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LOANS RECEIVABLE AND CREDIT QUALITY (Tables)
12 Months Ended
Dec. 31, 2018
LOANS RECEIVABLE AND CREDIT QUALITY [Abstract]  
Credit Risk Profile of the Real Estate Loans
The following is a summary of the credit risk profile of real estate loans (including deferred costs) by internally assigned grade as of the dates indicated:

   
Balance at December 31, 2018
 
   
Pass
  
Special
Mention
  
Substandard
  
Doubtful
  
Total
 
Real Estate:
                
One-to-four family residential, including condominium and cooperative apartment
  
$
95,782
  
$
  
$
1,065
  
$
  
$
96,847
 
Multifamily residential and residential mixed-use
   
3,869,643
   
32,682
   
4,463
   
   
3,866,788
 
Commercial real estate and commercial mixed-use
   
1,162,429
   1,209
   
6,447
   
   
1,170,085
 
ADC
   
29,402
   
   
   
   
29,402
 
Total real estate
   
5,117,256
   
33,891
   
11,975
   
   
5,163,122
 
C&I

  
228,924
   
   
580
   
   
229,504
 
Total Real Estate and C&I
  
$
5,356,180
  
$
33,891
  
$
12,555
  
$
  
$
5,392,626
 

   
Balance at December 31, 2017
 
   
Pass
  
Special
Mention
  
Substandard
  
Doubtful
  
Total
 
Real Estate:
                
One-to-four family residential, including condominium and cooperative apartment
  
$
62,042
  
$
178
  
$
875
  
$
  
$
63,095
 
Multifamily residential and residential mixed-use
   
4,374,388
   
6,326
   
466
   
   
4,381,180
 
Commercial real estate and commercial mixed-use
   
999,095
   
1,897
   
9,611
   
   
1,010,603
 
ADC
   
9,189
   
   
   
   
9,189
 
Total real estate
   
5,444,714
   
8,401
   
10,952
   
   
5,464,067
 
C&I

  
136,671
   
   
   
   
136,671
 
Total Real Estate and C&I
  
$
5,581,385
  
$
8,401
  
$
10,952
  
$
  
$
5,600,738
 
 
The following is a summary of the credit risk profile of consumer loans by internally assigned grade:

  
At December 31,
 
  
2018
  
2017
 
Performing
 
$
1,189
  
$
1,375
 
Non-accrual
  
3
   
4
 
Total
 
$
1,192
  
$
1,379
 
Past Due Financing Receivables
The following is a summary of the past due status of the Company's investment in loans (excluding accrued interest) as of the dates indicated:

      
At December 31, 2018
 
   
30 to 59
Days
Past Due
  
60 to 89
Days
Past Due
  
Accruing
Loans
90 Days
or More
Past Due
  
Non-
accrual (1)
  
Total
Past Due
  
Current
  
Total
Loans
 
Real Estate:
                      
One-to-four family residential, including condominium and cooperative apartment
  
$
312
  
$
  
$
  
$
712
  
$
1,024
  
$
95,823
  
$
96,847
 
Multifamily residential and residential mixed-use
   
   
   
100
   
280
   
380
   
3,866,408
   
3,866,788
 
Commercial real estate and commercial mixed-use
   
   
   
   
1,041
   
1,041
   
1,169,044
   
1,170,085
 
ADC
   
   
   
   
   
   
29,402
   
29,402
 
Total real estate
  
$
312
  
$
  
$
100
  
$
2,033
  
$
2,445
  
$
5,160,677
  
$
5,163,122
 
C&I

 
$
50
  
$
49
  
$
  
$
309
  
$
408
  
$
229,096
  
$
229,504
 
Consumer
  
$
12
  
$
1
  
$
  
$
3
  
$
16
  
$
1,176
  
$
1,192
 

(1)
Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2018.

 

At December 31, 2017
 
   
30 to 59
Days
Past Due
  
60 to 89
Days
Past Due
  
Accruing
Loans
90 Days
or More
Past Due
  
Non-
accrual (1)
  
Total
Past Due
  
Current
  
Total
Loans
 
Real Estate:
                      
One-to-four family residential, including condominium and cooperative apartment
  
$
10
  
$
23
  
$
6,397
  
$
436
  
$
6,866
  
$
56,229
  
$
63,095
 
Multifamily residential and residential mixed-use
   
   
   
1,669
   
   
1,669
   
4,379,511
   
4,381,180
 
Commercial real estate and commercial mixed-use
   
   
   
11,869
   
93
   
11,962
   
998,641
   
1,010,603
 
ADC
   
   
   
   
   
   
9,189
   
9,189
 
Total real estate
  
$
10
  
$
23
  
$
19,935
  
$
529
  
$
20,497
  
$
5,443,570
  
$
5,464,067
 
C&I

 
$
  
$
  
$
  
$
  
$
  
$
136,671
  
$
136,671
 
Consumer
  
$
4
  
$
  
$
  
$
4
  
$
8
  
$
1,371
  
$
1,379
 

(1)
Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2017.
Troubled Debt Restructurings on Financing Receivables
The following table summarizes outstanding TDRs by underlying collateral type as of the dates indicated:

  
As of December 31, 2018
  
As of December 31, 2017
 
  
No. of
Loans
  
Balance
  
No. of
Loans
  
Balance
 
One-to-four family residential, including condominium and cooperative apartment
  
1
  
$
14
   
1
  
$
22
 
Multifamily residential and residential mixed-use
  
2
   
271
   
3
   
619
 
Commercial real estate and commercial mixed-use
  
1
   
4,084
   
2
   
7,470
 
Total real estate
  
4
  
$
4,369
   
6
  
$
8,111