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ALLOWANCE FOR LOAN LOSSES (Tables)
 3 Months Ended
Mar. 31, 2019
ALLOWANCE FOR LOAN LOSSES [Abstract]  
Allowance for Credit Losses for Impairment by Financing Receivables Class
The following tables present data regarding the allowance for loan losses activity for the periods indicated:

  
At or for the Three Months Ended March 31, 2019
 
  
Real Estate Loans
 
  
One-to-Four Family
Residential, Including
Condominium and
Cooperative
Apartment
  
Multifamily
Residential
and
Residential
Mixed-Use
  
Commercial
Real Estate
and
Commercial
Mixed-Use
  
ADC
  
Total
Real
Estate
   C&I
 
Consumer
Loans
 
Beginning balance
 
$
198
  
$
13,446
  
$
3,777
  
$
397
  
$
17,818
  
$
3,946
  
$
18
 
Provision (credit) for loan losses
  
4
   
(453
)
  
250
   
246
   
47
   
273
   
1
 
Charge-offs
  
(1
)
  
(5
)
  
(5
)
  
—
   
(11
)
  
(150
)
  
(1
)
Recoveries
  
—
   
—
   
—
   
—
   
—
   
—
   
—
 
Ending balance
 
$
201
  
$
12,988
  
$
4,022
  
$
643
  
$
17,854
  
$
4,069
  
$
18
 

  
At or for the Three Months Ended March 31, 2018
 
  
Real Estate Loans
 
  
One-to-Four Family
Residential, Including
Condominium and
Cooperative
Apartment
  
Multifamily
Residential
and
Residential
Mixed-Use
  
Commercial
Real Estate
and
Commercial
Mixed-Use
  
ADC
  
Total
Real
Estate
   C&I
 
Consumer
Loans
 
Beginning balance
 
$
116
  
$
15,219
  
$
3,535
  
$
123
  
$
18,993
  
$
2,021
  
$
19
 
Provision (credit) for loan losses
  
—
   
(223
)
  
(13
)
  
3
   
(233
)
  
424
   
2
 
Charge-offs
  
(15
)
  
—
   
(4
)
  
—
   
(19
)
  
—
   
(4
)
Recoveries
  
1
   
—
   
—
   
—
   
1
   
—
   
—
 
Ending balance
 
$
102
  
$
14,996
  
$
3,518
  
$
126
  
$
18,742
  
$
2,445
  
$
17
 

The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment evaluation method as of the dates indicated:

  
At March 31, 2019
 
  
Real Estate Loans
 
  
One-to-Four Family
Residential, Including
Condominium and
Cooperative
Apartment
  
Multifamily
Residential
and
Residential
Mixed-Use
  
Commercial
Real Estate
and
Commercial
Mixed-Use
  
ADC
  
Total
Real
Estate
   C&I
 
Consumer
Loans
 
Allowance for loan losses:
                      
Individually evaluated for impairment
 
$
—
  
$
—
  
$
—
  
$
—
  
$
—
  
$
116
  
$
—
 
Collectively evaluated for impairment
  
201
   
12,988
   
4,022
   
643
   
17,854
   
3,953
   
18
 
Total ending allowance balance
 
$
201
  
$
12,988
  
$
4,022
  
$
643
  
$
17,854
  
$
4,069
  
$
18
 
                             
Loans:
                            
Individually evaluated for impairment
 
$
12
  
$
537
  
$
8,266
  
$
—
  
$
8,815
  
$
232
  
$
—
 
Collectively evaluated for impairment
  
107,697
   
3,830,608
   
1,237,540
   
54,222
   
5,230,067
   
266,183
   
1,139
 
Total ending loans balance
 
$
107,709
  
$
3,831,145
  
$
1,245,806
  
$
54,222
  
$
5,238,882
  
$
266,415
  
$
1,139
 

  
At December 31, 2018
 
  
Real Estate Loans
 
  
One-to-Four Family
Residential, Including
Condominium and
Cooperative
Apartment
  
Multifamily
Residential
and
Residential
Mixed-Use
  
Commercial
Real Estate
and
Commercial
Mixed-Use
  
ADC
  
Total
Real
Estate
   C&I
 
Consumer
Loans
 
Allowance for loan losses:
                      
Individually evaluated for impairment
 
$
—
  
$
—
  
$
—
  
$
—
  
$
—
  
$
230
  
$
—
 
Collectively evaluated for impairment
  
198
   
13,446
   
3,777
   
397
   
17,818
   
3,716
   
18
 
Total ending allowance balance
 
$
198
  
$
13,446
  
$
3,777
  
$
397
  
$
17,818
  
$
3,946
  
$
18
 
                             
Loans:
                            
Individually evaluated for impairment
 
$
14
  
$
551
  
$
5,125
  
$
—
  
$
5,690
  
$
309
  
$
—
 
Collectively evaluated for impairment
  
96,833
   
3,866,237
   
1,164,960
   
29,402
   
5,157,432
   
229,195
   
1,192
 
Total ending loans balance
 
$
96,847
  
$
3,866,788
  
$
1,170,085
  
$
29,402
  
$
5,163,122
  
$
229,504
  
$
1,192
 
Impaired Real Estate Loans
The following table summarizes impaired loans recorded as of the dates indicated (by collateral type within the real estate loan segment):

   
At March 31, 2019
  
At December 31, 2018
 
   
Unpaid
Principal
Balance
  
Recorded
Investment (1)
  
Related
Allowance
  
Unpaid
Principal
Balance
  
Recorded
Investment (1)
  
Related
Allowance
 
With no related allowance recorded:
                   
One-to-four family residential, including condominium and cooperative apartment
  
$
12
  
$
12
  
$
—
  
$
14
  
$
14
  
$
—
 
Multifamily residential and residential mixed-use
   
537
   
537
   
—
   
551
   
551
   
—
 
Commercial real estate and commercial mixed-use
   
8,266
   8,266
   —
   5,125
   5,125
   —
 
Total with no related allowance recorded
   
8,815
   
8,815
   
—
   
5,690
   
5,690
   
—
 

                         
With an allowance recorded:
                         
C&I

  
232
   
232
   
116
   
309
   
309
   
230
 
Total with an allowance recorded
   
232
   
232
   
116
   
309
   
309
   
230
 
Total
  
$
9,047
  
$
9,047
  
$
116
  
$
5,999
  
$
5,999
  
$
230
 

(1)
The recorded investment excludes accrued interest receivable and loan origination fees, net, due to immateriality.

The following table presents information for impaired loans for the periods indicated:

  
Three Months Ended
March 31, 2019
  
Three Months Ended
March 31, 2018
 
  
Average
Recorded
Investment (1)
  
Interest
Income
Recognized
  
Average
Recorded
Investment (1)
  
Interest
Income
Recognized
 
With no related allowance recorded:
            
One-to-four family residential, including condominium and cooperative apartment
 
$
13
  
$
—
  
$
21
  
$
—
 
Multifamily residential and residential mixed-use
  
544
   
13
   
611
   
12
 
Commercial real estate and commercial mixed-use
  
6,695
   
99
   
7,542
   
76
 
Total with no related allowance recorded
  
7,252
   
112
   
8,174
   
88
 
                 
With an allowance recorded:
                
C&I
  
271
   
6
   
589
   
—
 
Total
 
$
7,523
  
$
118
  
$
8,763
  
$
88
 

(1)
The recorded investment excludes accrued interest receivable and loan origination fees, net, due to immateriality.