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LOANS RECEIVABLE AND CREDIT QUALITY (Tables)
3 Months Ended
Mar. 31, 2019
LOANS RECEIVABLE AND CREDIT QUALITY [Abstract]  
Credit Risk Profile of the Real Estate Loans
The following is a summary of the credit risk profile of real estate and C&I loans (including deferred costs) by internally assigned grade as of the dates indicated:

   
Balance at March 31, 2019
 
   
Pass
  
Special
Mention
  
Substandard
  
Doubtful
  
Total
 
Real Estate:
                
One-to-four family residential, including condominium and cooperative apartment
  
$
106,659
  
$
  
$
1,050
  
$
  
$
107,709
 
Multifamily residential and residential mixed-use
   
3,793,706
   
25,326
   
12,113
   
   
3,831,145
 
Commercial real estate and commercial mixed-use
   
1,230,111
   
6,110
   
9,585
   
   
1,245,806
 
ADC
   
54,222
   
   
   
   
54,222
 
Total real estate
   
5,184,698
   
31,436
   
22,748
   
   
5,238,882
 
C&I

  
265,521
   
49
   
845
   
   
266,415
 
Total Real Estate and C&I
  
$
5,450,219
  
$
31,485
  
$
23,593
  
$
  
$
5,505,297
 

   
Balance at December 31, 2018
 
   
Pass
  
Special
Mention
  
Substandard
  
Doubtful
  
Total
 
Real Estate:
                
One-to-four family residential, including condominium and cooperative apartment
  
$
95,782
  
$
  
$
1,065
  
$
  
$
96,847
 
Multifamily residential and residential mixed-use
   
3,829,643
   
32,682
   
4,463
   
   
3,866,788
 
Commercial real estate and commercial mixed-use
   
1,162,429
   
1,209
   
6,447
   
   
1,170,085
 
ADC
   
29,402
   
   
   
   
29,402
 
Total real estate
   
5,117,256
   
33,891
   
11,975
   
   
5,163,122
 
C&I

  
228,924
   
   
580
   
   
229,504
 
Total Real Estate and C&I
  
$
5,346,180
  
$
33,891
  
$
12,555
  
$
  
$
5,392,626
 

The following is a summary of the credit risk profile of consumer loans by internally assigned grade:

  
Balance at
 
Grade
 
March 31, 2019
  
December 31, 2018
 
Performing
 
$
1,133
  
$
1,189
 
Non-accrual
  
6
   
3
 
Total
 
$
1,139
  
$
1,192
 
Past Due Financing Receivables
The following is a breakdown of the past due status of the Company's investment in loans (excluding accrued interest) as of the dates indicated:

   
At March 31, 2019
 
   
30 to 59
Days
Past Due
  
60 to 89
Days
Past Due
  
Loans 90
Days or
More Past
Due and
Still
Accruing
Interest
  
Non-
accrual (1)
  
Total
Past Due
  
Current
  
Total
Loans
 
Real Estate:
                      
One-to-four family residential, including condominium and cooperative apartment
  
$
133
  
$
8
  
$
  
$
706
  
$
847
  
$
106,862
  
$
107,709
 
Multifamily residential and residential mixed-use
   
145
   
   
768
   
276
   
1,189
   
3,829,956
   
3,831,145
 
Commercial real estate and commercial mixed-use
   
   
   
5,622
   
4,205
   
9,827
   
1,235,979
   
1,245,806
 
ADC
   
   
   
   
   
   
54,222
   
54,222
 
Total real estate
  
$
278
  
$
8
  
$
6,390
  
$
5,187
  
$
11,863
  
$
5,227,019
  
$
5,238,882
 
C&I
 
$
49
  
$
  
$
565
  
$
232
  
$
846
  
$
265,569
  
$
266,415
 
Consumer
  
$
3
  
$
1
  
$
  
$
6
  
$
10
  
$
1,129
  
$
1,139
 

(1)
Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of March 31, 2019.

   
At December 31, 2018
 
   
30 to 59
Days
Past Due
  
60 to 89
Days
Past Due
  
Loans 90
Days or
More Past
Due and
Still
Accruing
Interest
  
Non-
accrual (1)
  
Total
Past Due
  
Current
  
Total
Loans
 
Real Estate:
                      
One-to-four family residential, including condominium and cooperative apartment
  
$
312
  
$
  
$
  
$
712
  
$
1,024
  
$
95,823
  
$
96,847
 
Multifamily residential and residential mixed-use
   
   
   
100
   
280
   
380
   
3,866,408
   
3,866,788
 
Commercial real estate and commercial mixed-use
   
   
   
   
1,041
   
1,041
   
1,169,044
   
1,170,085
 
ADC
   
   
   
   
   
   
29,402
   
29,402
 
Total real estate
  
$
312
  
$
  
$
100
  
$
2,033
  
$
2,445
  
$
5,160,677
  
$
5,163,122
 
C&I
  
$
50
  
$
49
  
$
  
$
309
  
$
408
  
$
229,096
  
$
229,504
 
Consumer
  
$
12
  
$
1
  
$
  
$
3
  
$
16
  
$
1,176
  
$
1,192
 

(1)
Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2018.
Troubled Debt Restructurings on Financing Receivables
The following table summarizes outstanding TDRs by underlying collateral types as of the dates indicated:

  
As of March 31, 2019
  
As of December 31, 2018
 
  
No. of
Loans
  
Balance
  
No. of
Loans
  
Balance
 
One-to-four family residential, including condominium and cooperative apartment
  
1
  
$
12
   
1
  
$
14
 
Multifamily residential and residential mixed-use
  
2
   
261
   
2
   
271
 
Commercial real estate and commercial mixed-use
  
1
   
4,061
   
1
   
4,084
 
Total real estate
  
4
  
$
4,334
   
4
  
$
4,369