Minimum Capital Required- Basel III Fully Phased-In
 
Required
to be
Considered Well Capitalized
(dollar amounts in thousands)
Amount/Ratio
 
Amount/Ratio
 
Amount/Ratio
December 31, 2017
 
 
 
 
 
Total Capital (to risk-weighted assets)
 
 
 
 
 
The Company (consolidated)
$585,013 /12.3%
 
$500,676/>10.5%
 
$476,835/>10.0%
Trust Company
$171,774/12.5%
 
$144,235 />10.5%
 
$137,366 />10.0%
Castile
$125,510/11.3%
 
$117,042 />10.5%
 
$111,469 />10.0%
Mahopac
$117,740/12.1%
 
$102,555 />10.5%
 
$97,672 />10.0%
VIST
$148,185/11.4%
 
$136,518 />10.5%
 
$130,017 />10.0%
Common EquityTier 1 Capital (to risk-weighted assets)
 
 
 
 
 
The Company (consolidated)
$526,822/11.1%
 
$333,784/>7.0%
 
$309,943/>6.5%
Trust Company
$160,047/11.7%
 
$96,156 />7.0%
 
$89,288 />6.5%
Castile
$116,783/10.5%
 
$78,028>7.0%
 
$72,455 />6.5%
Mahopac
$105,979/10.9%
 
$68,370 />7.0%
 
$63,487 />6.5%
VIST
$138,901/10.7%
 
$91,012 />7.0%
 
$84,511 />6.5%
Tier 1 Capital (to risk-weighted assets)
 
 
 
 
 
The Company (consolidated)
$543,514/11.4%
 
$405,310/>8.5%
 
$381,468/>8.0%
Trust Company
$160,047/11.7%
 
$116,761 />8.5%
 
$109,893 />8.0%
Castile
$116,783/10.5%
 
$94,748 />8.5%
 
$89,175 />8.0%
Mahopac
$105,979/10.9%
 
$83,021 />8.5%
 
$78,137 />8.0%
VIST
$138,901/10.7%
 
$110,515 />8.5%
 
$104,014 />8.0%
Tier 1 Capital (to average assets)
 
 
 
 
 
The Company (consolidated)
$543,514/8.4%
 
$257,887/>4.0%
 
$322,359/>5.0%
Trust Company
$160,047/7.8%
 
$82,425 />4.0%
 
$103,031 />5.0%
Castile
$116,783/8.1%
 
$57,833 />4.0%
 
$72,292 />5.0%
Mahopac
$105,979/8.1%
 
$52,463 />4.0%
 
$65,578 />5.0%
VIST
$138,901/8.6%
 
$64,647 />4.0%
 
$80,809 />5.0%
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
Total Capital (to risk-weighted assets)
 
 
 
 
 
The Company (consolidated)
$540,109 /12.2%
 
$463,995/>10.5%
 
$441,900/>10.0%
Trust Company
$154,062/12.3%
 
$131,092 />10.5%
 
$124,850 />10.0%
Castile
$114,282/10.7%
 
$112,480 />10.5%
 
$107,124 />10.0%
Mahopac
$111,727/12.6%
 
$92,956 />10.5%
 
$88,530 />10.0%
VIST
$141,193/11.9%
 
$124,840 />10.5%
 
$118,895 />10.0%
Common EquityTier 1 Capital (to risk-weighted assets)
 
 
 
 
 
The Company (consolidated)
$486,006/11.0%
 
$309,330/>7.0%
 
$287,235/>6.5%
Trust Company
$144,672/11.6%
 
$87,395 />7.0%
 
$81,152 />6.5%
Castile
$105,998/9.9%
 
$74,986 />7.0%
 
$69,630 />6.5%
Mahopac
$100,956/11.4%
 
$61,971 />7.0%
 
$57,544 />6.5%
VIST
$133,505/11.2%
 
$83,226 />7.0%
 
$77,282 />6.5%
Tier 1 Capital (to risk-weighted assets)
 
 
 
 
 
The Company (consolidated)
$502,525/11.4%
 
$375,615/>8.5%
 
$353,520/>8.0%
Trust Company
$144,672/11.6%
 
$106,122 />8.5%
 
$99,880 />8.0%
Castile
$105,998/9.9%
 
$91,055 />8.5%
 
$85,699 />8.0%
Mahopac
$100,956/11.4%
 
$75,250 />8.5%
 
$70,824 />8.0%
VIST
$133,505/11.2%
 
$101,061 />8.5%
 
$95,116 />8.0%
Tier 1 Capital (to average assets)
 
 
 
 
 
The Company (consolidated)
$502,525/8.4%
 
$238,872/>4.0%
 
$298,590/>5.0%
Trust Company
$144,672/7.7%
 
$75,246 />4.0%
 
$94,057 />5.0%
Castile
$105,998/7.7%
 
$54,851 />4.0%
 
$68,563 />5.0%
Mahopac
$100,956/8.4%
 
$48,333 />4.0%
 
$60,416 />5.0%
VIST
$133,505/8.9%
 
$59,984 />4.0%
 
$74,980 />5.0%