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ALLOWANCE FOR LOAN LOSSES (Tables)
 6 Months Ended
Jun. 30, 2017
ALLOWANCE FOR LOAN LOSSES [Abstract]  
Allowance for Credit Losses for Impairment by Financing Receivables Class
The following tables present data regarding the allowance for loan losses activity for the periods indicated:

   At or for the Three Months Ended June 30, 2017 
     
Real Estate Loans
     
Consumer
Loans
 
  
One-to-Four Family
Residential,
Including
Condominium and
Cooperative
Apartment
  
Multifamily
Residential and
Residential
Mixed Use
  
Commercial
Mixed Use
Real Estate
  
Commercial
Real Estate
  
ADC
  
Total
Real Estate
   
C&I
 
Beginning balance
 
$
129
  
$
16,665
  
$
1,589
  
$
2,099
  
$
-
  
$
20,482
  
$
453
  
$
19
 
Provision (credit) for loan losses
  
(19
)
  
730
   
(178
)
  
(65
)
  
6
   
474
   
570
   
3
 
Charge-offs
  
-
   
(23
)
  
-
   
-
   
-
   
(23
)
  
-
   
(5
)
Recoveries
  
12
   
-
   
-
   
-
   
-
   
12
   
-
   
-
 
Ending balance
 
$
122
  
$
17,372
  
$
1,411
  
$
2,034
  
$
6
  
$
20,945
  
$
1,023
  
$
17
 

  
At or for the Three Months Ended June 30, 2016
 
  
Real Estate Loans
  
Consumer
Loans
 
  
One-to-Four Family
Residential,
Including
Condominium and
Cooperative
Apartment
  
Multifamily
Residential and
Residential
Mixed Use
  
Commercial
Mixed Use
Real Estate
  
Commercial
Real Estate
  
Total
Real Estate
 
Beginning balance
 
$
99
  
$
14,462
  
$
1,552
  
$
2,381
  
$
18,494
  
$
19
 
Provision (credit) for loan losses
  
96
   
407
   
133
   
(194
)
  
442
   
-
 
Charge-offs
  
(4
)
  
(43
)
  
(1
)
  
-
   
(48
)
  
-
 
Recoveries
  
1
   
-
   
-
   
-
   
1
   
1
 
Ending balance
 
$
192
  
$
14,826
  
$
1,684
  
$
2,187
  
$
18,889
  
$
20
 
 
 At or for the Six Months Ended June 30, 2017 
     
Real Estate Loans
     
Consumer
Loans
 
  
One-to-Four Family
Residential,
Including
Condominium and
Cooperative
Apartment
  
Multifamily
Residential and
Residential
Mixed Use
  
Commercial
Mixed Use
Real Estate
  
Commercial
Real Estate
  
ADC
  
Total
Real Estate
   
C&I
 
Beginning balance
 
$
145
  
$
16,555
  
$
1,698
  
$
2,118
  
$
-
  
$
20,516
  
$
-
  
$
20
 
Provision (credit) for loan losses
  
(23
)
  
864
   
(291
)
  
(84
)
  
6
   
472
   
1,023
   
2
 
Charge-offs
  
(13
)
  
(92
)
  
-
   
-
   
-
   
(105
)
  
-
   
(5
)
Recoveries
  
13
   
45
   
4
   
-
   
-
   
62
   
-
   
-
 
Ending balance
 
$
122
  
$
17,372
  
$
1,411
  
$
2,034
  
$
6
  
$
20,945
  
$
1,023
  
$
17
 

  
At or for the Six Months Ended June 30, 2016
 
  
Real Estate Loans
  
Consumer
Loans
 
  
One-to-Four Family
Residential,
Including
Condominium and
Cooperative
Apartment
  
Multifamily
Residential and
Residential
Mixed Use
  
Commercial
Mixed Use
Real Estate
  
Commercial
Real Estate
  
Total
Real Estate
 
Beginning balance
 
$
263
  
$
14,118
  
$
1,652
  
$
2,461
  
$
18,494
  
$
20
 
Provision (credit) for loan losses
  
(46
)
  
731
   
34
   
(297
)
  
422
   
(1
)
Charge-offs
  
(27
)
  
(60
)
  
(2
)
  
-
   
(89
)
  
-
 
Recoveries
  
2
   
37
   
-
   
23
   
62
   
1
 
Ending balance
 
$
192
  
$
14,826
  
$
1,684
  
$
2,187
  
$
18,889
  
$
20
 
 
The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment evaluation method as of the periods indicated:

  At or for the Three Months Ended June 30, 2017 
     
Real Estate Loans
   
C&I
 
 
Consumer
Loans
 
  
One-to-Four Family
Residential,
Including
Condominium and
Cooperative
Apartment
  
Multifamily
Residential and
Residential
Mixed Use
  
Commercial
Mixed Use
Real Estate
  
Commercial
Real Estate
  
ADC
  
Total
Real Estate
 
Allowance for loan losses:
                         
Individually evaluated for impairment
 
$
-
  
$
-
  
$
-
  
$
-
  
$
-
  
$
-
  
$
-
  
$
-
 
Collectively evaluated for impairment
  
122
   
17,372
   
1,411
   
2,034
   
6
   
20,945
   
1,023
   
17
 
Total ending allowance balance
 
$
122
  
$
17,372
  
$
1,411
  
$
2,034
  
$
6
  
$
20,945
  
$
1,023
  
$
17
 
                                 
Loans:
                                
Individually evaluated for impairment
 
$
399
  
$
3,257
  
$
4,319
  
$
3,330
  
$
-
  
$
11,305
  
$
-
  
$
-
 
Collectively evaluated for impairment
  
70,583
   
4,752,923
   
400,607
   
567,515
   
4,000
   
5,795,628
   
68,199
   
1,749
 
Total ending loans balance
 
$
70,982
  
$
4,756,180
  
$
404,926
  
$
570,845
  
$
4,000
  
$
5,806,933
  
$
68,199
  
$
1,749
 

  At or for the Year Ended December 31, 2016 
  
Real Estate Loans
     
Consumer
Loans
 
  
One-to-Four Family
Residential,
Including
Condominium and
Cooperative
Apartment
  
Multifamily
Residential and
Residential
Mixed Use
  
Commercial
Mixed Use
Real Estate
  
Commercial
Real Estate
  
Total
Real Estate
   
C&I
 
Allowance for loan losses:
                      
Individually evaluated for impairment
 
$
-
  
$
-
  
$
-
  
$
-
  
$
-
  
$
-
  
$
-
 
Collectively evaluated for impairment
  
145
   
16,555
   
1,698
   
2,118
   
20,516
   
-
   
20
 
Total ending allowance balance
 
$
145
  
$
16,555
  
$
1,698
  
$
2,118
  
$
20,516
  
$
-
  
$
20
 
                             
Loans:
                            
Individually evaluated for impairment
 
$
407
  
$
3,333
  
$
4,810
  
$
3,363
  
$
11,913
  
$
-
  
$
-
 
Collectively evaluated for impairment
  
73,615
   
4,597,193
   
399,329
   
550,957
   
5,621,094
   
2,058
   
1,357
 
Total ending loans balance
 
$
74,022
  
$
4,600,526
  
$
404,139
  
$
554,320
  
$
5,633,007
  
$
2,058
  
$
1,357
 
Summary of Impaired Real Estate Loans
The following tables summarize impaired real estate loans with no related allowance recorded as of the periods indicated (by collateral type within the real estate loan segment):

  
At June 30, 2017
  
At December 31, 2016
 
  
Unpaid
Principal
Balance
  
Recorded
Investment(1)
  
Related
Allowance
  
Unpaid
Principal
Balance
  
Recorded
Investment(1)
  
Related
Allowance
 
                   
With no related allowance recorded:
                  
One-to-Four Family Residential, Including Condominium and Cooperative Apartment
 
$
399
  
$
399
  
$
-
  
$
407
  
$
407
  
$
-
 
Multifamily Residential and Residential Mixed Use
  
3,257
   
3,257
   
-
   
3,333
   
3,333
   
-
 
Commercial Mixed Use Real Estate
  
4,319
   
4,319
   
-
   
4,810
   
4,810
   
-
 
Commercial Real Estate
  
3,330
   
3,330
   
-
   
3,363
   
3,363
   
-
 
Total with no related allowance recorded
 
$
11,305
  
$
11,305
  
$
-
  
$
11,913
  
$
11,913
  
$
-
 
(1)
The recorded investment excludes accrued interest receivable and loan origination fees, net, due to immateriality.

The following table presents information for impaired loans for the periods indicated:

  
Three Months Ended June 30,
  
Six Months Ended June 30,
 
  
2017
  
2016
  
2017
  
2016
 
  
Average
Recorded
Investment(1)
  
Interest
Income
Recognized
  
Average
Recorded
Investment(1)
  
Interest
Income
Recognized
  
Average
Recorded
Investment(1)
  
Interest
Income
Recognized
  
Average
Recorded
Investment(1)
  
Interest
Income
Recognized
 
With no related allowance recorded:
                        
One-to-Four Family Residential, Including Condominium and Cooperative Apartment
 
$
400
  
$
7
  
$
399
  
$
7
  
$
402
  
$
14
  
$
465
  
$
41
 
Multifamily Residential and Residential Mixed Use
  
3,264
   
16
   
2,451
   
25
   
3,287
   
62
   
1,962
   
38
 
Commercial Mixed Use Real Estate
  
4,527
   
43
   
4,367
   
44
   
4,622
   
88
   
4,360
   
88
 
Commercial Real Estate
  
3,338
   
33
   
3,404
   
34
   
3,347
   
67
   
3,481
   
68
 
Ending balance
 
$
11,529
  
$
99
  
$
10,621
  
$
110
  
$
11,658
  
$
231
  
$
10,268
  
$
235
 
(1)
The recorded investment excludes accrued interest receivable and loan origination fees, net, due to immateriality.