COMMITMENTS AND CONTINGENCIES (Tables)

12 Months Ended

Dec. 31, 2018

COMMITMENTS AND CONTINGENCIES [Abstract]

Financial Instruments with Off-Balance Sheet Risk

The contractual amounts of financial instruments with off-balance sheet risk at year-end were as follows:

	2018				2017
	Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
Available lines of credit	$	—	$	102,110	$	—	$	73,315
Other loan commitments		16,450		133,608		1,000		47,181
Stand-by letters of credit		1,968		—		927		—

Aggregate Minimum Annual Rental Commitments on Operating Leases

At December 31, 2018, aggregate minimum annual rental commitments on operating leases were as follows:

	Amount
2019	$	6,960
2020		6,869
2021		6,789
2022		6,490
2023		5,516
Thereafter		23,853
Total	$	56,477