CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
ASSETS:
Cash and due from banks	$ 188,826	$ 169,455
Total cash and cash equivalents	188,826	169,455
Mortgage-backed securities ("MBS") available-for-sale, at fair value (See Note 7)	354,410	351,384
Marketable equity securities, at fair value	6,433	0
Investment securities available-for-sale, at fair value (Fully unencumbered)	0	4,006
Trading securities	0	2,715
Loans:
Real estate	5,360,555	5,464,067
Commercial and industrial ("C&I") loans	145,818	136,671
Other loans	1,053	1,379
Less allowance for loan losses	(21,204)	(21,033)
Total loans, net	5,486,222	5,581,084
Premises and fixed assets, net	25,276	24,326
Federal Home Loan Bank of New York ("FHLBNY") capital stock	52,514	59,696
Bank Owned Life Insurance ("BOLI")	109,257	108,545
Goodwill	55,638	55,638
Other assets	47,341	46,611
Total Assets	6,325,917	6,403,460
Due to depositors:
Interest-bearing deposits	4,105,370	4,095,701
Non-interest-bearing deposits	325,071	307,746
Total deposits	4,430,441	4,403,447
Escrow and other deposits	131,953	82,168
FHLBNY advances	1,010,400	1,170,000
Subordinated debt, net	113,649	113,612
Other liabilities	31,517	35,666
Total Liabilities	5,717,960	5,804,893
Stockholders' Equity:
Preferred stock ($0.01 par, 9,000,000 shares authorized, none issued or outstanding at March 31, 2018 and December 31, 2017)	0	0
Common stock ($0.01 par, 125,000,000 shares authorized, 53,653,224 shares and 53,624,453 shares issued at March 31, 2018 and December 31, 2017, respectively, and 37,484,270 shares and 37,419,070 shares outstanding at March 31, 2018 and December 31, 2017, respectively)	537	536
Additional paid-in capital	277,070	276,730
Retained earnings	544,762	535,130
Accumulated other comprehensive loss, net of deferred taxes	(4,037)	(3,641)
Unearned Restricted Stock Award common stock	(3,855)	(2,894)
Common stock held by Benefit Maintenance Plan ("BMP")	(2,196)	(2,736)
Treasury stock, at cost (16,168,954 shares and 16,205,383 shares at March 31, 2018 and December 31, 2017, respectively)	(204,324)	(204,558)
Total Stockholders' Equity	607,957	598,567
Total Liabilities and Stockholders' Equity	$ 6,325,917	$ 6,403,460