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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (UNAUDITED) - USD ($)
$ in Thousands
Jun. 30, 2020
Dec. 31, 2019
ASSETS:    
Cash and due from banks $ 117,013 $ 155,488
Total cash and cash equivalents 117,013 155,488
Securities available-for-sale, at fair value 542,007 550,995
Marketable equity securities, at fair value 5,707 5,894
Loans:    
Loans 5,444,382 5,340,538
Less allowance for loan losses (42,492) (28,441)
Total loans, net 5,401,890 5,312,097
Premises and fixed assets, net 21,423 21,692
Premises held for sale 0 514
Loans held for sale 1,794 500
Federal Home Loan Bank of New York ("FHLBNY") capital stock 52,305 56,019
Bank Owned Life Insurance ("BOLI") 154,036 114,257
Goodwill 55,638 55,638
Operating lease assets 36,813 37,858
Other assets 78,895 43,508
Total Assets 6,467,521 6,354,460
Due to depositors:    
Interest-bearing deposits 3,774,089 3,804,076
Non-interest-bearing deposits 664,323 478,549
Total deposits 4,438,412 4,282,625
Escrow and other deposits 87,646 76,481
FHLBNY advances 1,017,300 1,092,250
Subordinated debt, net 113,979 113,906
Other borrowings 5,000 110,000
Operating lease liabilities 42,733 44,098
Other liabilities 80,908 38,342
Total Liabilities 5,785,978 5,757,702
Stockholders' Equity:    
Preferred stock, Series A ($0.01 par, $25.00 liquidation value, 9,000,000 shares authorized, 5,299,200 shares issued and outstanding at June 30, 2020, and none issued or outstanding at December 31, 2019) 116,569 0
Common stock ($0.01 par, 125,000,000 shares authorized, 53,724,233 shares and 53,721,189 shares issued at June 30, 2020 and December 31, 2019, respectively, and 33,089,585 shares and 35,154,642 shares outstanding at June 30, 2020 and December 31, 2019, respectively) 537 537
Additional paid-in capital 278,581 279,322
Retained earnings 592,497 581,817
Accumulated other comprehensive loss, net of deferred taxes (14,403) (5,940)
Unearned equity awards (7,549) (6,731)
Common stock held by the Benefit Maintenance Plan ("BMP") (1,496) (1,496)
Treasury stock, at cost (20,634,648 shares and 18,566,547 shares at June 30, 2020 and December 31, 2019, respectively) (283,193) (250,751)
Total Stockholders' Equity 681,543 596,758
Total Liabilities and Stockholders' Equity 6,467,521 6,354,460
Real Estate Loans [Member]    
Loans:    
Loans 4,811,401 5,002,354
Commercial and Industrial ("C&I") Loans [Member]    
Loans:    
Loans 631,518 336,412
Other Loans [Member]    
Loans:    
Loans $ 1,463 $ 1,772