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LOANS RECEIVABLE AND CREDIT QUALITY (Tables)
 6 Months Ended
Jun. 30, 2019
LOANS RECEIVABLE AND CREDIT QUALITY [Abstract]  
Credit Risk Profile of the Real Estate Loans
The following is a summary of the credit risk profile of real estate and C&I loans (including deferred costs) by internally assigned grade as of the dates indicated:

  
Balance at June 30, 2019
 
  
Pass
  
Special
Mention
  
Substandard
  
Doubtful
  
Total
 
Real Estate:
               
One-to-four family residential, including condominium and cooperative apartment
 
$
119,351
  
$
—
  
$
1,172
  
$
—
  
$
120,523
 
Multifamily residential and residential mixed-use
  
3,690,388
   
17,441
   
28,671
   
—
   
3,736,500
 
Commercial real estate and commercial mixed-use
  
1,270,638
   
—
   
8,550
   
—
   
1,279,188
 
ADC
  
77,479
   
—
   
—
   
—
   
77,479
 
Total real estate
  
5,157,856
   
17,441
   
38,393
   
—
   
5,213,690
 
C&I
  
315,912
   
—
   
149
   
—
   
316,061
 
Total Real Estate and C&I
 
$
5,473,768
  
$
17,441
  
$
38,542
  
$
—
  
$
5,529,751
 

  
Balance at December 31, 2018
 
  
Pass
  
Special
Mention
  
Substandard
  
Doubtful
  
Total
 
Real Estate:
               
One-to-four family residential, including condominium and cooperative apartment
 
$
95,782
  
$
—
  
$
1,065
  
$
—
  
$
96,847
 
Multifamily residential and residential mixed-use
  
3,829,643
   
32,682
   
4,463
   
—
   
3,866,788
 
Commercial real estate and commercial mixed-use
  
1,162,429
   
1,209
   
6,447
   
—
   
1,170,085
 
ADC
  
29,402
   
—
   
—
   
—
   
29,402
 
Total real estate
  
5,117,256
   
33,891
   
11,975
   
—
   
5,163,122
 
C&I
  
228,924
   
—
   
580
   
—
   
229,504
 
Total Real Estate and C&I
 
$
5,346,180
  
$
33,891
  
$
12,555
  
$
—
  
$
5,392,626
 

The following is a summary of the credit risk profile of consumer loans by internally assigned grade:

  
Balance at
 
Grade
 
June 30, 2019
  
December 31, 2018
 
Performing
 
$
1,776
  
$
1,189
 
Non-accrual
  
4
   
3
 
Total
 
$
1,780
  
$
1,192
 
Past Due Financing Receivables
The following tables summarize the past due status of the Company's investment in loans (excluding deferred costs and accrued interest) as of the dates indicated:

  
At June 30, 2019
 
  
30 to 59
Days
Past Due
  
60 to 89
Days
Past Due
  
Loans 90
Days or
More Past
Due and
Still
Accruing
Interest
  
Non-
accrual (1)
  
Total
Past Due
  
Current
  
Total
Loans
 
Real Estate:
                     
One-to-four family residential, including condominium and cooperative apartment
 
$
51
  
$
—
  
$
521
  
$
832
  
$
1,404
  
$
119,119
  
$
120,523
 
Multifamily residential and residential mixed-use
  
—
   
—
   
377
   
847
   
1,224
   
3,735,276
   
3,736,500
 
Commercial real estate and commercial mixed-use
  
—
   
—
   
484
   
855
   
1,339
   
1,277,849
   
1,279,188
 
ADC
  
—
   
—
   
—
   
—
   
—
   
77,479
   
77,479
 
Total real estate
 
$
51
  
$
—
  
$
1,382
  
$
2,534
  
$
3,967
  
$
5,209,723
  
$
5,213,690
 
C&I
 
$
—
  
$
47
  
$
149
  
$
—
  
$
196
  
$
315,865
  
$
316,061
 
Consumer
 
$
4
  
$
3
  
$
—
  
$
4
  
$
11
  
$
1,769
  
$
1,780
 

(1)
Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of June 30, 2019.

  
At December 31, 2018
 
  
30 to 59
Days
Past Due
  
60 to 89
Days
Past Due
  
Loans 90
Days or
More Past
Due and
Still
Accruing
Interest
  
Non-
accrual (1)
  
Total
Past Due
  
Current
  
Total
Loans
 
Real Estate:
                     
One-to-four family residential, including condominium and cooperative apartment
 
$
312
  
$
—
  
$
—
  
$
712
  
$
1,024
  
$
95,823
  
$
96,847
 
Multifamily residential and residential mixed-use
  
—
   
—
   
100
   
280
   
380
   
3,866,408
   
3,866,788
 
Commercial real estate and commercial mixed-use
  
—
   
—
   
—
   
1,041
   
1,041
   
1,169,044
   
1,170,085
 
ADC
  
—
   
—
   
—
   
—
   
—
   
29,402
   
29,402
 
Total real estate
 
$
312
  
$
—
  
$
100
  
$
2,033
  
$
2,445
  
$
5,160,677
  
$
5,163,122
 
C&I
 
$
50
  
$
49
  
$
—
  
$
309
  
$
408
  
$
229,096
  
$
229,504
 
Consumer
 
$
12
  
$
1
  
$
—
  
$
3
  
$
16
  
$
1,176
  
$
1,192
 

(1)
Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2018.
Troubled Debt Restructurings on Financing Receivables
The following table summarizes outstanding TDRs by underlying collateral types as of the dates indicated:

  
As of June 30, 2019
  
As of December 31, 2018
 
  
No. of
Loans
  
Balance
  
No. of
Loans
  
Balance
 
One-to-four family residential, including condominium and cooperative apartment
  
1
  
$
11
   
1
  
$
14
 
Multifamily residential and residential mixed-use
  
2
   
252
   
2
   
271
 
Commercial real estate and commercial mixed-use
  
1
   
4,037
   
1
   
4,084
 
Total real estate
  
4
  
$
4,300
   
4
  
$
4,369