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LOANS RECEIVABLE AND CREDIT QUALITY (Tables)
 12 Months Ended
Dec. 31, 2017
LOANS RECEIVABLE AND CREDIT QUALITY [Abstract]  
Summary of the Credit Risk Profile of the Real Estate Loans
The following is a summary of the credit risk profile of real estate loans (including deferred costs) by internally assigned grade as of the dates indicated:

  
Balance at December 31, 2017
 
  
Pass
  
Special
Mention
  
Substandard
  
Doubtful
  
Total
 
Real Estate:
               
One-to-four family residential, including condominium and cooperative apartment
 
$
62,042
  
$
178
  
$
875
  
$
-
  
$
63,095
 
Multifamily residential and residential mixed-use
  
4,374,388
   
6,326
   
466
   
-
   
4,381,180
 
Commercial mixed-use real estate
  
396,647
   
-
   
4,908
   
-
   
401,555
 
Commercial real estate
  
602,448
   
1,897
   
4,703
   
-
   
609,048
 
ADC
  
9,189
   
-
   
-
   
-
   
9,189
 
Total real estate
  
5,444,714
   
8,401
   
10,952
   
-
   
5,464,067
 
C&I
  
136,671
   
-
   
-
   
-
   
136,671
 
Total Real Estate and C&I
 
$
5,581,385
  
$
8,401
  
$
10,952
  
$
-
  
$
5,600,738
 
 
  
Balance at December 31, 2016
 
  
Pass
  
Special
Mention
  
Substandard
  
Doubtful
  
Total
 
Real Estate:
               
One-to-four family residential, including condominium and cooperative apartment
 
$
72,325
  
$
212
  
$
1,485
  
$
-
  
$
74,022
 
Multifamily residential and residential mixed-use
  
4,589,838
   
3,488
   
7,200
   
-
   
4,600,526
 
Commercial mixed-use real estate
  
398,139
   
535
   
5,465
   
-
   
404,139
 
Commercial real estate
  
546,568
   
525
   
7,227
   
-
   
554,320
 
Total Real Estate
 
$
5,606,870
  
$
4,760
  
$
21,377
  
$
-
  
$
5,633,007
 

The credit risk profile of C&I loans as of December 31, 2016 was included in the analysis of consumer loans. For consumer loans, the Company evaluates credit quality based on payment activity.  Consumer loans that are 90 days or more past due are placed on non-accrual status, while all remaining consumer loans are classified and evaluated as performing.

The following is a summary of the credit risk profile of consumer loans by internally assigned grade:

  
At December 31,
 
  
2017
  
2016(1)
 
Performing
 
$
1,375
  
$
3,414
 
Non-accrual
  
4
   
1
 
Total
 
$
1,379
  
$
3,415
 
 
(1)
Included in the balance of consumer loans at December 31, 2016 are $2,058 of C&I loans. Subsequent to December 31, 2016, C&I loans were evaluated based on risk ratings and included in the preceding credit risk profile table.
Past Due Financing Receivables
The following is a summary of the past due status of the Company's investment in loans (excluding accrued interest) as of the dates indicated:

  
At December 31, 2017
 
  
30 to 59
Days Past
Due
  
60 to 89
Days Past
Due
  
Accruing
Loans 90
Days or
More Past
Due
  
Non-
accrual (1)
  
Total Past
Due
  
Current
  
Total Loans
 
Real Estate:
                     
One-to-four family residential, including condominium and cooperative apartment
 
$
10
  
$
23
  
$
6,397
  
$
436
  
$
6,866
  
$
56,229
  
$
63,095
 
Multifamily residential and residential mixed-use
  
-
   
-
   
1,669
   
-
   
1,669
   
4,379,511
   
4,381,180
 
Commercial mixed-use real estate
  
-
   
-
   
520
   
93
   
613
   
400,942
   
401,555
 
Commercial real estate
  
-
   
-
   
11,349
   
-
   
11,349
   
597,699
   
609,048
 
ADC
  
-
   
-
   
-
   
-
   
-
   
9,189
   
9,189
 
Total real estate
 
$
10
  
$
23
  
$
19,935
  
$
529
  
$
20,497
  
$
5,443,570
  
$
5,464,067
 
C&I
 
$
-
  
$
-
  
$
-
  
$
-
  
$
-
  
$
136,671
  
$
136,671
 
Consumer
 
$
4
  
$
-
  
$
-
  
$
4
  
$
8
  
$
1,371
  
$
1,379
 
 
(1) Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2017.

  
At December 31, 2016
 
  
30 to 59
Days Past
Due
  
60 to 89
Days Past
Due
  
Accruing
Loans 90
Days or
More Past
Due
  
Non-
accrual (1)
  
Total Past
Due
  
Current
  
Total Loans
 
Real Estate:
                     
One-to-four family residential, including condominium and cooperative apartment
 
$
188
  
$
-
  
$
1,513
  
$
1,012
  
$
2,713
  
$
71,309
  
$
74,022
 
Multifamily residential and residential mixed-use
  
-
   
-
   
1,557
   
2,675
   
4,232
   
4,596,294
   
4,600,526
 
Commercial mixed-use real estate
  
-
   
-
   
-
   
549
   
549
   
403,590
   
404,139
 
Commercial real estate
  
1,732
   
-
   
-
   
-
   
1,732
   
552,588
   
554,320
 
Total real estate
 
$
1,920
  
$
-
  
$
3,070
  
$
4,236
  
$
9,226
  
$
5,623,781
  
$
5,633,007
 
Consumer
 
$
-
  
$
-
  
$
-
  
$
1
  
$
1
  
$
3,414
  
$
3,415
 
 
(1) Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2016.
Troubled Debt Restructurings on Financing Receivables
The following table summarizes outstanding TDRs by underlying collateral type as of the dates indicated:

  
As of December 31, 2017
  
As of December 31, 2016
 
  
No. of Loans
  
Balance
  
No. of Loans
  
Balance
 
One-to-four family residential, including condominium and cooperative apartment
  
1
  
$
22
   
2
  
$
407
 
Multifamily residential and residential mixed-use
  
3
   
619
   
3
   
658
 
Commercial mixed-use real estate
  
1
   
4,174
   
1
   
4,261
 
Commercial real estate
  
1
   
3,296
   
1
   
3,363
 
Total real estate
  
6
  
$
8,111
   
7
  
$
8,689