CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands		Dec. 31, 2024	Dec. 31, 2023
Current assets:
Cash and cash equivalents		$ 161,789	$ 186,264
Settlement and merchant reserve assets		343,235	274,699
Trade accounts receivable:
Billed, net of allowance of $3,041 and $5,432		266,903	267,680
Unbilled		80,173	82,163
Income taxes receivable		2,600	1,345
Other current assets		46,182	50,075
Total current assets		900,882	862,226
Non-current assets:
Property and equipment, net of depreciation of $133,514 and $121,816		56,595	65,545
Operating lease right-of-use assets		24,166	34,283
Goodwill		316,041	308,596
Customer contract costs, net of amortization of $44,587 and $42,094		60,809	54,421
Deferred income taxes		73,295	57,855
Other assets		9,595	10,017
Total non-current assets		599,805	580,820
Total assets		1,500,687	1,443,046
Current liabilities:
Current portion of long-term debt		7,500	7,500
Operating lease liabilities		11,067	15,946
Customer deposits		41,448	41,035
Trade accounts payable		36,370	46,406
Accrued employee compensation		67,944	84,380
Settlement and merchant reserve liabilities		341,924	273,817
Deferred revenue		54,424	54,199
Income taxes payable		7,802	4,104
Other current liabilities		46,730	33,449
Total current liabilities		615,209	560,836
Non-current liabilities:
Long-term debt, net of unamortized discounts of $12,128 and $15,628		530,997	534,997
Operating lease liabilities		25,020	34,360
Deferred revenue		26,469	23,447
Income taxes payable		2,732	3,041
Deferred income taxes		94	123
Other non-current liabilities		17,597	12,916
Total non-current liabilities		602,909	608,884
Total liabilities		1,218,118	1,169,720
Stockholders' equity:
Preferred stock, par value $.01 per share; 10,000 shares authorized; zero shares issued and outstanding		0	0
Common stock, par value $.01 per share; 100,000 shares authorized; 5,513 and 6,781 shares reserved for employee stock purchase plan and stock incentive plans; 28,854 and 29,541 shares outstanding		718	713
Additional paid-in capital		518,215	490,947
Treasury stock, at cost; 41,583 and 40,398 shares		(1,194,224)	(1,136,055)
Accumulated other comprehensive income (loss):
Unrealized gain on short-term investments, net of tax		0	1
Cumulative foreign currency translation adjustments		(62,290)	(50,414)
Accumulated earnings		1,020,150	968,134
Total stockholders' equity		282,569	273,326
Total liabilities and stockholders' equity		1,500,687	1,443,046
Software
Non-current assets:
Intangible assets		19,927	14,224
Acquired customer contracts
Non-current assets:
Intangible assets	[1]	$ 39,377	$ 35,879

[1] Acquired customer contracts represent assets acquired in our business acquisitions, to include the 2024 acquisitions discussed in Note 7. Acquired customer contracts are amortized over their estimated useful lives ranging from five to twenty years based on the approximate pattern in which the economic benefits of the intangible assets are expected to be realized, with the amortization expense included as cost of revenue in our Income Statements.