Premises and Equipment

12 Months Ended

Dec. 31, 2017

Property, Plant and Equipment [Abstract]

Premises and equipment at December 31 were as follows:



(in thousands)	2017			2016
Land	$	9,245		$	9,311
Premises¹	95,272			75,633
Furniture, fixtures, and equipment	68,023			65,800
Accumulated depreciations and amortization	(85,545		)	(80,728		)
Total	$	86,995		$	70,016

¹ The year-over-year increase in premises is related to the construction of the Company's new corporate headquarters facility at 118 East Seneca Street in Ithaca, New York, which is expected to be completed in the second quarter of 2018.

Depreciation and amortization expenses in 2017, 2016 and 2015 are included in operating expenses as follows:



(in thousands)	2017		2016		2015
Premises	$	2,527	$	2,247	$	2,030
Furniture, fixtures, and equipment	4,297		4,004		3,730
Total	$	6,824	$	6,251	$	5,760

The following is a summary of the future minimum lease payments under non-cancelable operating leases as of December 31, 2017:



(in thousands)
2018	$	4,981
2019	4,603
2020	3,813
2021	3,402
2022	3,144
Thereafter	15,051
Total	$	34,994

The Company leases land, buildings and equipment under operating lease arrangements extending to the year 2090. Total gross rental expense amounted to $5.1 million in 2017, $5.2 million in 2016, and $4.9 million in 2015. Most leases include options to renew for periods ranging from 5 to 20 years. Options to renew are not included in the above future minimum rental commitments.