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ALLOWANCE FOR LOAN LOSSES (Tables)
 12 Months Ended
Dec. 31, 2018
ALLOWANCE FOR LOAN LOSSES [Abstract]  
Allowance for Credit Losses for Impairment by Financing Receivables Class
The following table presents data regarding the allowance for loan losses activity for the periods indicated:

  
Real Estate Loans
       
  
One-to-Four
Family
Residential,
Including
Condominium
and
Cooperative
Apartment
  
Multifamily
Residential
and
Residential
Mixed-Use
  
Commercial
Real Estate
and
Commercial
Mixed-Use
  
ADC
  
Total Real
Estate
   
C&I

 
Consumer
Loans
 
Beginning balance as of January 1, 2016
 
$
263
  
$
14,118
  
$
4,113
  
$
—
  
$
18,494
  
$
—
  
$
20
 
Provision (credit) for loan losses
  
(48
)
  
2,473
   
(308
)
  
—
   
2,117
   
—
   
1
 
Charge-offs
  
(79
)
  
(92
)
  
(12
)
  
—
   
(183
)
  
—
   
(3
)
Recoveries
  
9
   
56
   
23
   
—
   
88
   
—
   
2
 
Ending balance as of December 31, 2016
 
$
145
  
$
16,555
  
$
3,816
  
$
—
  
$
20,516
  
$
—
  
$
20
 
                             
Provision (credit) for loan losses
  
(28
)
  
(1,313
)
  
(285
)
  
123
   
(1,503
)
  
2,021
   
2
 
Charge-offs
  
(16
)
  
(104
)
  
—
   
—
   
(120
)
  
—
   
(4
)
Recoveries
  
15
   
81
   
4
   
—
   
100
   
—
   
1
 
Ending balance as of December 31, 2017
 
$
116
  
$
15,219
  
$
3,535
  
$
123
  
$
18,993
   
2,021
   
19
 
                             
Provision (credit) for loan losses
  
239
   
(1,773
)
  
246
   
274
   
(1,014
)
  
3,254
   
4
 
Charge-offs
  
(169
)
  
(1
)
  
(7
)
  
—
   
(177
)
  
(1,329
)
  
(5
)
Recoveries
  
12
   
1
   
3
   
—
   
16
   
—
   
—
 
Ending balance as of December 31, 2018
 
$
198
  
$
13,446
  
$
3,777
  
$
397
  
$
17,818
  
$
3,946
  
$
18
 

The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of the periods indicated:

  
At or for the Year Ended December 31, 2018
 
  
Real Estate Loans
       
  
One-to-Four
Family
Residential,
Including
Condominium
and
Cooperative
Apartment
  
Multifamily
Residential
and
Residential
Mixed-Use
  
Commercial
Real Estate
and
Commercial
Mixed-Use
  
ADC
  
Total Real
Estate
   
C&I

 
Consumer
Loans
 
Allowance for loan losses:
                      
Ending allowance balance:
                      
Individually evaluated for impairment
 
$
—
  
$
—
  
$
—
  
$
—
  
$
—
  
$
230
  
$
—
 
Collectively evaluated for impairment
  
198
   
13,446
   
3,777
   
397
   
17,818
   
3,716
   
18
 
Total ending allowance balance
 
$
198
  
$
13,446
  
$
3,777
  
$
397
  
$
17,818
  
$
3,946
  
$
18
 
                             
Loans:
                            
Individually evaluated for impairment
 
$
14
  
$
551
  
$
5,125
  
$
—
  
$
5,690
  
$
309
  
$
—
 
Collectively evaluated for impairment
  
96,833
   
3,866,237
   
1,164,960
   
29,402
   
5,157,432
   
229,195
   
1,192
 
Total ending loans balance
 
$
96,847
  
$
3,866,788
  
$
1,170,085
  
$
29,402
  
$
5,163,122
  
$
229,504
  
$
1,192
 

  
At or for the Year Ended December 31, 2017
 
  
Real Estate Loans
       
  
One-to-Four
Family
Residential,
Including
Condominium
and
Cooperative
Apartment
  
Multifamily
Residential
and
Residential
Mixed-Use
  
Commercial
Real Estate
and
Commercial
Mixed-Use
  
ADC
  
Total Real
Estate
   
C&I

 
Consumer Loans
 
Allowance for loan losses:
                      
Ending allowance balance:
                      
Individually evaluated for impairment
 
$
—
  
$
—
  
$
—
  
$
—
  
$
—
  
$
—
  
$
—
 
Collectively evaluated for impairment
  
116
   
15,219
   
3,535
   
123
   
18,993
   
2,021
   
19
 
Total ending allowance balance
 
$
116
  
$
15,219
  
$
3,535
  
$
123
  
$
18,993
  
$
2,021
  
$
19
 
                             
Loans:
                            
Individually evaluated for impairment
 
$
22
  
$
619
  
$
7,563
  
$
—
  
$
8,204
  
$
—
  
$
—
 
Collectively evaluated for impairment
  
63,073
   
4,380,561
   
1,003,040
   
9,189
   
5,455,863
   
136,671
   
1,379
 
Total ending loans balance
 
$
63,095
  
$
4,381,180
  
$
1,010,603
  
$
9,189
  
$
5,464,067
  
$
136,671
  
$
1,379
 
Impaired Real Estate Loans
The following tables summarize impaired loans with no related allowance recorded and with related allowance recorded as of the periods indicated (by collateral type within the real estate loan segment):

   
For the Year Ended December 31, 2018
  
For the Year Ended December 31, 2017
 
   
Unpaid
Principal
Balance
  
Recorded
Investment(1)
  
Related
Allowance
  
Unpaid
Principal
Balance
  
Recorded
Investment(1)
  
Related
Allowance
 
                    
With no related allowance recorded:
                   
One-to-four Family Residential, Including Condominium and Cooperative Apartment
  
$
14
  
$
14
  
$
—
  
$
22
  
$
22
  
$
—
 
Multifamily Residential and Residential Mixed-Use
   
551
   
551
   
—
   
619
   
619
   
—
 
Commercial Real Estate and Commercial Mixed-Use
   
5,125
   
5,125
   
—
   
7,563
   
7,563
   
—
 
Total with no related allowance recorded
   
5,690
   
5,690
   
—
   
8,204
   
8,204
   
—
 
                          
With related allowance recorded:
                         
C&I

  
309
   
309
   
230
   
—
   
—
   
—
 
Total with related allowance recorded
   
309
   
309
   
230
   
—
   
—
   
—
 
Total
  
$
5,999
  
$
5,999
  
$
230
  
$
8,204
  
$
8,204
  
$
—
 

(1) The recorded investment excludes accrued interest receivable and loan origination fees, net, due to immateriality.

The following table presents information for impaired loans for the periods indicated:

   
For the Year Ended
December 31, 2018
  
For the Year Ended
December 31, 2017
  
For the Year Ended
December 31, 2016
 
   
Average
Recorded
Investment(1)
  
Interest
Income
Recognized(2)
  
Average
Recorded
Investment(1)
  
Interest
Income
Recognized(2)
  
Average
Recorded
Investment(1)
  
Interest
Income
Recognized(2)
 
                    
With no related allowance recorded:
                   
One-to-four Family Residential, Including Condominium and Cooperative Apartment
  
$
18
  
$
—
  
$
325
  
$
30
  
$
443
  
$
53
 
Multifamily Residential and Residential Mixed-Use
   
824
   
53
   
2,222
   
85
   
2,515
   
183
 
Commercial Real Estate and Commercial Mixed-Use
   
6,150
   
349
   
7,815
   
307
   
7,905
   
312
 
Total with no related allowance recorded
   
6,992
   
402
   
10,362
   
422
   
10,863
   
548
 
                          
With related allowance recorded:
                         
C&I


 
298
   
3
   
—
   
—
   
—
   
—
 
Total with related allowance recorded
   
298
   
3
   
—
   
—
   
—
   
—
 
Ending balance
  
$
7,290
  
$
405
  
$
10,362
  
$
422
  
$
10,863
  
$
548
 

(1)
The recorded investment excludes accrued interest receivable and loan origination fees, net, due to immateriality.
(2)
Cash basis interest and interest income recognized on accrual basis approximate each other.