LOANS RECEIVABLE AND CREDIT QUALITY (Tables)

6 Months Ended

Jun. 30, 2018

LOANS RECEIVABLE AND CREDIT QUALITY [Abstract]

Credit Risk Profile of the Real Estate Loans

The following is a summary of the credit risk profile of real estate and C&I loans (including deferred costs) by internally assigned grade as of the dates indicated:

	Balance at June 30, 2018
	Pass		Special Mention		Substandard		Doubtful		Total
Real Estate:
One-to-four family residential, including condominium and cooperative apartment	$	59,478	$	—	$	681	$	—	$	60,159
Multifamily residential and residential mixed-use		4,102,310		824		2,960		—		4,106,094
Commercial mixed-use real estate		373,219		1,336		4,218		—		378,773
Commercial real estate		673,150		501		1,158		—		674,809
ADC		10,526		—		—		—		10,526
Total real estate		5,218,683		2,661		9,017		—		5,230,361
C&I		172,522		—		—		—		172,522
Total Real Estate and C&I	$	5,391,205	$	2,661	$	9,017	$	—	$	5,402,883

	Balance at December 31, 2017
	Pass		Special Mention		Substandard		Doubtful		Total
Real Estate:
One-to-four family residential, including condominium and cooperative apartment	$	62,042	$	178	$	875	$	—	$	63,095
Multifamily residential and residential mixed-use		4,374,388		6,326		466		—		4,381,180
Commercial mixed-use real estate		396,647		—		4,908		—		401,555
Commercial real estate		602,448		1,897		4,703		—		609,048
ADC		9,189		—		—		—		9,189
Total real estate		5,444,714		8,401		10,952		—		5,464,067
C&I		136,671		—		—		—		136,671
Total Real Estate and C&I	$	5,581,385	$	8,401	$	10,952	$	—	$	5,600,738

The following is a summary of the credit risk profile of consumer loans by internally assigned grade:

Grade	June 30, 2018		December 31, 2017
Performing	$	1,471	$	1,375
Non-accrual		6		4
Total	$	1,477	$	1,379

Past Due Financing Receivables

The following is a breakdown of the past due status of the Company’s investment in loans (excluding accrued interest) as of the dates indicated:

	At June 30, 2018
	30 to 59 Days Past Due		60 to 89 Days Past Due		Loans 90 Days or More Past Due and Still Accruing Interest		Non- accrual (1)		Total Past Due		Current		Total Loans
Real Estate:
One-to-four family residential, including condominium and cooperative apartment	$	291	$	449	$	150	$	306	$	1,196	$	58,963	$	60,159
Multifamily residential and residential mixed-use		—		—		1,477		—		1,477		4,104,617		4,106,094
Commercial mixed-use real estate		—		—		491		89		580		378,193		378,773
Commercial real estate		—		—		2,755		1,158		3,913		670,896		674,809
ADC		—		—		—		—		—		10,526		10,526
Total real estate	$	291	$	449	$	4,873	$	1,553	$	7,166	$	5,223,195	$	5,230,361
C&I	$	—	$	—	$	—	$	—	$	—	$	172,522	$	172,522
Consumer	$	4	$	1	$	—	$	1	$	6	$	1,471	$	1,477

(1) Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of June 30, 2018.

	At December 31, 2017
	30 to 59 Days Past Due		60 to 89 Days Past Due		Loans 90 Days or More Past Due and Still Accruing Interest		Non- accrual (1)		Total Past Due		Current		Total Loans
Real Estate:
One-to-four family residential, including condominium and cooperative apartment	$	10	$	23	$	6,397	$	436	$	6,866	$	56,229	$	63,095
Multifamily residential and residential mixed-use		—		—		1,669		—		1,669		4,379,511		4,381,180
Commercial mixed-use real estate		—		—		520		93		613		400,942		401,555
Commercial real estate		—		—		11,349		—		11,349		597,699		609,048
ADC		—		—		—		—		—		9,189		9,189
Total real estate	$	10	$	23	$	19,935	$	529	$	20,497	$	5,443,570	$	5,464,067
C&I	$	—	$	—	$	—	$	—	$	—	$	136,671	$	136,671
Consumer	$	4	$	—	$	—	$	4	$	8	$	1,371	$	1,379

(1) Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2017.

Troubled Debt Restructurings on Financing Receivables

The following table summarizes outstanding TDRs by underlying collateral types as of the dates indicated:

	As of June 30, 2018				As of December 31, 2017
	No. of Loans		Balance		No. of Loans		Balance
One-to-four family residential, including condominium and cooperative apartment		1	$	18		1	$	22
Multifamily residential and residential mixed-use		3		597		3		619
Commercial mixed-use real estate		1		4,130		1		4,174
Commercial real estate		—		—		1		3,296
Total real estate		5	$	4,745		6	$	8,111