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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
INTEREST AND DIVIDEND INCOME      
Loans $ 191,410 $ 169,630 $ 154,636
Due from banks 37 6 4
Trading securities 0 220 352
Available-for-sale securities 29,721 27,846 29,525
Held-to-maturity securities 3,475 3,603 3,100
Federal Home Loan Bank stock and Federal Reserve Bank stock 2,121 1,434 1,129
Total Interest and Dividend Income 226,764 202,739 188,746
INTEREST EXPENSE      
Time certificates of deposits of $250,000 or more 1,880 1,654 1,367
Other deposits 10,253 9,059 9,084
Federal funds purchased and securities sold under agreements to repurchase 235 2,228 2,709
Trust preferred debentures 1,158 2,390 2,308
Other borrowings 11,934 6,772 4,897
Total Interest Expense 25,460 22,103 20,365
Net interest income 201,304 180,636 168,381
Provisions charged to operations 4,161 4,321 2,945
Net Interest Income After Provision for Loan and Lease Losses 197,143 176,315 165,436
NONINTEREST INCOME      
Insurance commissions and fees 28,778 29,492 29,286
Investment services income 15,665 15,203 15,416
Service charges on deposit accounts 8,437 8,793 9,325
Card services income 9,100 8,058 7,837
Mark-to-market loss on trading securities 0 (182) (295)
Mark-to-market gain on liabilities held at fair value 0 227 385
Other income 7,631 6,291 8,878
Net (loss) gain on securities transactions (407) 926 1,108
Total Noninterest Income 69,204 68,808 71,940
NONINTEREST EXPENSES      
Salaries and wages 81,590 76,950 72,707
Pension and other employee benefits 21,870 20,496 16,025
Net occupancy expense of premises 13,214 12,521 12,312
Furniture and fixture expense 7,028 6,450 6,146
FDIC insurance 2,527 3,024 2,992
Amortization of intangible assets 1,932 2,090 2,013
Other operating expenses 42,944 37,076 37,667
Total Noninterest Expenses 171,105 158,607 149,862
Income Before Income Tax Expense 95,242 86,516 87,514
Income tax expense 42,620 27,045 28,962
Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 52,622 59,471 58,552
Less: Net income attributable to noncontrolling interests 128 131 131
Net Income attributable to Tompkins Financial Corporation $ 52,494 $ 59,340 $ 58,421
Basic Earnings Per Share (in dollars per share) $ 3.46 $ 3.94 $ 3.91
Diluted Earnings Per Share (in dollars per share) $ 3.43 $ 3.91 $ 3.87