LOANS RECEIVABLE AND CREDIT QUALITY (Tables)

9 Months Ended

Sep. 30, 2019

LOANS RECEIVABLE AND CREDIT QUALITY [Abstract]

Credit Risk Profile of the Real Estate Loans

The following is a summary of the credit risk profile of real estate and C&I loans (including deferred costs) by internally assigned grade as of the dates indicated:

	Balance at September 30, 2019
	Pass		Special Mention		Substandard		Doubtful		Total
Real Estate:
One-to-four family residential, including condominium and cooperative apartment	$	133,200	$	—	$	1,161	$	—	$	134,361
Multifamily residential and residential mixed-use		3,567,254		14,388		26,514		—		3,608,156
Commercial real estate and commercial mixed-use		1,330,627		480		3,218		—		1,334,325
ADC		95,767		—		—		—		95,767
Total real estate		5,126,848		14,868		30,893		—		5,172,609
C&I		292,865		1,166		—		15,000		309,031
Total Real Estate and C&I	$	5,419,713	$	16,034	$	30,893	$	15,000	$	5,481,640

	Balance at December 31, 2018
	Pass		Special Mention		Substandard		Doubtful		Total
Real Estate:
One-to-four family residential, including condominium and cooperative apartment	$	95,782	$	—	$	1,065	$	—	$	96,847
Multifamily residential and residential mixed-use		3,829,643		32,682		4,463		—		3,866,788
Commercial real estate and commercial mixed-use		1,162,429		1,209		6,447		—		1,170,085
ADC		29,402		—		—		—		29,402
Total real estate		5,117,256		33,891		11,975		—		5,163,122
C&I		228,924		—		580		—		229,504
Total Real Estate and C&I	$	5,346,180	$	33,891	$	12,555	$	—	$	5,392,626

The following is a summary of the credit risk profile of consumer loans:

	Balance at
	September 30, 2019		December 31, 2018
Performing	$	1,388	$	1,189
Non-accrual		1		3
Total	$	1,389	$	1,192

Past Due Financing Receivables

The following tables summarize the past due status of the Company's investment in loans (excluding deferred costs and accrued interest) as of the dates indicated:

	At September 30, 2019
	30 to 59 Days Past Due		60 to 89 Days Past Due		Loans 90 Days or More Past Due and Still Accruing Interest		Non-accrual (1)		Total Past Due		Current		Total Loans
Real Estate:
One-to-four family residential, including condominium and cooperative apartment	$	17	$	—	$	39	$	1,161	$	1,217	$	133,144	$	134,361
Multifamily residential and residential mixed-use		—		—		341		153		494		3,607,662		3,608,156
Commercial real estate and commercial mixed-use		—		—		—		63		63		1,334,262		1,334,325
ADC		—		—		—		—		—		95,767		95,767
Total real estate	$	17	$	—	$	380	$	1,377	$	1,774	$	5,170,835	$	5,172,609
C&I	$	116	$	—	$	—	$	15,000	$	15,116	$	293,915	$	309,031
Consumer	$	4	$	2	$	—	$	1	$	7	$	1,382	$	1,389

(1) Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of September 30, 2019.

	At December 31, 2018
	30 to 59 Days Past Due		60 to 89 Days Past Due		Loans 90 Days or More Past Due and Still Accruing Interest		Non-accrual (1)		Total Past Due		Current		Total Loans
Real Estate:
One-to-four family residential, including condominium and cooperative apartment	$	312	$	—	$	—	$	712	$	1,024	$	95,823	$	96,847
Multifamily residential and residential mixed-use		—		—		100		280		380		3,866,408		3,866,788
Commercial real estate and commercial mixed-use		—		—		—		1,041		1,041		1,169,044		1,170,085
ADC		—		—		—		—		—		29,402		29,402
Total real estate	$	312	$	—	$	100	$	2,033	$	2,445	$	5,160,677	$	5,163,122
C&I	$	50	$	49	$	—	$	309	$	408	$	229,096	$	229,504
Consumer	$	12	$	1	$	—	$	3	$	16	$	1,176	$	1,192

(1) Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2018.

Troubled Debt Restructurings on Financing Receivables

The following table summarizes outstanding TDRs by underlying collateral types as of the dates indicated:

	As of September 30, 2019				As of December 31, 2018
	No. of Loans		Balance		No. of Loans		Balance
One-to-four family residential, including condominium and cooperative apartment		1	$	9		1	$	14
Multifamily residential and residential mixed-use		—		—		2		271
Commercial real estate and commercial mixed-use		—		—		1		4,084
Total real estate		1	$	9		4	$	4,369