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LOANS RECEIVABLE AND CREDIT QUALITY (Tables)
 3 Months Ended
Mar. 31, 2018
LOANS RECEIVABLE AND CREDIT QUALITY [Abstract]  
Summary of the Credit Risk Profile of the Real Estate Loans
The following is a summary of the credit risk profile of real estate and C&I loans (including deferred costs) by internally assigned grade as of the dates indicated:

  
Balance at March 31, 2018
 
  
Pass
  
Special
Mention
  
Substandard
  
Doubtful
  
Total
 
Real Estate:
               
One-to-four family residential, including condominium and cooperative apartment
 
$
61,586
  
$
176
  
$
834
  
$
-
  
$
62,596
 
Multifamily residential and residential mixed-use
  
4,275,143
   
2,409
   
3,399
   
-
   
4,280,951
 
Commercial mixed-use real estate
  
396,584
   
1,343
   
4,242
   
-
   
402,169
 
Commercial real estate
  
598,871
   
1,879
   
4,676
   
-
   
605,426
 
ADC
  
9,413
   
-
   
-
   
-
   
9,413
 
Total real estate
  
5,341,597
   
5,807
   
13,151
   
-
   
5,360,555
 
C&I
  
144,639
   
-
   
1,179
   
-
   
145,818
 
Total Real Estate and C&I
 
$
5,486,236
  
$
5,807
  
$
14,330
  
$
-
  
$
5,506,373
 

  
Balance at December 31, 2017
 
  
Pass
  
Special
Mention
  
Substandard
  
Doubtful
  
Total
 
Real Estate:
               
One-to-four family residential, including condominium and cooperative apartment
 
$
62,042
  
$
178
  
$
875
  
$
-
  
$
63,095
 
Multifamily residential and residential mixed-use
  
4,374,388
   
6,326
   
466
   
-
   
4,381,180
 
Commercial mixed-use real estate
  
396,647
   
-
   
4,908
   
-
   
401,555
 
Commercial real estate
  
602,448
   
1,897
   
4,703
   
-
   
609,048
 
ADC
  
9,189
   
-
   
-
   
-
   
9,189
 
Total real estate
  
5,444,714
   
8,401
   
10,952
   
-
   
5,464,067
 
C&I
  
136,671
   
-
   
-
   
-
   
136,671
 
Total Real Estate and C&I
 
$
5,581,385
  
$
8,401
  
$
10,952
  
$
-
  
$
5,600,738
 

The following is a summary of the credit risk profile of consumer loans by internally assigned grade:

Grade
 
Balance at
March 31,
2018
  
Balance at
December 31,
2017
 
Performing
 
$
1,052
  
$
1,375
 
Non-accrual
  
1
   
4
 
Total
 
$
1,053
  
$
1,379
 
Past Due Financing Receivables
The following is a breakdown of the past due status of the Company's investment in loans (excluding accrued interest) as of the dates indicated:

  
At March 31, 2018
 
  
30 to 59 Days
Past Due
  
60 to 89 Days
Past Due
  
Loans 90
Days or More
Past Due and
Still Accruing
 Interest
  
Non-accrual (1)
  
Total Past
Due
  
Current
  
Total Loans
 
Real Estate:
                     
One-to-four family residential, including condominium and cooperative apartment
 
$
-
  
$
9
  
$
6,150
  
$
449
  
$
6,608
  
$
55,988
  
$
62,596
 
Multifamily residential and residential mixed-use
  
2,946
   
-
   
2,625
   
-
   
5,571
   
4,275,380
   
4,280,951
 
Commercial mixed-use real estate
  
-
   
-
   
669
   
90
   
759
   
401,410
   
402,169
 
Commercial real estate
  
-
   
-
   
4,372
   
-
   
4,372
   
601,054
   
605,426
 
ADC
  
-
   
-
   
-
   
-
   
-
   
9,413
   
9,413
 
Total real estate
 
$
2,946
  
$
9
  
$
13,816
  
$
539
  
$
17,310
  
$
5,343,245
  
$
5,360,555
 
C&I
 
$
-
  
$
-
  
$
-
  
$
1,179
  
$
1,179
  
$
144,639
  
$
145,818
 
Consumer
 
$
1
  
$
1
  
$
-
  
$
1
  
$
3
  
$
1,050
  
$
1,053
 
 
(1)
Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of March 31, 2018.

  
At December 31, 2017
 
  
30 to 59
Days Past
Due
  
60 to 89 Days
Past Due
  
Accruing
Loans 90
Days or More
Past Due
  
Non-accrual (1)
  
Total Past
 Due
  
Current
  
Total Loans
 
Real Estate:
                     
One-to-four family residential, including condominium and cooperative apartment
 
$
10
  
$
23
  
$
6,397
  
$
436
  
$
6,866
  
$
56,229
  
$
63,095
 
Multifamily residential and residential mixed-use
  
-
   
-
   
1,669
   
-
   
1,669
   
4,379,511
   
4,381,180
 
Commercial mixed-use real estate
  
-
   
-
   
520
   
93
   
613
   
400,942
   
401,555
 
Commercial real estate
  
-
   
-
   
11,349
   
-
   
11,349
   
597,699
   
609,048
 
ADC
  
-
   
-
   
-
   
-
   
-
   
9,189
   
9,189
 
Total real estate
 
$
10
  
$
23
  
$
19,935
  
$
529
  
$
20,497
  
$
5,443,570
  
$
5,464,067
 
C&I
 
$
-
  
$
-
  
$
-
  
$
-
  
$
-
  
$
136,671
  
$
136,671
 
Consumer
 
$
4
  
$
-
  
$
-
  
$
4
  
$
8
  
$
1,371
  
$
1,379
 
 
(1)
Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2017.
Troubled Debt Restructurings on Financing Receivables
The following table summarizes outstanding TDRs by underlying collateral types as of the dates indicated:

  
As of March 31, 2018
  
As of December 31, 2017
 
  
No. of Loans
  
Balance
  
No. of Loans
  
Balance
 
One-to-four family residential, including condominium and cooperative apartment
  
1
  
$
20
   
1
  
$
22
 
Multifamily residential and residential mixed-use
  
3
   
604
   
3
   
619
 
Commercial mixed-use real estate
  
1
   
4,152
   
1
   
4,174
 
Commercial real estate
  
1
   
3,279
   
1
   
3,296
 
Total real estate
  
6
  
$
8,055
   
6
  
$
8,111