CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
ASSETS:
Cash and due from banks	$ 143,473	$ 147,256
Total cash and cash equivalents	143,473	147,256
Securities available-for-sale, at fair value	511,623	502,885
Marketable equity securities, at fair value	5,912	5,667
Loans:
Real estate	5,238,882	5,163,122
Commercial and industrial ("C&I") loans	266,415	229,504
Other loans	1,139	1,192
Less allowance for loan losses	(21,941)	(21,782)
Total loans, net	5,484,495	5,372,036
Premises and fixed assets, net	23,708	24,713
Loans held for sale	682	1,097
Federal Home Loan Bank of New York ("FHLBNY") capital stock	55,840	57,551
Bank Owned Life Insurance ("BOLI")	112,121	111,427
Goodwill	55,638	55,638
Operating lease assets	40,401	0
Other assets	41,408	42,308
Total Assets	6,475,301	6,320,578
Due to depositors:
Interest-bearing deposits	3,990,147	3,961,277
Non-interest-bearing deposits	417,475	395,477
Total depositors	4,407,622	4,356,754
Escrow and other deposits	137,116	85,234
FHLBNY advances	1,087,325	1,125,350
Subordinated debt, net	113,796	113,759
Other borrowings	45,000	0
Operating lease liabilities	46,868	0
Other liabilities	31,300	37,400
Total Liabilities	5,869,027	5,718,497
Stockholders' Equity:
Preferred stock ($0.01 par, 9,000,000 shares authorized, none issued or outstanding at March 31, 2019 and December 31, 2018)	0	0
Common stock ($0.01 par, 125,000,000 shares authorized, 53,690,825 shares and 53,690,825 shares issued at March 31, 2019 and December 31, 2018, respectively, and 36,020,112 shares and 36,081,455 shares outstanding at March 31, 2019 and December 31, 2018, respectively)	537	537
Additional paid-in capital	278,358	277,512
Retained earnings	572,175	565,713
Accumulated other comprehensive loss, net of deferred taxes	(5,232)	(6,500)
Unearned Restricted Stock Award common stock	(6,068)	(3,623)
Common stock held by Benefit Maintenance Plan ("BMP")	(1,509)	(1,509)
Treasury stock, at cost (17,670,713 shares and 17,609,370 shares at March 31, 2019 and December 31, 2018, respectively)	(231,987)	(230,049)
Total Stockholders' Equity	606,274	602,081
Total Liabilities and Stockholders' Equity	$ 6,475,301	$ 6,320,578