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ALLOWANCE FOR LOAN LOSSES (Tables)
 12 Months Ended
Dec. 31, 2017
ALLOWANCE FOR LOAN LOSSES [Abstract]  
Allowance for Credit Losses for Impairment by Financing Receivables Class
The following table presents data regarding the allowance for loan losses activity for the periods indicated:

     
Real Estate Loans
       
  
One-to-Four
Family Residential,
Including
Condominium and
Cooperative
Apartment
  
Multifamily
Residential and
Residential Mixed
Use
  
Commercial Mixed
Use
Real Estate
  
Commercial Real
Estate
  
ADC
  
Total Real
Estate
   
C&I
 
 
Consumer Loans
 
Beginning balance as of January 1, 2015
 
$
150
  
$
13,852
  
$
1,644
  
$
2,823
  
$
-
  
$
18,469
  
$
-
  
$
24
 
Provision (credit) for loan losses
  
222
   
309
   
21
   
(1,880
)
  
-
   
(1,328
)
  
-
   
(2
)
Charge-offs
  
(115
)
  
(48
)
  
(37
)
  
(7
)
  
-
   
(207
)
  
-
   
(2
)
Recoveries
  
6
   
5
   
24
   
1,525
   
-
   
1,560
   
-
   
-
 
Ending balance as of December 31, 2015
 
$
263
  
$
14,118
  
$
1,652
  
$
2,461
  
$
-
  
$
18,494
  
$
-
  
$
20
 
                                 
Provision (credit) for loan losses
  
(48
)
  
2,473
   
58
   
(366
)
  
-
   
2,117
   
-
   
1
 
Charge-offs
  
(79
)
  
(92
)
  
(12
)
  
-
   
-
   
(183
)
  
-
   
(3
)
Recoveries
  
9
   
56
   
-
   
23
   
-
   
88
   
-
   
2
 
Ending balance as of December 31, 2016
 
$
145
  
$
16,555
  
$
1,698
  
$
2,118
  
$
-
  
$
20,516
  $
-
  
$
20
 
                                 
Provision (credit) for loan losses
  
(28
)
  
(1,313
)
  
(314
)
  
29
   
123
   
(1,503
)
  
2,021
   
2
 
Charge-offs
  
(16
)
  
(104
)
  
-
   
-
   
-
   
(120
)
  
-
   
(4
)
Recoveries
  
15
   
81
   
4
   
-
   
-
   
100
   
-
   
1
 
Ending balance as of December 31, 2017
 
$
116
  
$
15,219
  
$
1,388
  
$
2,147
  
$
123
  
$
$18,993
  
$
2,021
  
$
19
 
 
The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of the periods indicated:

  
At or for the Year Ended December 31, 2017
 
     
Real Estate Loans
     
Consumer
Loans
 
  
One-to-Four
Family
Residential,
Including
Condominium
and
Cooperative
Apartment
  
Multifamily
Residential
and
Residential
Mixed-Use
  
Commercial
Mixed-Use
Real Estate
  
Commercial
Real Estate
  
ADC
  
Total Real
Estate
   
C&I
Allowance for loan losses:
                         
Ending allowance balance:
                         
Individually evaluated for impairment
 
$
-
  
$
-
  
$
-
  
$
-
  
$
-
  
$
-
  
$
-
  
$
-
 
Collectively evaluated for impairment
  
116
   
15,219
   
1,388
   
2,147
   
123
   
18,993
   
2,021
   
19
 
Total ending allowance balance
 
$
116
  
$
15,219
  
$
1,388
  
$
2,147
  
$
123
  
$
18,993
  
$
2,021
  
$
19
 
                                 
Loans:
                                
Individually evaluated for impairment
 
$
22
  
$
619
  
$
4,267
  
$
3,296
  
$
-
  
$
8,204
  
$
-
  
$
-
 
Collectively evaluated for impairment
  
63,073
   
4,380,561
   
397,288
   
605,752
   
9,189
   
5,455,863
   
136,671
   
1,379
 
Total ending loans balance
 
$
63,095
  
$
4,381,180
  
$
401,555
  
$
609,048
  
$
9,189
  
$
5,464,067
  
$
136,671
  
$
1,379
 

     
At or for the Year Ended December 31, 2016
 
     
Real Estate Loans
  
Consumer
Loans
 
  
One-to-Four Family
Residential,
Including
Condominium and
Cooperative
Apartment
  
Multifamily
Residential and
Residential
Mixed-Use
  
Commercial
Mixed-Use Real
Estate
  
Commercial
Real Estate
  
Total Real
Estate
    
Allowance for loan losses:
                  
Ending allowance balance:
                  
Individually evaluated for impairment
 
$
-
  
$
-
  
$
-
  
$
-
  
$
-
  
$
-
 
Collectively evaluated for impairment
  
145
   
16,555
   
1,698
   
2,118
   
20,516
   
20
 
Total ending allowance balance
 
$
145
  
$
16,555
  
$
1,698
  
$
2,118
  
$
20,516
  
$
20
 
Loans:
                        
Individually evaluated for impairment
 
$
407
  
$
3,333
   
4,810
  
$
3,363
  
$
11,913
  
$
-
 
Collectively evaluated for impairment
  
73,615
   
4,597,193
   
399,329
   
550,957
   
5,621,094
   
3,415
 
Total ending loans balance
 
$
74,022
  
$
4,600,526
  
$
404,139
  
$
554,320
  
$
5,633,007
  
$
3,415
 
Summary of Impaired Real Estate Loans
There were no impaired real estate loans with a related allowance recorded for the years ended December 31, 2017 or 2016. The following tables summarize impaired real estate loans with no related allowance recorded as of the periods indicated (by collateral type within the real estate loan segment):

  
For the Year Ended December 31, 2017
  
For the Year Ended December 31, 2016
 
  
Unpaid
Principal
Balance
  
Recorded
Investment(1)
  
Related
Allowance
  
Unpaid
Principal
Balance
  
Recorded
Investment(1)
  
Related
Allowance
 
                   
With no related allowance recorded:
                  
One-to-four Family Residential, Including Condominium and Cooperative Apartment
 
$
22
  
$
22
  
$
-
  
$
407
  
$
407
  
$
-
 
Multifamily Residential and Residential Mixed Use
  
619
   
619
   
-
   
3,333
   
3,333
   
-
 
Commercial Mixed Use Real Estate
  
4,267
   
4,267
   
-
   
4,810
   
4,810
   
-
 
Commercial Real Estate
  
3,296
   
3,296
   
-
   
3,363
   
3,363
   
-
 
Total with no related allowance recorded
 
$
8,204
  
$
8,204
  
$
-
  
$
11,913
  
$
11,913
  
$
-
 
(1) The recorded investment excludes accrued interest receivable and loan origination fees, net, due to immateriality.

The following table presents information for impaired loans for the periods indicated:

  
For the Year Ended
December 31, 2017
  
For the Year Ended
December 31, 2016
  
For the Year Ended
December 31, 2015
 
  
Average
Recorded
Investment(1)
  
Interest
Income
Recognized
  
Average
Recorded
Investment(1)
  
Interest
Income
Recognized
  
Average
Recorded
Investment(1)
  
Interest
Income
Recognized
 
                
With no related allowance recorded:
                  
One-to-four Family Residential, Including Condominium and Cooperative Apartment
 
$
325
  
$
30
  
$
443
  
$
53
  
$
601
  
$
44
 
Multifamily Residential and Residential Mixed Use
  
2,222
   
85
   
2,515
   
183
   
1,095
   
71
 
Commercial Mixed Use Real Estate
  
4,485
   
174
   
4,468
   
176
   
4,379
   
176
 
Commercial Real Estate
  
3,330
   
133
   
3,437
   
136
   
5,470
   
140
 
Total with no related allowance recorded
  
10,362
   
422
   
10,863
   
548
   
11,545
   
431
 
                         
With related allowance recorded:
                        
One- to Four Family Residential, Including Condominium and Cooperative Apartment
  
-
   
-
   
-
   
-
   
-
   
-
 
Multifamily Residential and Residential Mixed Use
  
-
   
-
   
-
   
-
   
-
   
-
 
Commercial Mixed Use Real Estate
  
-
   
-
   
-
   
-
   
-
   
-
 
Commercial Real Estate
  
-
   
-
   
-
   
-
   
1,100
   
97
 
Total with related allowance recorded
  
-
   
-
   
-
   
-
   
1,100
   
97
 
                         
Ending balance
 
$
10,362
  
$
422
  
$
10,863
  
$
548
  
$
12,645
  
$
528
 
 
(1)
The recorded investment excludes accrued interest receivable and loan origination fees, net, due to immateriality.