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ALLOWANCE FOR LOAN LOSSES (Tables)
6 Months Ended
Jun. 30, 2018
ALLOWANCE FOR LOAN LOSSES [Abstract]  
Allowance for Credit Losses for Impairment by Financing Receivables Class
The following tables present data regarding the allowance for loan losses activity for the periods indicated:

  At or for the Three Months Ended June 30, 2018 
  Real Estate Loans        
  
One- to Four Family
Residential, Including
Condominium and
Cooperative
Apartment
  
Multifamily
Residential
and
Residential
Mixed-Use
  
Commercial
Mixed-Use
Real Estate
  
Commercial
Real Estate
  
ADC
  
Total
Real
Estate
   
C&I

 
Consumer
Loans
 
Beginning balance
 
$
102
  
$
14,996
  
$
1,390
  
$
2,128
  
$
126
  
$
18,742
  
$
2,445
  
$
17
 
Provision (credit) for loan losses
  
173
   
(697
)
  
(6
)
  
157
   
15
   
(358
)
  
1,471
   
 
Charge-offs
  
(153
)
  
   
(2
)
  
   
   
(155
)
  
(1,179
)
  
 
Recoveries
  
1
   
   
   
   
   
1
   
   
 
Ending balance
 
$
123
  
$
14,299
  
$
1,382
  
$
2,285
  
$
141
  
$
18,230
  
$
2,737
  
$
17
 

  At or for the Three Months Ended June 30, 2017 
  Real Estate Loans        
  
One- to Four Family
Residential, Including
Condominium and
Cooperative
Apartment
  
Multifamily
Residential
and
Residential
Mixed-Use
  
Commercial
Mixed-Use
Real Estate
  
Commercial
Real Estate
  
ADC
  
Total
Real
Estate
   
C&I

 
Consumer
Loans
 
Beginning balance
 
$
129
  
$
16,665
  
$
1,589
  
$
2,099
  
$
  
$
20,482
  
$
453
  
$
19
 
Provision (credit) for loan losses
  
(19
)
  
730
   
(178
)
  
(65
)
  
6
   
474
   
570
   
3
 
Charge-offs
  
   
(23
)
  
   
   
   
(23
)
  
   
(5
)
Recoveries
  
12
   
   
   
   
   
12
   
   
 
Ending balance
 
$
122
  
$
17,372
  
$
1,411
  
$
2,034
  
$
6
  
$
20,945
  
$
1,023
  
$
17
 

  At or for the Six Months Ended June 30, 2018 
  Real Estate Loans               
  
One-to-Four
Family
Residential,
Including
Condominium and
Cooperative
Apartment
  
Multifamily
Residential
and
Residential
Mixed-Use
  
Commercial
Mixed-Use
Real Estate
  
Commercial
Real Estate
  
ADC
  
Total
Real Estate
   
C&I

 
Consumer
Loans
 
Beginning balance
 
$
116
  
$
15,219
  
$
1,388
  
$
2,147
  
$
123
  
$
18,993
  
$
2,021
  
$
19
 
Provision (credit) for loan losses
  
173
   
(920
)
  
   
138
   
18
   
(591
)
  
1,895
   
2
 
Charge-offs
  
(168
)
  
   
(6
)
  
   
   
(174
)
  
(1,179
)
  
(4
)
Recoveries
  
2
   
   
   
   
   
2
   
   
 
Ending balance
 
$
123
  
$
14,299
  
$
1,382
  
$
2,285
  
$
141
  
$
18,230
  
$
2,737
  
$
17
 

  At or for the Six Months Ended June 30, 2017 
  Real Estate Loans        
  
One-to-Four
Family
Residential,
Including
Condominium and
Cooperative
Apartment
  
Multifamily
Residential
and Residential
Mixed-Use
  
Commercial
Mixed-Use
Real Estate
  
Commercial
Real Estate
  
ADC
  
Total
Real Estate
   
C&I

 
Consumer
Loans
 
Beginning balance
 
$
145
  
$
16,555
  
$
1,698
  
$
2,118
  
$
  
$
20,516
  
$
  
$
20
 
Provision (credit) for loan losses
  
(23
)
  
864
   
(291
)
  
(84
)
  
6
   
472
   
1,023
   
2
 
Charge-offs
  
(13
)
  
(92
)
  
   
   
   
(105
)
  
   
(5
)
Recoveries
  
13
   
45
   
4
   
   
   
62
   
   
 
Ending balance
 
$
122
  
$
17,372
  
$
1,411
  
$
2,034
  
$
6
  
$
20,945
  
$
1,023
  
$
17
 

The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment evaluation method as of the dates indicated:

  
At June 30, 2018
 
  
Real Estate Loans
       
  
One-to-Four Family
Residential,
Including
Condominium and
Cooperative
Apartment
  
Multifamily
Residential
and
Residential
Mixed-Use
  
Commercial
Mixed-Use
Real Estate
  
Commercial
Real Estate
  
ADC
  
Total
Real
Estate
   
C&I

 
Consumer
Loans
 
Allowance for loan losses:
                         
Individually evaluated for impairment
 
$
  
$
  
$
  
$
  
$
  
$
  
$
  
$
 
Collectively evaluated for impairment
  
123
   
14,299
   
1,382
   
2,285
   
141
   
18,230
   
2,737
   
17
 
Total ending allowance balance
 
$
123
  
$
14,299
  
$
1,382
  
$
2,285
  
$
141
  
$
18,230
  
$
2,737
  
$
17
 
                                 
Loans:
                                
Individually evaluated for impairment
 
$
18
  
$
597
  
$
4,219
  
$
1,158
  
$
  
$
5,992
  
$
  
$
 
Collectively evaluated for impairment
  
60,141
   
4,105,497
   
374,554
   
673,651
   
10,526
   
5,224,369
   
172,522
   
1,477
 
Total ending loans balance
 
$
60,159
  
$
4,106,094
  
$
378,773
  
$
674,809
  
$
10,526
  
$
5,230,361
  
$
172,522
  
$
1,477
 

  
At December 31, 2017
 
  
Real Estate Loans
       
  
One-to-Four Family
Residential,
Including
Condominium and
Cooperative
Apartment
  
Multifamily
Residential
and
Residential
Mixed-Use
  
Commercial
Mixed-Use
Real Estate
  
Commercial
Real Estate
  
ADC
  
Total
Real
Estate
   
C&I

 
Consumer
Loans
 
Allowance for loan losses:
                         
Individually evaluated for impairment
 
$
  
$
  
$
  
$
  
$
  
$
  
$
  
$
 
Collectively evaluated for impairment
  
116
   
15,219
   
1,388
   
2,147
   
123
   
18,993
   
2,021
   
19
 
Total ending allowance balance
 
$
116
  
$
15,219
  
$
1,388
  
$
2,147
  
$
123
  
$
18,993
  
$
2,021
  
$
19
 
                                 
Loans:
                                
Individually evaluated for impairment
 
$
22
  
$
619
  
$
4,267
  
$
3,296
  
$
  
$
8,204
  
$
  
$
 
Collectively evaluated for impairment
  
63,073
   
4,380,561
   
397,288
   
605,752
   
9,189
   
5,455,863
   
136,671
   
1,379
 
Total ending loans balance
 
$
63,095
  
$
4,381,180
  
$
401,555
  
$
609,048
  
$
9,189
  
$
5,464,067
  
$
136,671
  
$
1,379
 
Impaired Real Estate Loans
The following table summarizes impaired loans with no related allowance recorded as of the dates indicated (by collateral type within the real estate loan segment):

  
At June 30, 2018
  
At December 31, 2017
 
  
Unpaid
Principal
Balance
  
Recorded
Investment (1)
  
Related
Allowance
  
Unpaid
Principal
Balance
  
Recorded
Investment (1)
  
Related
Allowance
 
                   
With no related allowance recorded:
                  
One-to-four family residential, including condominium and cooperative apartment
 
$
18
  
$
18
  
$
  
$
22
  
$
22
  
$
 
Multifamily residential and residential mixed-use
  
597
   
597
   
   
619
   
619
   
 
Commercial mixed-use real estate
  
4,219
   
4,219
   
   
4,267
   
4,267
   
 
Commercial real estate
  
1,158
   
1,158
   
   
3,296
   
3,296
   
 
Total with no related allowance recorded
 
$
5,992
  
$
5,992
  
$
  
$
8,204
  
$
8,204
  
$
 

(1)
The recorded investment excludes accrued interest receivable and loan origination fees, net, due to immateriality.

The following table presents information for impaired loans for the periods indicated:

  
Three Months Ended
June 30, 2018
  
Three Months Ended
June 30, 2017
 
  
Average
Recorded
Investment (1)
  
Interest
Income
Recognized
  
Average
Recorded
Investment (1)
  
Interest
Income
Recognized
 
             
With no related allowance recorded:
            
One-to-four family residential, including condominium and cooperative apartment
 
$
19
  
$
  
$
400
  
$
7
 
Multifamily residential and residential mixed-use
  
601
   
8
   
3,264
   
16
 
Commercial mixed-use real estate
  
4,230
   
58
   
4,527
   
43
 
Commercial real estate
  
2,220
   
35
   
3,338
   
33
 
Total with no related allowance recorded
  
7,070
   
101
   
11,529
   
99
 
                 
With an allowance recorded:
                
C&I
  
589
   
   
   
 
Total
 
$
7,659
  
$
101
  
$
11,529
  
$
99
 

(1)
The recorded investment excludes accrued interest receivable and loan origination fees, net, due to immateriality.

The following table presents information for impaired loans for the periods indicated:

  
Six Months Ended
June 30, 2018
  
Six Months Ended
June 30, 2017
 
  
Average
Recorded
Investment (1)
  
Interest
Income
Recognized
  
Average
Recorded
Investment (1)
  
Interest
Income
Recognized
 
             
With no related allowance recorded:
            
One-to-four family residential, including condominium and cooperative apartment
 
$
20
  
$
  
$
402
  
$
14
 
Multifamily residential and residential mixed-use
  
607
   
20
   
3,287
   
62
 
Commercial mixed-use real estate
  
4,243
   
85
   
4,622
   
88
 
Commercial real estate
  
2,578
   
84
   
3,347
   
67
 
Total with no related allowance recorded
  
7,448
   
189
   
11,658
   
231
 
                 
With an allowance recorded:
                
C&I
  
393
   
   
   
 
Total
 
$
7,841
  
$
189
  
$
11,658
  
$
231
 

(1)
The recorded investment excludes accrued interest receivable and loan origination fees, net, due to immateriality.